============================= TIME: 2026-05-07 15:33:18 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [accept-encoding] => gzip, br, deflate [accept] => */* [cookie] => PHPSESSID=008e66b9e0eb243e0ef871b053921271 [referer] => https://apitest.fintechwerx.com/zumrails/webhook/ [user-agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; GPTBot/1.3; +https://openai.com/gptbot) [from] => gptbot(at)openai.com [x-openai-host-hash] => 286635732 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-08 14:33:32 HEADERS: Array ( [x-https] => 1 [host] => secureapi.fintechwerx.com [accept-encoding] => gzip, br, deflate [accept] => */* [cookie] => PHPSESSID=618b7c9e7a362dcd995f4f5b8e32f6cf [referer] => https://secureapi.fintechwerx.com/zumrails/webhook/ [user-agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; GPTBot/1.3; +https://openai.com/gptbot) [from] => gptbot(at)openai.com [x-openai-host-hash] => 661696342 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-08 16:47:59 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [accept-encoding] => gzip, br, deflate [accept] => */* [cookie] => PHPSESSID=827baffa625097f4ba020504b95e90f7 [referer] => https://apitest.fintechwerx.com/zumrails/webhook/ [user-agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; GPTBot/1.3; +https://openai.com/gptbot) [from] => gptbot(at)openai.com [x-openai-host-hash] => 286635732 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-12 15:19:01 HEADERS: Array ( [x-https] => 1 [content-length] => 2556 [content-type] => application/json [traceparent] => 00-e8319be32ace104a8bedc0f94dbe4627-431888acae072d93-00 [zumrails-signature] => UTQPrDi11V+ojJ2QbW/0+ruyKl4TzbOh6zsZzA/n9CU= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-05-12T15:19:01.235079Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"658e1c7f-2d18-44d0-a542-097124743fbb","FirstName":"Keny","LastName":"Lin","CompanyName":null,"Email":"keny.lin@starchargeamericas.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"85581476-3ebc-4414-8dad-094db79d76dd","CreatedAt":"2026-05-12T15:19:00.725508Z","Memo":"SB 05ed56cd-80b","Comment":"batchId: 05ed56cd-80b7-494c-b427-648a164ce705 siteOwnerId: 2c1a3b79-21cf-4e85-a09a-b62dd0ef9c84","Amount":297.62,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"5cd13c64-42f9-458e-8e1b-49a38480d74d","CreatedAt":"2026-05-12T15:19:01.105182Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Keny Lin - keny.lin@starchargeamericas.com with amount: $297.62"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Keny Lin - keny.lin@starchargeamericas.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (85581476-3ebc-4414-8dad-094db79d76dd) FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-05-12 15:20:07 HEADERS: Array ( [x-https] => 1 [content-length] => 2446 [content-type] => application/json [zumrails-signature] => ykdHxrhHVpARikVJgofLAl6gWnQBWsYEFZKL5OEwfe0= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-05-12T15:20:07.391173Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"658e1c7f-2d18-44d0-a542-097124743fbb","FirstName":"Keny","LastName":"Lin","CompanyName":null,"Email":"keny.lin@starchargeamericas.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"85581476-3ebc-4414-8dad-094db79d76dd","CreatedAt":"2026-05-12T15:19:00.725508Z","Memo":"SB 05ed56cd-80b","Comment":"batchId: 05ed56cd-80b7-494c-b427-648a164ce705 siteOwnerId: 2c1a3b79-21cf-4e85-a09a-b62dd0ef9c84","Amount":297.62,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"61042c08-aa0b-4b4a-9d0b-8d50986d4762","CreatedAt":"2026-05-12T15:20:07.38753Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"83af8372-b875-478f-8254-9b4878ac425d","CreatedAt":"2026-05-12T15:20:07.383375Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Keny Lin - keny.lin@starchargeamericas.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (85581476-3ebc-4414-8dad-094db79d76dd) FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-05-12 15:22:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2449 [content-type] => application/json [zumrails-signature] => 1QSw59BxOBw4EZHXgEEzMFOGbEAKfW3uPSOyVtbvubA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-05-12T15:22:06.208428Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"658e1c7f-2d18-44d0-a542-097124743fbb","FirstName":"Keny","LastName":"Lin","CompanyName":null,"Email":"keny.lin@starchargeamericas.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"85581476-3ebc-4414-8dad-094db79d76dd","CreatedAt":"2026-05-12T15:19:00.725508Z","Memo":"SB 05ed56cd-80b","Comment":"batchId: 05ed56cd-80b7-494c-b427-648a164ce705 siteOwnerId: 2c1a3b79-21cf-4e85-a09a-b62dd0ef9c84","Amount":297.62,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"80fc141b-fe42-47ee-afb7-dff0ed541014","CreatedAt":"2026-05-12T15:22:06.203819Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"7a6856ae-d8b8-4f85-bcab-e18bb1605787","CreatedAt":"2026-05-12T15:22:06.199763Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Keny Lin - keny.lin@starchargeamericas.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (85581476-3ebc-4414-8dad-094db79d76dd) FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-05-12 15:22:06 HEADERS: Array ( [x-https] => 1 [content-length] => 4692 [content-type] => application/json [zumrails-signature] => OhOWTJthDE1O7V61eBRH09q7g/yiS5FY+XAeWLMRSc4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-05-12T15:22:06.51727Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"658e1c7f-2d18-44d0-a542-097124743fbb","FirstName":"Keny","LastName":"Lin","CompanyName":null,"Email":"keny.lin@starchargeamericas.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"85581476-3ebc-4414-8dad-094db79d76dd","CreatedAt":"2026-05-12T15:19:00.725508Z","Memo":"SB 05ed56cd-80b","Comment":"batchId: 05ed56cd-80b7-494c-b427-648a164ce705 siteOwnerId: 2c1a3b79-21cf-4e85-a09a-b62dd0ef9c84","Amount":297.62,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"e061b363-2d33-4f92-abb1-cefd84053e9c","CreatedAt":"2026-05-12T15:22:06.502612Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"16647302-9cab-469c-8131-504721585dc6","CreatedAt":"2026-05-12T15:22:06.498884Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"45b3e6ea-13bf-4c0b-8016-d722bda8f8cf","CreatedAt":"2026-05-12T15:22:06.494962Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"80fc141b-fe42-47ee-afb7-dff0ed541014","CreatedAt":"2026-05-12T15:22:06.203819Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"7a6856ae-d8b8-4f85-bcab-e18bb1605787","CreatedAt":"2026-05-12T15:22:06.199763Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"6b76c9fa-ade9-4e92-a43f-ae692f41499c","CreatedAt":"2026-05-12T15:20:08.38779Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $297.62"},{"Id":"a4e605a9-a4ef-4d89-b8fd-542d1b1b7848","CreatedAt":"2026-05-12T15:20:08.286383Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"3cbca825-d6cb-48be-aef9-3ad66ff65416","CreatedAt":"2026-05-12T15:20:08.280055Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $297.62"},{"Id":"cbbcaf28-6a83-481c-bffd-ee71be79b475","CreatedAt":"2026-05-12T15:20:07.690952Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"61042c08-aa0b-4b4a-9d0b-8d50986d4762","CreatedAt":"2026-05-12T15:20:07.38753Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"83af8372-b875-478f-8254-9b4878ac425d","CreatedAt":"2026-05-12T15:20:07.383375Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"5cd13c64-42f9-458e-8e1b-49a38480d74d","CreatedAt":"2026-05-12T15:19:01.105182Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Keny Lin - keny.lin@starchargeamericas.com with amount: $297.62"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Keny Lin - keny.lin@starchargeamericas.com","ScheduledStartDate":null,"CompletedAt":"2026-05-12T15:22:06.506066Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (85581476-3ebc-4414-8dad-094db79d76dd) FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-05-15 16:04:11 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-18 16:28:52 HEADERS: Array ( [x-https] => 1 [connection] => keep-alive [host] => apitest.fintechwerx.com [user-agent] => meta-externalagent/1.1 (+https://developers.facebook.com/docs/sharing/webmasters/crawler) [accept] => */* ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-18 16:29:52 HEADERS: Array ( [x-https] => 1 [connection] => keep-alive [host] => secureapi.fintechwerx.com [user-agent] => meta-externalagent/1.1 (+https://developers.facebook.com/docs/sharing/webmasters/crawler) [accept] => */* ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-23 01:38:05 HEADERS: Array ( [x-https] => 1 [host] => secureapi.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-23 20:26:12 HEADERS: Array ( [x-https] => 1 [accept-encoding] => gzip, deflate, br [user-agent] => Mozilla/5.0 (Linux; Android 6.0.1; Nexus 5X Build/MMB29P) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/148.0.7778.96 Mobile Safari/537.36 (compatible; GoogleOther) [from] => googlebot(at)googlebot.com [accept] => text/html,application/xhtml+xml,application/xml;q=0.9,*/*;q=0.8 [connection] => keep-alive [host] => apitest.fintechwerx.com ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-24 08:04:52 HEADERS: Array ( [x-https] => 1 [accept-encoding] => gzip, deflate, br [user-agent] => Mozilla/5.0 (Linux; Android 6.0.1; Nexus 5X Build/MMB29P) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/148.0.7778.96 Mobile Safari/537.36 (compatible; Googlebot/2.1; +http://www.google.com/bot.html) [from] => googlebot(at)googlebot.com [accept] => text/html,application/xhtml+xml,application/signed-exchange;v=b3,application/xml;q=0.9,*/*;q=0.8 [connection] => keep-alive [amp-cache-transform] => google;v="1..8" [host] => apitest.fintechwerx.com ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-24 16:55:35 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-24 16:55:41 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-30 08:03:03 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-30 15:41:53 HEADERS: Array ( [x-https] => 1 [host] => secureapi.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-06-01 12:53:12 HEADERS: Array ( [x-https] => 1 [content-length] => 2447 [content-type] => application/json [traceparent] => 00-22d8d273f33aa7a0b839ffb917be5de7-d88760247b7a3880-00 [zumrails-signature] => ZnGS9Or89JDuusl9RlGUaO1lwd/drVdkitWBSJVk2fI= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T12:53:12.377029Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"7a82dee1-a2e5-4ffc-8c90-3b9114780693","CreatedAt":"2026-06-01T12:53:12.121725Z","Memo":"no","Comment":"","Amount":11,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"578d464c-165c-4269-8ee2-78d5a6a6ee72","CreatedAt":"2026-06-01T12:53:12.355848Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $11.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (7a82dee1-a2e5-4ffc-8c90-3b9114780693) EFT EMAIL: {"attempted":false,"sent":false,"skipped":"emails_disabled","template":null} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 12:55:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2337 [content-type] => application/json [zumrails-signature] => SW+ZUM6KzpvGaFBGZfQuarofp3zDLG1wJviPWsnfkFI= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T12:55:05.218988Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"7a82dee1-a2e5-4ffc-8c90-3b9114780693","CreatedAt":"2026-06-01T12:53:12.121725Z","Memo":"no","Comment":"","Amount":11,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"3a9b7971-6877-4f77-a433-16a8ccd4b7f1","CreatedAt":"2026-06-01T12:55:05.205804Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"1b486380-75b4-4fde-a451-253caea6eb88","CreatedAt":"2026-06-01T12:55:05.17643Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (7a82dee1-a2e5-4ffc-8c90-3b9114780693) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 12:55:19 HEADERS: Array ( [x-https] => 1 [content-length] => 2447 [content-type] => application/json [traceparent] => 00-bfab6bd4d22d5ab31906d10d3e08f0df-0a47f2672909fd78-00 [zumrails-signature] => 3WFjucz4eDvIDcOpUxOWDFYj0QCiUHt6ywNZ65K0UhE= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T12:55:19.368264Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"8050d2a5-22e3-410d-8087-8325650a5e22","CreatedAt":"2026-06-01T12:55:19.120702Z","Memo":"no","Comment":"","Amount":33,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"d7dc93cf-3247-45de-a0bc-d7e64d5a07e6","CreatedAt":"2026-06-01T12:55:19.353702Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $33.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (8050d2a5-22e3-410d-8087-8325650a5e22) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 12:57:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2338 [content-type] => application/json [zumrails-signature] => vZ15DGrUpClGj6/UTtRa0wyBsi9xTmQzrte0WJOuBbs= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T12:57:05.576323Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"8050d2a5-22e3-410d-8087-8325650a5e22","CreatedAt":"2026-06-01T12:55:19.120702Z","Memo":"no","Comment":"","Amount":33,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"321411dd-4816-468b-ade5-5bb6ca14a78e","CreatedAt":"2026-06-01T12:57:05.573807Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"fb30eac1-caba-4fcd-904f-e487985fc2dc","CreatedAt":"2026-06-01T12:57:05.570162Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (8050d2a5-22e3-410d-8087-8325650a5e22) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 12:57:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2548 [content-type] => application/json [zumrails-signature] => fpB+fh1B4BuPAi9suRc8rZr96owwBql4pA2uVm7KxYg= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T12:57:05.875178Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"7a82dee1-a2e5-4ffc-8c90-3b9114780693","CreatedAt":"2026-06-01T12:53:12.121725Z","Memo":"no","Comment":"","Amount":11,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"1af6a61a-f033-43f7-bc53-95bc598dcbfe","CreatedAt":"2026-06-01T12:57:05.871016Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"2616fe99-845c-4ef6-b0ee-9b0961191691","CreatedAt":"2026-06-01T12:57:05.866464Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (7a82dee1-a2e5-4ffc-8c90-3b9114780693) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 12:57:06 HEADERS: Array ( [x-https] => 1 [content-length] => 4583 [content-type] => application/json [zumrails-signature] => kzzAuVlLLFgEJopf/mgClV1G/fYIH3iUwDgqiYKJqVc= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T12:57:06.126731Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"7a82dee1-a2e5-4ffc-8c90-3b9114780693","CreatedAt":"2026-06-01T12:53:12.121725Z","Memo":"no","Comment":"","Amount":11,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"b4e5d9de-db60-43c4-8052-3b55397fc720","CreatedAt":"2026-06-01T12:57:06.115199Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"2f43de3d-48c3-4feb-b81e-3e47091cae5c","CreatedAt":"2026-06-01T12:57:06.111551Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"86569fed-6d71-4217-b370-82edc667d51f","CreatedAt":"2026-06-01T12:57:06.108153Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"1af6a61a-f033-43f7-bc53-95bc598dcbfe","CreatedAt":"2026-06-01T12:57:05.871016Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"2616fe99-845c-4ef6-b0ee-9b0961191691","CreatedAt":"2026-06-01T12:57:05.866464Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"4a4010d4-aebb-4b54-8306-93d713cca6c9","CreatedAt":"2026-06-01T12:55:05.496709Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $11.00"},{"Id":"581cf5b1-2fb6-4ec3-83be-e0f51d925cec","CreatedAt":"2026-06-01T12:55:05.477584Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"453b5cf9-c83f-4a9d-8ead-56963a3a4b3c","CreatedAt":"2026-06-01T12:55:05.469053Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $11.00"},{"Id":"f95e7815-2692-426d-911e-caba27290566","CreatedAt":"2026-06-01T12:55:05.459468Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"3a9b7971-6877-4f77-a433-16a8ccd4b7f1","CreatedAt":"2026-06-01T12:55:05.205804Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"1b486380-75b4-4fde-a451-253caea6eb88","CreatedAt":"2026-06-01T12:55:05.17643Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"578d464c-165c-4269-8ee2-78d5a6a6ee72","CreatedAt":"2026-06-01T12:53:12.355848Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $11.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T12:57:06.118118Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (7a82dee1-a2e5-4ffc-8c90-3b9114780693) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 12:59:07 HEADERS: Array ( [x-https] => 1 [content-length] => 2339 [content-type] => application/json [zumrails-signature] => 4b1cuKXT8Ez6mH+xtTniImZusu84Cr0JIpWcB0NqqaE= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T12:59:07.01697Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"8050d2a5-22e3-410d-8087-8325650a5e22","CreatedAt":"2026-06-01T12:55:19.120702Z","Memo":"no","Comment":"","Amount":33,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"1e97a2e7-363e-48de-a472-5bb6ea4e8e32","CreatedAt":"2026-06-01T12:59:06.992581Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"807a8515-edcc-4459-8648-0ba6fb7a901b","CreatedAt":"2026-06-01T12:59:06.988452Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (8050d2a5-22e3-410d-8087-8325650a5e22) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 12:59:07 HEADERS: Array ( [x-https] => 1 [content-length] => 4582 [content-type] => application/json [zumrails-signature] => tnQ/Zrl8FRzO1yMq05kx9wCDW2EI49hiEiO7SbwHlGQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T12:59:07.564209Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"8050d2a5-22e3-410d-8087-8325650a5e22","CreatedAt":"2026-06-01T12:55:19.120702Z","Memo":"no","Comment":"","Amount":33,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"8734eb36-5b1a-47fa-aaf7-20397b35091e","CreatedAt":"2026-06-01T12:59:07.47521Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"b1123136-4033-4688-81ac-0c6e7b7f47f4","CreatedAt":"2026-06-01T12:59:07.46866Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"01fe2347-2ff0-46e5-8c88-d6d95920854b","CreatedAt":"2026-06-01T12:59:07.443408Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"1e97a2e7-363e-48de-a472-5bb6ea4e8e32","CreatedAt":"2026-06-01T12:59:06.992581Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"807a8515-edcc-4459-8648-0ba6fb7a901b","CreatedAt":"2026-06-01T12:59:06.988452Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"35ca83ad-45f1-45c3-964f-ddcae54be6e8","CreatedAt":"2026-06-01T12:57:05.842248Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $33.00"},{"Id":"d8f64e22-1248-4299-82bf-92bba1c5ec46","CreatedAt":"2026-06-01T12:57:05.833239Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"62764984-df75-40aa-9ecf-a2bdec418fde","CreatedAt":"2026-06-01T12:57:05.829993Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $33.00"},{"Id":"648ef3f8-d0d1-4489-a225-767bf657c13c","CreatedAt":"2026-06-01T12:57:05.819516Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"321411dd-4816-468b-ade5-5bb6ca14a78e","CreatedAt":"2026-06-01T12:57:05.573807Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"fb30eac1-caba-4fcd-904f-e487985fc2dc","CreatedAt":"2026-06-01T12:57:05.570162Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"d7dc93cf-3247-45de-a0bc-d7e64d5a07e6","CreatedAt":"2026-06-01T12:55:19.353702Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $33.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T12:59:07.503087Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (8050d2a5-22e3-410d-8087-8325650a5e22) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 14:23:02 HEADERS: Array ( [x-https] => 1 [content-length] => 2454 [content-type] => application/json [traceparent] => 00-bddec1852c604f1c0901b4983aed696c-2d909488af0b19bc-00 [zumrails-signature] => ZY6KDy1Xq79+Oe2Wj3HlLWEj1m8zNW0XdddwqRDcZao= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T14:23:02.857872Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"ad104995-04c2-4f32-8a90-3b9d343d6e78","CreatedAt":"2026-06-01T14:23:02.612439Z","Memo":"no","Comment":"testing","Amount":10,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"c45fc281-e595-4e75-a81b-e0e72f2eaa12","CreatedAt":"2026-06-01T14:23:02.844539Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $10.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (ad104995-04c2-4f32-8a90-3b9d343d6e78) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 14:24:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2345 [content-type] => application/json [zumrails-signature] => 9zQa9sdStNDxgfVRHOXiUtdOnhb4IVL52zuCFJPTH5E= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T14:24:03.974088Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"ad104995-04c2-4f32-8a90-3b9d343d6e78","CreatedAt":"2026-06-01T14:23:02.612439Z","Memo":"no","Comment":"testing","Amount":10,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"5beac6f5-b051-4ea0-b5c0-0a24eafcec8e","CreatedAt":"2026-06-01T14:24:03.970952Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"1fcf7b9b-08d8-4623-8da4-cb7c9e6bd22a","CreatedAt":"2026-06-01T14:24:03.967597Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (ad104995-04c2-4f32-8a90-3b9d343d6e78) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 14:26:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2346 [content-type] => application/json [zumrails-signature] => SugLwRhjDh+OY48wmBxw/moRSAhcHRjnxnb58lMFaK8= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T14:26:03.265742Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"ad104995-04c2-4f32-8a90-3b9d343d6e78","CreatedAt":"2026-06-01T14:23:02.612439Z","Memo":"no","Comment":"testing","Amount":10,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"cd1ac21e-3768-4957-85c2-f92ef128aa58","CreatedAt":"2026-06-01T14:26:03.187195Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"ebdffbf8-d271-4a2f-911e-bb92768b2bde","CreatedAt":"2026-06-01T14:26:03.17135Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (ad104995-04c2-4f32-8a90-3b9d343d6e78) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 14:26:03 HEADERS: Array ( [x-https] => 1 [content-length] => 4589 [content-type] => application/json [zumrails-signature] => P+R8y9i2jbBB+iBj97NEx/tyOWdsith4T8qjXm7ZWPg= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T14:26:03.713466Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"ad104995-04c2-4f32-8a90-3b9d343d6e78","CreatedAt":"2026-06-01T14:23:02.612439Z","Memo":"no","Comment":"testing","Amount":10,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"ed88ac11-f9ee-4c91-9001-a8897d617739","CreatedAt":"2026-06-01T14:26:03.697655Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"af97f6b2-5d54-480a-b280-322ceb339d73","CreatedAt":"2026-06-01T14:26:03.685414Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"191d047c-f888-492e-bd33-a29adbc316f0","CreatedAt":"2026-06-01T14:26:03.665923Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"cd1ac21e-3768-4957-85c2-f92ef128aa58","CreatedAt":"2026-06-01T14:26:03.187195Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"ebdffbf8-d271-4a2f-911e-bb92768b2bde","CreatedAt":"2026-06-01T14:26:03.17135Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"42bd8ba9-66e6-4c04-9e9e-41be08ed3c13","CreatedAt":"2026-06-01T14:24:04.308362Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $10.00"},{"Id":"c8d9c968-cb0a-42af-a379-2ed4f62e027c","CreatedAt":"2026-06-01T14:24:04.298477Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"8edd3fce-bf2d-4985-a611-f0a4a1715076","CreatedAt":"2026-06-01T14:24:04.294699Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $10.00"},{"Id":"d9008c88-0473-4e3e-b946-fe0f73516248","CreatedAt":"2026-06-01T14:24:04.282709Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"5beac6f5-b051-4ea0-b5c0-0a24eafcec8e","CreatedAt":"2026-06-01T14:24:03.970952Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"1fcf7b9b-08d8-4623-8da4-cb7c9e6bd22a","CreatedAt":"2026-06-01T14:24:03.967597Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"c45fc281-e595-4e75-a81b-e0e72f2eaa12","CreatedAt":"2026-06-01T14:23:02.844539Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $10.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T14:26:03.70131Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (ad104995-04c2-4f32-8a90-3b9d343d6e78) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 14:29:34 HEADERS: Array ( [x-https] => 1 [content-length] => 2445 [content-type] => application/json [traceparent] => 00-e8750922fc12de1bccb771b6610911fd-57ac267d585d44b4-00 [zumrails-signature] => XGZAxp+EaCFUNQGjVB6B95n6DIwUUr3o1YL4UI109RM= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T14:29:34.378746Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"266d80a0-7d18-4e7f-ac39-d0488bd8fd7b","CreatedAt":"2026-06-01T14:29:34.112057Z","Memo":"no","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"54635712-5ec3-4b9f-8747-636846d8fce9","CreatedAt":"2026-06-01T14:29:34.364022Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $5.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (266d80a0-7d18-4e7f-ac39-d0488bd8fd7b) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 14:31:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2337 [content-type] => application/json [zumrails-signature] => JPzPNuSvT3/M1kiolZMxEMe3E3e0q2n1LhLbBDX+gq4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T14:31:03.818213Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"266d80a0-7d18-4e7f-ac39-d0488bd8fd7b","CreatedAt":"2026-06-01T14:29:34.112057Z","Memo":"no","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"da659edc-6a60-4e94-8849-57ff0f22b0e9","CreatedAt":"2026-06-01T14:31:03.815241Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"2bc2462a-e725-43b2-82e9-b6f7f13f6718","CreatedAt":"2026-06-01T14:31:03.811653Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (266d80a0-7d18-4e7f-ac39-d0488bd8fd7b) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 14:33:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2339 [content-type] => application/json [zumrails-signature] => P6J5Z7Zoy86O5DWudMBdsj+Dh44I7jGoB8GFxJj/WI0= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T14:33:06.263442Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"266d80a0-7d18-4e7f-ac39-d0488bd8fd7b","CreatedAt":"2026-06-01T14:29:34.112057Z","Memo":"no","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"1ff689f9-3cb2-443f-be4d-1607697fa6f0","CreatedAt":"2026-06-01T14:33:06.170099Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"c1d45030-7d88-4ebb-bb1d-aefeb2cf7e84","CreatedAt":"2026-06-01T14:33:06.166162Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (266d80a0-7d18-4e7f-ac39-d0488bd8fd7b) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 14:33:06 HEADERS: Array ( [x-https] => 1 [content-length] => 4580 [content-type] => application/json [zumrails-signature] => uoDwlzF+9EgalYU8QYbyc6858ltbdEyQCAkYjNghvlw= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T14:33:06.770422Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"266d80a0-7d18-4e7f-ac39-d0488bd8fd7b","CreatedAt":"2026-06-01T14:29:34.112057Z","Memo":"no","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"b05f3776-d50c-4bbd-8d2c-0f7e715e4976","CreatedAt":"2026-06-01T14:33:06.755497Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"7beda9b1-f56f-4af5-8cea-047a869723f9","CreatedAt":"2026-06-01T14:33:06.726285Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"54d68b33-fdb0-465a-925d-7fa82e11350c","CreatedAt":"2026-06-01T14:33:06.714695Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"1ff689f9-3cb2-443f-be4d-1607697fa6f0","CreatedAt":"2026-06-01T14:33:06.170099Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"c1d45030-7d88-4ebb-bb1d-aefeb2cf7e84","CreatedAt":"2026-06-01T14:33:06.166162Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"f67abdb0-41bf-41ec-a7e3-6baae47de88c","CreatedAt":"2026-06-01T14:31:04.116927Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $5.00"},{"Id":"c8d5a005-f1f4-4240-8829-d726d128b950","CreatedAt":"2026-06-01T14:31:04.106271Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"8357bd91-c049-4f7d-a1a2-01f83b030842","CreatedAt":"2026-06-01T14:31:04.101302Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $5.00"},{"Id":"8f279b34-a931-4ea8-a8e4-850da3fb3530","CreatedAt":"2026-06-01T14:31:04.085006Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"da659edc-6a60-4e94-8849-57ff0f22b0e9","CreatedAt":"2026-06-01T14:31:03.815241Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"2bc2462a-e725-43b2-82e9-b6f7f13f6718","CreatedAt":"2026-06-01T14:31:03.811653Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"54635712-5ec3-4b9f-8747-636846d8fce9","CreatedAt":"2026-06-01T14:29:34.364022Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $5.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T14:33:06.765206Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (266d80a0-7d18-4e7f-ac39-d0488bd8fd7b) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 16:13:48 HEADERS: Array ( [x-https] => 1 [content-length] => 2445 [content-type] => application/json [traceparent] => 00-f163fc3b0de0b4d3215a57398e8e2126-40f68626e8520e37-00 [zumrails-signature] => 3MKWICijdD1CeIDLrUFcE8mf1AOpVowrOcipG4tbmuo= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T16:13:48.461258Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"f8fae8b6-4c24-4ca1-b756-be0b3c365f91","CreatedAt":"2026-06-01T16:13:48.216236Z","Memo":"no","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"dba3a362-97fd-4842-9ec0-1e6ccd322dd9","CreatedAt":"2026-06-01T16:13:48.448535Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $3.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (f8fae8b6-4c24-4ca1-b756-be0b3c365f91) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP connect failed: (0)"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 16:15:08 HEADERS: Array ( [x-https] => 1 [content-length] => 2337 [content-type] => application/json [zumrails-signature] => DGGEdkZ9L/+dUOE2lbXQ09ifYrG9x3gaS/szGMTmDpA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T16:15:08.376214Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"f8fae8b6-4c24-4ca1-b756-be0b3c365f91","CreatedAt":"2026-06-01T16:13:48.216236Z","Memo":"no","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"8942c180-47dd-45eb-b69c-977384edae9b","CreatedAt":"2026-06-01T16:15:08.363733Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"4dae86df-df03-4a14-a987-9eb0953f12a8","CreatedAt":"2026-06-01T16:15:08.271563Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (f8fae8b6-4c24-4ca1-b756-be0b3c365f91) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP connect failed: (0)"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 16:17:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2339 [content-type] => application/json [zumrails-signature] => LDYXI5W95mtM8aFprOxJOfa9j3LFbj939inOVxGGxNY= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T16:17:04.262984Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"f8fae8b6-4c24-4ca1-b756-be0b3c365f91","CreatedAt":"2026-06-01T16:13:48.216236Z","Memo":"no","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"32a2b232-e23a-4180-a4f2-4ebfca6c59cc","CreatedAt":"2026-06-01T16:17:04.185268Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"14a7ecd5-809e-4847-ad48-ff0ee3da4c50","CreatedAt":"2026-06-01T16:17:04.179622Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (f8fae8b6-4c24-4ca1-b756-be0b3c365f91) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP connect failed: (0)"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 16:17:04 HEADERS: Array ( [x-https] => 1 [content-length] => 4580 [content-type] => application/json [zumrails-signature] => Heq0IYE/R8gkzGT/7uVAyuMZrQ3pUl38/qK9qZzxod0= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T16:17:04.526455Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"f8fae8b6-4c24-4ca1-b756-be0b3c365f91","CreatedAt":"2026-06-01T16:13:48.216236Z","Memo":"no","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"a882b074-affd-4980-a553-c87ba1e76a3b","CreatedAt":"2026-06-01T16:17:04.511192Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"eb47930b-22fb-46f5-91e3-dd01174b55f6","CreatedAt":"2026-06-01T16:17:04.505734Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"805b63a3-ccee-425d-9a46-2dc9c09c2031","CreatedAt":"2026-06-01T16:17:04.500994Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"32a2b232-e23a-4180-a4f2-4ebfca6c59cc","CreatedAt":"2026-06-01T16:17:04.185268Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"14a7ecd5-809e-4847-ad48-ff0ee3da4c50","CreatedAt":"2026-06-01T16:17:04.179622Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"9956dfb1-4490-46b8-aa80-732a63731d86","CreatedAt":"2026-06-01T16:15:08.990966Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $3.00"},{"Id":"f54ac246-9952-4ccc-b9e4-d730a032f863","CreatedAt":"2026-06-01T16:15:08.977611Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"de84d0cb-b391-4999-8b70-bed5d1bf98b8","CreatedAt":"2026-06-01T16:15:08.974177Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $3.00"},{"Id":"b08be812-3a78-4a88-9a2d-500d1308a0bf","CreatedAt":"2026-06-01T16:15:08.718443Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"8942c180-47dd-45eb-b69c-977384edae9b","CreatedAt":"2026-06-01T16:15:08.363733Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"4dae86df-df03-4a14-a987-9eb0953f12a8","CreatedAt":"2026-06-01T16:15:08.271563Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"dba3a362-97fd-4842-9ec0-1e6ccd322dd9","CreatedAt":"2026-06-01T16:13:48.448535Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $3.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T16:17:04.515484Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (f8fae8b6-4c24-4ca1-b756-be0b3c365f91) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"transfer_completed","error":"SMTP connect failed: (0)"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 16:25:38 HEADERS: Array ( [x-https] => 1 [content-length] => 2444 [content-type] => application/json [traceparent] => 00-8dd73b159847d9c34a56d62e4e071180-4ad1ac54f63ed66b-00 [zumrails-signature] => uFEGb3+mD84T8660mfKoTHu4lUEIHlNJoGH7NpSIcCc= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T16:25:38.677864Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"189782f4-0847-4e8d-b4a8-a1327074c8b7","CreatedAt":"2026-06-01T16:25:38.433125Z","Memo":"no","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"c1dbc604-040b-4712-a71f-478c4c926d79","CreatedAt":"2026-06-01T16:25:38.66375Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $5.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (189782f4-0847-4e8d-b4a8-a1327074c8b7) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 16:27:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2337 [content-type] => application/json [zumrails-signature] => AW8SxY9MVv9kSy4Wsd5lLx/z0jme7HupgVauWMy67TA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T16:27:05.781615Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"189782f4-0847-4e8d-b4a8-a1327074c8b7","CreatedAt":"2026-06-01T16:25:38.433125Z","Memo":"no","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"5cb6ed28-21ce-46f7-b4c7-74ee29a1f900","CreatedAt":"2026-06-01T16:27:05.763867Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"2c23df75-1147-440b-b418-bd77e0e24868","CreatedAt":"2026-06-01T16:27:05.663415Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (189782f4-0847-4e8d-b4a8-a1327074c8b7) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 16:29:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2339 [content-type] => application/json [zumrails-signature] => 0VVY7neSvLzenmsBiE9YLhXLFRPhXbKSaN0IpIBG99k= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T16:29:04.127902Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"189782f4-0847-4e8d-b4a8-a1327074c8b7","CreatedAt":"2026-06-01T16:25:38.433125Z","Memo":"no","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"981dfeb2-ae49-4163-85fe-a67f25e0357a","CreatedAt":"2026-06-01T16:29:04.106811Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"698a5c35-b737-44ed-b76a-bb0ee039cddf","CreatedAt":"2026-06-01T16:29:04.096677Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (189782f4-0847-4e8d-b4a8-a1327074c8b7) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 16:29:04 HEADERS: Array ( [x-https] => 1 [content-length] => 4578 [content-type] => application/json [zumrails-signature] => lwXeRhhGmDAel1etKWMFsjSoVNsNzxgaHzd9vnK9DjQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T16:29:04.40774Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"189782f4-0847-4e8d-b4a8-a1327074c8b7","CreatedAt":"2026-06-01T16:25:38.433125Z","Memo":"no","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"096a0ce2-bb71-49d0-b7fc-cebc7d31aec1","CreatedAt":"2026-06-01T16:29:04.393434Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"7e612516-3d65-42eb-9ee9-1e9e5415e230","CreatedAt":"2026-06-01T16:29:04.388211Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"14297d5d-4077-4095-bc31-ba96bb6e179a","CreatedAt":"2026-06-01T16:29:04.384863Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"981dfeb2-ae49-4163-85fe-a67f25e0357a","CreatedAt":"2026-06-01T16:29:04.106811Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"698a5c35-b737-44ed-b76a-bb0ee039cddf","CreatedAt":"2026-06-01T16:29:04.096677Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"27739a28-cb58-47ed-81db-3265a84c8940","CreatedAt":"2026-06-01T16:27:06.471596Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $5.00"},{"Id":"a66d88fa-3c66-43a6-a38b-9e39b043c88f","CreatedAt":"2026-06-01T16:27:06.390131Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"3442a575-f0d5-4935-8c58-b26029c12084","CreatedAt":"2026-06-01T16:27:06.377294Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $5.00"},{"Id":"c2b191dc-71d9-4356-b4d9-113b97dc78c2","CreatedAt":"2026-06-01T16:27:06.276154Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"5cb6ed28-21ce-46f7-b4c7-74ee29a1f900","CreatedAt":"2026-06-01T16:27:05.763867Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"2c23df75-1147-440b-b418-bd77e0e24868","CreatedAt":"2026-06-01T16:27:05.663415Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"c1dbc604-040b-4712-a71f-478c4c926d79","CreatedAt":"2026-06-01T16:25:38.66375Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $5.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T16:29:04.397626Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (189782f4-0847-4e8d-b4a8-a1327074c8b7) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 16:32:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2445 [content-type] => application/json [traceparent] => 00-fc1edb98184dfcdd3e8f55c591999dd7-3d6ec5607ac775b1-00 [zumrails-signature] => /nv/d8DdB0XZVyQm/tMhlNAtJR6b9ME79DTuw+anQZ0= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T16:32:04.421054Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"b968b222-9ff5-4340-997c-d541a20645f1","CreatedAt":"2026-06-01T16:32:03.751761Z","Memo":"no","Comment":"","Amount":8,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"c28f4fa5-97ab-4c86-a136-85b1ae1886fd","CreatedAt":"2026-06-01T16:32:04.348857Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $8.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (b968b222-9ff5-4340-997c-d541a20645f1) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 16:34:07 HEADERS: Array ( [x-https] => 1 [content-length] => 2337 [content-type] => application/json [zumrails-signature] => f9NdOONrPIx3/CSJIEDXXSO6NDPkRLhaoAZyxHa6osc= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T16:34:07.188231Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"b968b222-9ff5-4340-997c-d541a20645f1","CreatedAt":"2026-06-01T16:32:03.751761Z","Memo":"no","Comment":"","Amount":8,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"92655e29-9c2c-4d80-95c2-d31c0f06c08b","CreatedAt":"2026-06-01T16:34:07.158596Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"ab8f4d56-e22b-41e2-82f4-172ebda13763","CreatedAt":"2026-06-01T16:34:07.136541Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (b968b222-9ff5-4340-997c-d541a20645f1) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 16:36:07 HEADERS: Array ( [x-https] => 1 [content-length] => 2339 [content-type] => application/json [zumrails-signature] => 6VGN9QOQhlDIPwbJAwUtVzbw+NOlUqtATtDLKCWNEsk= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T16:36:07.162817Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"b968b222-9ff5-4340-997c-d541a20645f1","CreatedAt":"2026-06-01T16:32:03.751761Z","Memo":"no","Comment":"","Amount":8,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"11758419-fbdf-496d-abc9-2e0a89d6b38f","CreatedAt":"2026-06-01T16:36:07.159297Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"4506c175-d3a9-4aad-bd0f-e2fb90616041","CreatedAt":"2026-06-01T16:36:07.146716Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (b968b222-9ff5-4340-997c-d541a20645f1) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 16:36:07 HEADERS: Array ( [x-https] => 1 [content-length] => 4580 [content-type] => application/json [zumrails-signature] => sjY1ZAmyT1e7Xps2kO2BMRuOChp5QJ575rirIyPOAW8= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T16:36:07.505534Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"b968b222-9ff5-4340-997c-d541a20645f1","CreatedAt":"2026-06-01T16:32:03.751761Z","Memo":"no","Comment":"","Amount":8,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"571776ad-9799-4503-8203-b8174657df10","CreatedAt":"2026-06-01T16:36:07.490872Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"a4e47a59-3a32-4552-a9bd-7653f087d873","CreatedAt":"2026-06-01T16:36:07.487694Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"274e0ed8-bcbf-4b33-9842-828bd2595abe","CreatedAt":"2026-06-01T16:36:07.484172Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"11758419-fbdf-496d-abc9-2e0a89d6b38f","CreatedAt":"2026-06-01T16:36:07.159297Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"4506c175-d3a9-4aad-bd0f-e2fb90616041","CreatedAt":"2026-06-01T16:36:07.146716Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"8a43983e-0590-4b91-98c0-b34bd52bb17e","CreatedAt":"2026-06-01T16:34:07.460823Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $8.00"},{"Id":"8136c8e6-9e63-4a35-bafd-356a3e34ca08","CreatedAt":"2026-06-01T16:34:07.451587Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"5c2a4964-b781-400e-a735-b4c3c3f48bcb","CreatedAt":"2026-06-01T16:34:07.448567Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $8.00"},{"Id":"cac3ce65-f8a1-49f3-93cb-c6c92ca9726e","CreatedAt":"2026-06-01T16:34:07.438397Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"92655e29-9c2c-4d80-95c2-d31c0f06c08b","CreatedAt":"2026-06-01T16:34:07.158596Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"ab8f4d56-e22b-41e2-82f4-172ebda13763","CreatedAt":"2026-06-01T16:34:07.136541Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"c28f4fa5-97ab-4c86-a136-85b1ae1886fd","CreatedAt":"2026-06-01T16:32:04.348857Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $8.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T16:36:07.493854Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (b968b222-9ff5-4340-997c-d541a20645f1) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 16:56:59 HEADERS: Array ( [x-https] => 1 [content-length] => 2445 [content-type] => application/json [traceparent] => 00-23add884eb547e12bbe02be74e1e4ae4-e2d6399ad74ffa12-00 [zumrails-signature] => BZwwGqVxF0T2iX/R56QVX8su/ePP67eWxlhsHKZKE6E= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T16:56:59.844767Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"cee5dd98-6741-47ff-917d-a6884beb0e96","CreatedAt":"2026-06-01T16:56:59.54552Z","Memo":"n","Comment":"","Amount":13,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"51338ff5-d740-4c59-9eb7-6a0f6c332ab9","CreatedAt":"2026-06-01T16:56:59.830039Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $13.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (cee5dd98-6741-47ff-917d-a6884beb0e96) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 16:58:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2336 [content-type] => application/json [zumrails-signature] => J5LnON95hCxvSp0piugVEifiDUIPVdgG5l+1snpbJLc= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T16:58:05.953643Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"cee5dd98-6741-47ff-917d-a6884beb0e96","CreatedAt":"2026-06-01T16:56:59.54552Z","Memo":"n","Comment":"","Amount":13,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"0bbda37d-77bc-46a3-9c32-961fccec65d6","CreatedAt":"2026-06-01T16:58:05.936742Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"9ce5255d-ac3a-4329-8d59-6f7700444777","CreatedAt":"2026-06-01T16:58:05.913046Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (cee5dd98-6741-47ff-917d-a6884beb0e96) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:00:07 HEADERS: Array ( [x-https] => 1 [content-length] => 2337 [content-type] => application/json [zumrails-signature] => l8a0Ue0yDJ06ropwsuOfUIziode280MLg04tRVsAb/0= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T17:00:07.389581Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"cee5dd98-6741-47ff-917d-a6884beb0e96","CreatedAt":"2026-06-01T16:56:59.54552Z","Memo":"n","Comment":"","Amount":13,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"956f47f9-66e0-4197-8ea6-d6b3ae818f59","CreatedAt":"2026-06-01T17:00:07.345613Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"7532dd0a-aa13-46ce-84e5-5533bc30d0f3","CreatedAt":"2026-06-01T17:00:07.31347Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (cee5dd98-6741-47ff-917d-a6884beb0e96) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:00:08 HEADERS: Array ( [x-https] => 1 [content-length] => 4580 [content-type] => application/json [zumrails-signature] => wcprIxM8VnaQHw3gplqe9xp+v7rslikwUG7cmhrivZo= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T17:00:08.374015Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"cee5dd98-6741-47ff-917d-a6884beb0e96","CreatedAt":"2026-06-01T16:56:59.54552Z","Memo":"n","Comment":"","Amount":13,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"5b6a509d-b534-4cd2-9acc-61fa8fe15c9d","CreatedAt":"2026-06-01T17:00:08.173771Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"4c3132cd-5215-42da-ab5d-f136ae0f9d3b","CreatedAt":"2026-06-01T17:00:08.162949Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"62c7c8b9-ffd7-467d-bea7-c62a49f7e852","CreatedAt":"2026-06-01T17:00:08.075144Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"956f47f9-66e0-4197-8ea6-d6b3ae818f59","CreatedAt":"2026-06-01T17:00:07.345613Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"7532dd0a-aa13-46ce-84e5-5533bc30d0f3","CreatedAt":"2026-06-01T17:00:07.31347Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"687631fa-3679-4629-8a46-88601dfe92e1","CreatedAt":"2026-06-01T16:58:06.332086Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $13.00"},{"Id":"be0ebef8-174d-41f8-8abf-33087c4ca3f7","CreatedAt":"2026-06-01T16:58:06.32238Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"4e84a050-ea5f-462b-b7d2-64b0ad780e17","CreatedAt":"2026-06-01T16:58:06.318563Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $13.00"},{"Id":"27560bfe-ce5b-47d9-9c24-eec819ad4149","CreatedAt":"2026-06-01T16:58:06.295912Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"0bbda37d-77bc-46a3-9c32-961fccec65d6","CreatedAt":"2026-06-01T16:58:05.936742Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"9ce5255d-ac3a-4329-8d59-6f7700444777","CreatedAt":"2026-06-01T16:58:05.913046Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"51338ff5-d740-4c59-9eb7-6a0f6c332ab9","CreatedAt":"2026-06-01T16:56:59.830039Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $13.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T17:00:08.187428Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (cee5dd98-6741-47ff-917d-a6884beb0e96) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:23:43 HEADERS: Array ( [x-https] => 1 [content-length] => 2447 [content-type] => application/json [traceparent] => 00-0ce4a625451bbeab499cd182c61609d5-5a7e30d0207f9892-00 [zumrails-signature] => IkLmmnkmo8hUBErQJgajqaJxWUrHkLl6l1nV/v+JhFU= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T17:23:42.857088Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"1c4c0ca8-a459-4e99-a8d8-cbda784a3a82","CreatedAt":"2026-06-01T17:23:42.551336Z","Memo":"no","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"6ce8c788-e5b8-4778-879b-30d97720040c","CreatedAt":"2026-06-01T17:23:42.844237Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $23.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (1c4c0ca8-a459-4e99-a8d8-cbda784a3a82) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:24:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2338 [content-type] => application/json [zumrails-signature] => UgynkQjVNMVq/x1vSw2WEalZNrSZfi5xeGfLoj6vc6g= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T17:24:03.382193Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"1c4c0ca8-a459-4e99-a8d8-cbda784a3a82","CreatedAt":"2026-06-01T17:23:42.551336Z","Memo":"no","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"cf2fd0ea-18e7-4df5-880a-431a2c3f2ce3","CreatedAt":"2026-06-01T17:24:03.377931Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"f49aed81-0491-4b7f-955a-fc5eb752fd76","CreatedAt":"2026-06-01T17:24:03.370319Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (1c4c0ca8-a459-4e99-a8d8-cbda784a3a82) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:26:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2339 [content-type] => application/json [zumrails-signature] => hXR+YkYuXmrR0oc/b9UX6ARlFUrOqkF9cayYG+I6eKc= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T17:26:04.99948Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"1c4c0ca8-a459-4e99-a8d8-cbda784a3a82","CreatedAt":"2026-06-01T17:23:42.551336Z","Memo":"no","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"c8a5c17e-35c4-44cf-8003-f2993fe0941a","CreatedAt":"2026-06-01T17:26:04.994441Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"add99005-4a15-47d7-b7b1-49214b557409","CreatedAt":"2026-06-01T17:26:04.989612Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (1c4c0ca8-a459-4e99-a8d8-cbda784a3a82) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:26:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4581 [content-type] => application/json [zumrails-signature] => l04zvYBPsOk41HM97ufRTwxxd0UIw6rYSLJ5/rV9Nas= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T17:26:05.768034Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"1c4c0ca8-a459-4e99-a8d8-cbda784a3a82","CreatedAt":"2026-06-01T17:23:42.551336Z","Memo":"no","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"4502793f-9d80-4fb8-8e4c-89149ed4cb81","CreatedAt":"2026-06-01T17:26:05.56398Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"6f27f8c5-b665-4c48-96d6-eeacf2fc9f31","CreatedAt":"2026-06-01T17:26:05.513269Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"034ea2a9-1ff3-448a-91be-fec56e3881d5","CreatedAt":"2026-06-01T17:26:05.501294Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"c8a5c17e-35c4-44cf-8003-f2993fe0941a","CreatedAt":"2026-06-01T17:26:04.994441Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"add99005-4a15-47d7-b7b1-49214b557409","CreatedAt":"2026-06-01T17:26:04.989612Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"03fb14f8-2b69-4ba5-8581-08eb60dc3cd5","CreatedAt":"2026-06-01T17:24:03.962902Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $23.00"},{"Id":"699862f6-f804-44bb-855f-5d4532d302d8","CreatedAt":"2026-06-01T17:24:03.917498Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"a64ab59b-a389-42f4-b149-e6624ab9a9ad","CreatedAt":"2026-06-01T17:24:03.913091Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $23.00"},{"Id":"a20756fd-5755-4d26-98d3-0b60ec086487","CreatedAt":"2026-06-01T17:24:03.9015Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"cf2fd0ea-18e7-4df5-880a-431a2c3f2ce3","CreatedAt":"2026-06-01T17:24:03.377931Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"f49aed81-0491-4b7f-955a-fc5eb752fd76","CreatedAt":"2026-06-01T17:24:03.370319Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"6ce8c788-e5b8-4778-879b-30d97720040c","CreatedAt":"2026-06-01T17:23:42.844237Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $23.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T17:26:05.672071Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (1c4c0ca8-a459-4e99-a8d8-cbda784a3a82) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:37:01 HEADERS: Array ( [x-https] => 1 [content-length] => 2444 [content-type] => application/json [traceparent] => 00-f04cd504cbd13dc1e4af8ea549662804-d5b73870ed482d89-00 [zumrails-signature] => wGu1LU6ZD54kdNI6Bk06pCuscNT9IZpSgAJDBp8ryKQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T17:37:01.414985Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"e75a2742-d3a2-4cd7-8cc1-31a79546f406","CreatedAt":"2026-06-01T17:37:01.030985Z","Memo":"no","Comment":"","Amount":4,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"5d144ec6-c414-418a-bcd7-b9b5d93bf607","CreatedAt":"2026-06-01T17:37:01.32094Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $4.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (e75a2742-d3a2-4cd7-8cc1-31a79546f406) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:38:02 HEADERS: Array ( [x-https] => 1 [content-length] => 2337 [content-type] => application/json [zumrails-signature] => m4i1rTh5bl2qEvEXUKVqDuBZ4k3DbBtGX+iKT6fyOsM= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T17:38:02.698289Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"e75a2742-d3a2-4cd7-8cc1-31a79546f406","CreatedAt":"2026-06-01T17:37:01.030985Z","Memo":"no","Comment":"","Amount":4,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"3c4fb668-c740-4027-beed-c283815dc46e","CreatedAt":"2026-06-01T17:38:02.695188Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"d882198f-c6a0-4108-b364-9aa01aa5844c","CreatedAt":"2026-06-01T17:38:02.685446Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (e75a2742-d3a2-4cd7-8cc1-31a79546f406) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:40:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2339 [content-type] => application/json [zumrails-signature] => RVlNuQuD/E1uXyAoPJWS9k2ThX9xB4HBdsVM38nhMV8= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T17:40:05.450358Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"e75a2742-d3a2-4cd7-8cc1-31a79546f406","CreatedAt":"2026-06-01T17:37:01.030985Z","Memo":"no","Comment":"","Amount":4,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"62c84cbf-591b-4c79-a9e7-dc4958a51448","CreatedAt":"2026-06-01T17:40:05.446658Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"384869e3-e43d-48aa-aadc-d3b0684aa047","CreatedAt":"2026-06-01T17:40:05.443114Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (e75a2742-d3a2-4cd7-8cc1-31a79546f406) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:40:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4577 [content-type] => application/json [zumrails-signature] => 0Rlhvj24mcD1r3tTwdWvONwZkgsmlrDVc0ILjYoPnW8= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T17:40:05.734757Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"e75a2742-d3a2-4cd7-8cc1-31a79546f406","CreatedAt":"2026-06-01T17:37:01.030985Z","Memo":"no","Comment":"","Amount":4,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"1b6800ee-6cc9-465b-89c3-a4c583c62e6b","CreatedAt":"2026-06-01T17:40:05.722564Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"a1227ef0-eb13-4472-a934-ca7827c3fc64","CreatedAt":"2026-06-01T17:40:05.71898Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"e6e289ec-c113-4e47-b381-6eb1507112cf","CreatedAt":"2026-06-01T17:40:05.715466Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"62c84cbf-591b-4c79-a9e7-dc4958a51448","CreatedAt":"2026-06-01T17:40:05.446658Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"384869e3-e43d-48aa-aadc-d3b0684aa047","CreatedAt":"2026-06-01T17:40:05.443114Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"c4acc496-27cb-4a56-b89b-8f8a310d5429","CreatedAt":"2026-06-01T17:38:03.118607Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $4.00"},{"Id":"98d1a413-6723-49dc-9f46-c68352938d4a","CreatedAt":"2026-06-01T17:38:03.104615Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"7cf1c336-da84-418b-92c3-2a54972429fa","CreatedAt":"2026-06-01T17:38:03.100671Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $4.00"},{"Id":"28adbab9-1231-492f-b7cc-467f4121e722","CreatedAt":"2026-06-01T17:38:03.09033Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"3c4fb668-c740-4027-beed-c283815dc46e","CreatedAt":"2026-06-01T17:38:02.695188Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"d882198f-c6a0-4108-b364-9aa01aa5844c","CreatedAt":"2026-06-01T17:38:02.685446Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"5d144ec6-c414-418a-bcd7-b9b5d93bf607","CreatedAt":"2026-06-01T17:37:01.32094Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $4.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T17:40:05.726096Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (e75a2742-d3a2-4cd7-8cc1-31a79546f406) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:45:32 HEADERS: Array ( [x-https] => 1 [content-length] => 2445 [content-type] => application/json [traceparent] => 00-5cfd90b4c7c84dd6f50a2573b83ae50d-a927db968b3d880b-00 [zumrails-signature] => PLJTWUnVNJFmjlnWzwTpJRM9krFJTqPMQe70kTlmbfQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T17:45:31.978409Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"15089cd4-4746-47c1-8a3e-84f1bd986703","CreatedAt":"2026-06-01T17:45:31.716426Z","Memo":"no","Comment":"","Amount":6,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"b337bdfd-4de2-403b-a59a-6766abdd5a73","CreatedAt":"2026-06-01T17:45:31.944107Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $6.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (15089cd4-4746-47c1-8a3e-84f1bd986703) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:47:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2336 [content-type] => application/json [zumrails-signature] => 5K10YLZldMFJFwgAOpd0lcWSdVS8SlA8Kqvb8TTUKgA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T17:47:05.366151Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"15089cd4-4746-47c1-8a3e-84f1bd986703","CreatedAt":"2026-06-01T17:45:31.716426Z","Memo":"no","Comment":"","Amount":6,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"e2889f47-e179-4916-9c5b-52f9028dc3c7","CreatedAt":"2026-06-01T17:47:05.36184Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"1073b0a9-e81d-40bd-b80c-03899b4e390f","CreatedAt":"2026-06-01T17:47:05.352002Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (15089cd4-4746-47c1-8a3e-84f1bd986703) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:49:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2336 [content-type] => application/json [zumrails-signature] => SNxOD4PZk6Pw2SF01eeUDcKITi2Mz3BVEU9Jc3xJUcc= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T17:49:05.9986Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"15089cd4-4746-47c1-8a3e-84f1bd986703","CreatedAt":"2026-06-01T17:45:31.716426Z","Memo":"no","Comment":"","Amount":6,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"370b9239-1d2e-4834-a1ba-d030a44c3a07","CreatedAt":"2026-06-01T17:49:05.99414Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"968e39f4-d846-4fa6-9c50-6df6d16b9fa1","CreatedAt":"2026-06-01T17:49:05.990458Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (15089cd4-4746-47c1-8a3e-84f1bd986703) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:49:06 HEADERS: Array ( [x-https] => 1 [content-length] => 4576 [content-type] => application/json [zumrails-signature] => B1AZljSHAsIthXmfNufNPoPMcBY5uUgazrE69RRkTBY= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T17:49:06.866504Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"15089cd4-4746-47c1-8a3e-84f1bd986703","CreatedAt":"2026-06-01T17:45:31.716426Z","Memo":"no","Comment":"","Amount":6,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"bb8e5eaa-3b6f-4ec7-966f-61f094b17136","CreatedAt":"2026-06-01T17:49:06.764958Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"272e3a8c-97c9-413a-8906-691ce39a38e2","CreatedAt":"2026-06-01T17:49:06.6747Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"da2d9d2a-ff5c-4e29-98de-c9c814bd82f8","CreatedAt":"2026-06-01T17:49:06.663791Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"370b9239-1d2e-4834-a1ba-d030a44c3a07","CreatedAt":"2026-06-01T17:49:05.99414Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"968e39f4-d846-4fa6-9c50-6df6d16b9fa1","CreatedAt":"2026-06-01T17:49:05.990458Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"4363734c-1877-472f-b7fc-4f84fb05eeca","CreatedAt":"2026-06-01T17:47:05.772121Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $6.00"},{"Id":"5abd5de1-b102-466e-8232-04b8230dbc9f","CreatedAt":"2026-06-01T17:47:05.667479Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"a891cc9a-1662-48d4-a01a-588d255ccec7","CreatedAt":"2026-06-01T17:47:05.663545Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $6.00"},{"Id":"6411bb09-4583-4fca-9f27-2f49dea2c19a","CreatedAt":"2026-06-01T17:47:05.608964Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"e2889f47-e179-4916-9c5b-52f9028dc3c7","CreatedAt":"2026-06-01T17:47:05.36184Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"1073b0a9-e81d-40bd-b80c-03899b4e390f","CreatedAt":"2026-06-01T17:47:05.352002Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"b337bdfd-4de2-403b-a59a-6766abdd5a73","CreatedAt":"2026-06-01T17:45:31.944107Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $6.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T17:49:06.768135Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (15089cd4-4746-47c1-8a3e-84f1bd986703) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:50:16 HEADERS: Array ( [x-https] => 1 [content-length] => 2444 [content-type] => application/json [traceparent] => 00-7498838a83d8271d86422e406ffc43e3-dab69dc804bca0a2-00 [zumrails-signature] => mbyXcHCkFQzKB9/cqzIY0bds0rLL/PmStaocvdFDpFQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T17:50:15.851663Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"cfdf243b-1894-48d8-baaa-11166683a23c","CreatedAt":"2026-06-01T17:50:15.528337Z","Memo":"no","Comment":"","Amount":7,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"7802ce64-ac6d-4c94-97c1-a8dfdc2e9bd3","CreatedAt":"2026-06-01T17:50:15.82864Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $7.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (cfdf243b-1894-48d8-baaa-11166683a23c) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:52:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2336 [content-type] => application/json [zumrails-signature] => oDh8ZX3FOR0K05N8WREEUpDexIfPTnWt0UzM3rHzte4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T17:52:06.15625Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"cfdf243b-1894-48d8-baaa-11166683a23c","CreatedAt":"2026-06-01T17:50:15.528337Z","Memo":"no","Comment":"","Amount":7,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"f563fdba-6e23-424f-b875-7d0c5902c6c0","CreatedAt":"2026-06-01T17:52:06.153601Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"ff79a1f2-4258-4745-a74b-41616260e0f8","CreatedAt":"2026-06-01T17:52:06.150251Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (cfdf243b-1894-48d8-baaa-11166683a23c) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:54:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2339 [content-type] => application/json [zumrails-signature] => TFzSw/YIxM6BUny/4lvpTKQ0mHT5W9SBUdpsHCzCn5U= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T17:54:05.195186Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"cfdf243b-1894-48d8-baaa-11166683a23c","CreatedAt":"2026-06-01T17:50:15.528337Z","Memo":"no","Comment":"","Amount":7,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"076c5be5-cbc0-4768-b7ee-e16368aee1f7","CreatedAt":"2026-06-01T17:54:05.186501Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"442c27a9-4f43-430b-8695-dc6ca3af5ca0","CreatedAt":"2026-06-01T17:54:05.176066Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (cfdf243b-1894-48d8-baaa-11166683a23c) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:54:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4577 [content-type] => application/json [zumrails-signature] => Zph7s6KBFb+2zxCZVUqJdbSW+Zbnykmt2TkJnpCgE0s= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T17:54:05.562472Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"cfdf243b-1894-48d8-baaa-11166683a23c","CreatedAt":"2026-06-01T17:50:15.528337Z","Memo":"no","Comment":"","Amount":7,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"326898ec-915d-49ec-af7a-8c2a653af447","CreatedAt":"2026-06-01T17:54:05.510115Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"543f46aa-804b-4a47-bd57-3e1a98653b48","CreatedAt":"2026-06-01T17:54:05.507373Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"800d00e2-1e23-4f0e-8cbd-c1c48498a0da","CreatedAt":"2026-06-01T17:54:05.503357Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"076c5be5-cbc0-4768-b7ee-e16368aee1f7","CreatedAt":"2026-06-01T17:54:05.186501Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"442c27a9-4f43-430b-8695-dc6ca3af5ca0","CreatedAt":"2026-06-01T17:54:05.176066Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"f3a1dc19-8d8d-4cd5-b9dd-2cb7923c6b41","CreatedAt":"2026-06-01T17:52:06.463283Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $7.00"},{"Id":"7262b8ca-d0ff-4564-9d32-3bea3546a315","CreatedAt":"2026-06-01T17:52:06.417538Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"f003ca86-b6e4-461f-8b0c-2f86249b816c","CreatedAt":"2026-06-01T17:52:06.413121Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $7.00"},{"Id":"47debaef-fe83-45a6-963d-7866401e6a9b","CreatedAt":"2026-06-01T17:52:06.40165Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"f563fdba-6e23-424f-b875-7d0c5902c6c0","CreatedAt":"2026-06-01T17:52:06.153601Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"ff79a1f2-4258-4745-a74b-41616260e0f8","CreatedAt":"2026-06-01T17:52:06.150251Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"7802ce64-ac6d-4c94-97c1-a8dfdc2e9bd3","CreatedAt":"2026-06-01T17:50:15.82864Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $7.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T17:54:05.51282Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (cfdf243b-1894-48d8-baaa-11166683a23c) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:56:47 HEADERS: Array ( [x-https] => 1 [content-length] => 2448 [content-type] => application/json [traceparent] => 00-5597e2586ae965b10c8656a916840445-09322fdc96f8940d-00 [zumrails-signature] => 6HvNmjFI6M++67l1vFt1LvmKNTInB2WvG59qPhcA1sA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T17:56:47.155826Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"a68d61cf-34b2-4d45-96c9-2c3d902200a7","CreatedAt":"2026-06-01T17:56:46.914313Z","Memo":"yes","Comment":"","Amount":22,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"dd4154ec-6206-4cef-9eda-ce080c872c39","CreatedAt":"2026-06-01T17:56:47.135281Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $22.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (a68d61cf-34b2-4d45-96c9-2c3d902200a7) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 17:58:09 HEADERS: Array ( [x-https] => 1 [content-length] => 2339 [content-type] => application/json [zumrails-signature] => 3UKEr3vqz/YJcKxzWrEnVsNl/FbuJIaQ2KIppx6Ml+E= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T17:58:09.006911Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"a68d61cf-34b2-4d45-96c9-2c3d902200a7","CreatedAt":"2026-06-01T17:56:46.914313Z","Memo":"yes","Comment":"","Amount":22,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"3441d799-4896-4764-8fe6-97e705ea223f","CreatedAt":"2026-06-01T17:58:08.995245Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"d6ee7848-662d-4812-9d83-ef885b13f982","CreatedAt":"2026-06-01T17:58:08.966291Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (a68d61cf-34b2-4d45-96c9-2c3d902200a7) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:00:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2340 [content-type] => application/json [zumrails-signature] => K4D309F9NKVOG9+X3pSTmLFeNq5aOPnsrxAqNq3LLac= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T18:00:05.698463Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"a68d61cf-34b2-4d45-96c9-2c3d902200a7","CreatedAt":"2026-06-01T17:56:46.914313Z","Memo":"yes","Comment":"","Amount":22,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"7ba8ac23-610b-4582-a462-b6df65eeed7c","CreatedAt":"2026-06-01T18:00:05.695617Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"cc6dce80-9560-4065-aedc-3f37cd333b0b","CreatedAt":"2026-06-01T18:00:05.69169Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (a68d61cf-34b2-4d45-96c9-2c3d902200a7) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:00:06 HEADERS: Array ( [x-https] => 1 [content-length] => 4584 [content-type] => application/json [zumrails-signature] => TT9iBNvay0IO7VVdZp1aD/44pjzMONCcwSmUXnLdfDI= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T18:00:06.364814Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"a68d61cf-34b2-4d45-96c9-2c3d902200a7","CreatedAt":"2026-06-01T17:56:46.914313Z","Memo":"yes","Comment":"","Amount":22,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"8b4ecd54-c4f6-49e4-bdff-84df3533ba45","CreatedAt":"2026-06-01T18:00:06.170343Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"1fa05ffe-321a-4905-b314-5716d3838e71","CreatedAt":"2026-06-01T18:00:06.164805Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"661ef784-dd2c-4ee7-919d-066fc3e4a2ec","CreatedAt":"2026-06-01T18:00:06.069087Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"7ba8ac23-610b-4582-a462-b6df65eeed7c","CreatedAt":"2026-06-01T18:00:05.695617Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"cc6dce80-9560-4065-aedc-3f37cd333b0b","CreatedAt":"2026-06-01T18:00:05.69169Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"d8ae6ee7-b16f-49c3-a6ab-d4c7a65ad2f0","CreatedAt":"2026-06-01T17:58:09.763441Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $22.00"},{"Id":"bd2c26b4-e263-4282-aabb-c3b9af9ca230","CreatedAt":"2026-06-01T17:58:09.663408Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"d84fc0e6-e08f-4059-ad31-b353fdfe0933","CreatedAt":"2026-06-01T17:58:09.589268Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $22.00"},{"Id":"5bac40d2-9d23-48ee-8534-db9d89db4556","CreatedAt":"2026-06-01T17:58:09.575637Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"3441d799-4896-4764-8fe6-97e705ea223f","CreatedAt":"2026-06-01T17:58:08.995245Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"d6ee7848-662d-4812-9d83-ef885b13f982","CreatedAt":"2026-06-01T17:58:08.966291Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"dd4154ec-6206-4cef-9eda-ce080c872c39","CreatedAt":"2026-06-01T17:56:47.135281Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $22.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T18:00:06.263504Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (a68d61cf-34b2-4d45-96c9-2c3d902200a7) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:10:53 HEADERS: Array ( [x-https] => 1 [content-length] => 2446 [content-type] => application/json [traceparent] => 00-4bacce92817bf4d6aad0500f3fffb19a-cf99c94f26800bdb-00 [zumrails-signature] => UO+dc7/uPS2lmSftPsfK/O6Il5OhaZ3WQVbZnHWBNpQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T18:10:53.052142Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"9c1e9a49-7946-4118-9966-4113231c9953","CreatedAt":"2026-06-01T18:10:52.815148Z","Memo":"j","Comment":"","Amount":21,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"cf483d98-dfa2-49eb-96b4-9e33339ca790","CreatedAt":"2026-06-01T18:10:53.037087Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $21.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9c1e9a49-7946-4118-9966-4113231c9953) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:12:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2337 [content-type] => application/json [zumrails-signature] => S/w+gBUUanrAgJgXW3Y5ZTdmVsAKUVWXbRWVP5XzEsc= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T18:12:05.071175Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"9c1e9a49-7946-4118-9966-4113231c9953","CreatedAt":"2026-06-01T18:10:52.815148Z","Memo":"j","Comment":"","Amount":21,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"e59c895c-23db-4923-badc-9fdb5056b809","CreatedAt":"2026-06-01T18:12:05.068174Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"2b0cde5a-8036-4130-b334-cec915ea8eb0","CreatedAt":"2026-06-01T18:12:05.064745Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9c1e9a49-7946-4118-9966-4113231c9953) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:14:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2339 [content-type] => application/json [zumrails-signature] => E1RkvflmVxefW2qH54+ybCH9Gh12woyv1PaGkUPndg4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T18:14:03.992406Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"9c1e9a49-7946-4118-9966-4113231c9953","CreatedAt":"2026-06-01T18:10:52.815148Z","Memo":"j","Comment":"","Amount":21,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"df055e2c-dc66-4858-95dd-9b44ba7228d8","CreatedAt":"2026-06-01T18:14:03.989613Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"9a1bb4e9-e534-4c06-aec4-3d6160b3ea3b","CreatedAt":"2026-06-01T18:14:03.986243Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9c1e9a49-7946-4118-9966-4113231c9953) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:14:04 HEADERS: Array ( [x-https] => 1 [content-length] => 4583 [content-type] => application/json [zumrails-signature] => +R5sqGT5PGoKMfm/uCddmCrB4uc6QInWlmde7ZxnvFQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T18:14:04.311746Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"9c1e9a49-7946-4118-9966-4113231c9953","CreatedAt":"2026-06-01T18:10:52.815148Z","Memo":"j","Comment":"","Amount":21,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"21646e87-5805-4972-b28e-9766b4faa629","CreatedAt":"2026-06-01T18:14:04.299192Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"afaa1554-0cd5-49d7-829e-755a9a0e852f","CreatedAt":"2026-06-01T18:14:04.295658Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"d93d4f1c-f8ed-443e-a57a-79e63c82b583","CreatedAt":"2026-06-01T18:14:04.291711Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"df055e2c-dc66-4858-95dd-9b44ba7228d8","CreatedAt":"2026-06-01T18:14:03.989613Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"9a1bb4e9-e534-4c06-aec4-3d6160b3ea3b","CreatedAt":"2026-06-01T18:14:03.986243Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"5fbca1b5-b738-433a-9ab4-8dc30885ffb5","CreatedAt":"2026-06-01T18:12:05.366767Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $21.00"},{"Id":"24823814-a2bf-439d-98a3-e3d04b89e65b","CreatedAt":"2026-06-01T18:12:05.331843Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"9dde2537-9d7d-4378-a98d-d6363e0416be","CreatedAt":"2026-06-01T18:12:05.328152Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $21.00"},{"Id":"4c01f8f6-1bac-468b-9c01-e6a71760170d","CreatedAt":"2026-06-01T18:12:05.316422Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"e59c895c-23db-4923-badc-9fdb5056b809","CreatedAt":"2026-06-01T18:12:05.068174Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"2b0cde5a-8036-4130-b334-cec915ea8eb0","CreatedAt":"2026-06-01T18:12:05.064745Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"cf483d98-dfa2-49eb-96b4-9e33339ca790","CreatedAt":"2026-06-01T18:10:53.037087Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $21.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T18:14:04.302254Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9c1e9a49-7946-4118-9966-4113231c9953) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:20:41 HEADERS: Array ( [x-https] => 1 [content-length] => 2446 [content-type] => application/json [traceparent] => 00-df01c2b338f89d09799180fd9b1fd7aa-8791204f6880643c-00 [zumrails-signature] => elRrZK5WGS5m3LKnBKsqajNozxSYFSjaJNAF57L4IK4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T18:20:41.562865Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"9081b4f1-9bac-4fa8-a654-a85f6516e422","CreatedAt":"2026-06-01T18:20:41.315726Z","Memo":"k","Comment":"","Amount":77,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"087b9cd7-60c5-4fd4-953d-96284e452e27","CreatedAt":"2026-06-01T18:20:41.547307Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $77.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9081b4f1-9bac-4fa8-a654-a85f6516e422) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:22:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2337 [content-type] => application/json [zumrails-signature] => jw/UmA+1igZz3j7g8/LQGdAxjzvq6EBPwPrDfJ7seys= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T18:22:03.223446Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"9081b4f1-9bac-4fa8-a654-a85f6516e422","CreatedAt":"2026-06-01T18:20:41.315726Z","Memo":"k","Comment":"","Amount":77,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"3c497247-1a9a-4cb4-8702-a1ea1b5f48d5","CreatedAt":"2026-06-01T18:22:03.220555Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"4c82f58c-3ba7-4705-aa38-efa5eeafcfd6","CreatedAt":"2026-06-01T18:22:03.217355Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9081b4f1-9bac-4fa8-a654-a85f6516e422) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:24:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2338 [content-type] => application/json [zumrails-signature] => 8GlBSsBUoPzdKBR0bQ+2lLTNZPsqvsdcGAnidoHVWDQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T18:24:06.566527Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"9081b4f1-9bac-4fa8-a654-a85f6516e422","CreatedAt":"2026-06-01T18:20:41.315726Z","Memo":"k","Comment":"","Amount":77,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"38addb53-fdd1-429b-8fc7-3788ccca7886","CreatedAt":"2026-06-01T18:24:06.563373Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"d17c3dfe-4d30-4206-83ba-286f26a05af9","CreatedAt":"2026-06-01T18:24:06.52434Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9081b4f1-9bac-4fa8-a654-a85f6516e422) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:24:07 HEADERS: Array ( [x-https] => 1 [content-length] => 4581 [content-type] => application/json [zumrails-signature] => tuN7JedTXDE0V9LhTanVwNif281BCEy+pFfP6ZhFw2A= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T18:24:07.064816Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"9081b4f1-9bac-4fa8-a654-a85f6516e422","CreatedAt":"2026-06-01T18:20:41.315726Z","Memo":"k","Comment":"","Amount":77,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"78aa5cad-8e8a-44a1-8d28-307ab0e88373","CreatedAt":"2026-06-01T18:24:06.981017Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"e44884e7-9e9e-451d-a108-5c4464f94079","CreatedAt":"2026-06-01T18:24:06.977911Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"c2d40a91-ea9f-47ff-b64b-eea8059b2419","CreatedAt":"2026-06-01T18:24:06.974132Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"38addb53-fdd1-429b-8fc7-3788ccca7886","CreatedAt":"2026-06-01T18:24:06.563373Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"d17c3dfe-4d30-4206-83ba-286f26a05af9","CreatedAt":"2026-06-01T18:24:06.52434Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"de04ca31-39b3-4207-b808-efee668f61a6","CreatedAt":"2026-06-01T18:22:03.496397Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $77.00"},{"Id":"d7a366f3-9a0f-43ca-8de5-a7220805a63c","CreatedAt":"2026-06-01T18:22:03.486147Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"44335f76-a74b-4dc1-a3a3-aa67f7c1b627","CreatedAt":"2026-06-01T18:22:03.482973Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $77.00"},{"Id":"e0f65435-3d45-4f57-a7a8-3b2f7d618622","CreatedAt":"2026-06-01T18:22:03.47179Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"3c497247-1a9a-4cb4-8702-a1ea1b5f48d5","CreatedAt":"2026-06-01T18:22:03.220555Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"4c82f58c-3ba7-4705-aa38-efa5eeafcfd6","CreatedAt":"2026-06-01T18:22:03.217355Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"087b9cd7-60c5-4fd4-953d-96284e452e27","CreatedAt":"2026-06-01T18:20:41.547307Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $77.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T18:24:06.985836Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9081b4f1-9bac-4fa8-a654-a85f6516e422) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:28:13 HEADERS: Array ( [x-https] => 1 [content-length] => 2445 [content-type] => application/json [traceparent] => 00-4142911294506bd056f08fcbdf74e391-c0043c5be2ffd5cf-00 [zumrails-signature] => mVYMtU2g5Fa/xhs//2fohPGNQL+yQDiJmYLmwuJjcdo= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T18:28:13.151733Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"39c09319-efeb-4bea-a7db-d35993cfab6a","CreatedAt":"2026-06-01T18:28:12.841505Z","Memo":"no","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"2de543a4-51d2-436d-9e51-96d79ae5d680","CreatedAt":"2026-06-01T18:28:13.138694Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $2.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (39c09319-efeb-4bea-a7db-d35993cfab6a) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:30:09 HEADERS: Array ( [x-https] => 1 [content-length] => 2335 [content-type] => application/json [zumrails-signature] => KzRVR5jERHl8el6Q8+jrEAuZAxqcXHULCd9WCbnGzWk= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T18:30:09.0625Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"39c09319-efeb-4bea-a7db-d35993cfab6a","CreatedAt":"2026-06-01T18:28:12.841505Z","Memo":"no","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"45c7d890-79b3-434c-abd4-0ea33e97855c","CreatedAt":"2026-06-01T18:30:08.992629Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"2427d009-f947-4003-bfda-102757e328f7","CreatedAt":"2026-06-01T18:30:08.989172Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (39c09319-efeb-4bea-a7db-d35993cfab6a) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:32:29 HEADERS: Array ( [x-https] => 1 [content-length] => 2339 [content-type] => application/json [zumrails-signature] => 9rQ/MMOUx2cBIY4f3CUZ+cbYXRoNC1R/W6FRsX25/N4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T18:32:06.774643Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"39c09319-efeb-4bea-a7db-d35993cfab6a","CreatedAt":"2026-06-01T18:28:12.841505Z","Memo":"no","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"db358e86-1fc2-44a1-9b45-afd675790fbb","CreatedAt":"2026-06-01T18:32:06.771326Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"870fef82-1774-4ec3-a29b-e8df09ff6908","CreatedAt":"2026-06-01T18:32:06.695042Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (39c09319-efeb-4bea-a7db-d35993cfab6a) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:32:29 HEADERS: Array ( [x-https] => 1 [content-length] => 4579 [content-type] => application/json [zumrails-signature] => Nhi2Kl2GaaLSTvHBieW9HV3jlORP941nrwz3w4IQdiw= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T18:32:07.270928Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"39c09319-efeb-4bea-a7db-d35993cfab6a","CreatedAt":"2026-06-01T18:28:12.841505Z","Memo":"no","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"664a1d07-cf10-45fc-9afa-fbad9b988dca","CreatedAt":"2026-06-01T18:32:07.181755Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"652c5abb-e2da-434a-a504-a391d19d5877","CreatedAt":"2026-06-01T18:32:07.177605Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"900476e0-54ef-4252-aef3-18dac8b1352c","CreatedAt":"2026-06-01T18:32:07.173882Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"db358e86-1fc2-44a1-9b45-afd675790fbb","CreatedAt":"2026-06-01T18:32:06.771326Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"870fef82-1774-4ec3-a29b-e8df09ff6908","CreatedAt":"2026-06-01T18:32:06.695042Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"2a876a25-4d8a-4ab1-8f9c-d7eace358279","CreatedAt":"2026-06-01T18:30:09.369885Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $2.00"},{"Id":"0280fe2f-2a41-4b1c-a23a-d95097b29043","CreatedAt":"2026-06-01T18:30:09.332167Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"45878d50-2ef2-4477-bb50-05e538e0d4ea","CreatedAt":"2026-06-01T18:30:09.328146Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $2.00"},{"Id":"89227803-caac-45bd-bcd2-04f668368224","CreatedAt":"2026-06-01T18:30:09.316434Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"45c7d890-79b3-434c-abd4-0ea33e97855c","CreatedAt":"2026-06-01T18:30:08.992629Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"2427d009-f947-4003-bfda-102757e328f7","CreatedAt":"2026-06-01T18:30:08.989172Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"2de543a4-51d2-436d-9e51-96d79ae5d680","CreatedAt":"2026-06-01T18:28:13.138694Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $2.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T18:32:07.26281Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (39c09319-efeb-4bea-a7db-d35993cfab6a) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:35:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2433 [content-type] => application/json [traceparent] => 00-548490fbb3509f1fbe9805cba4ed2311-70c59766b84b9a58-00 [zumrails-signature] => ra67yL8DXg4cbsnXK22DLauqCtvri55bb5kRYgUJ0W4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T18:35:06.24537Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"fd0897aa-98e7-4928-af18-10f790ace082","CreatedAt":"2026-06-01T18:35:06.006769Z","Memo":"no","Comment":"","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"e574ea36-5c0b-42a4-b157-a7adbb54839e","CreatedAt":"2026-06-01T18:35:06.231265Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $12.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (fd0897aa-98e7-4928-af18-10f790ace082) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:37:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2329 [content-type] => application/json [zumrails-signature] => F1Q5ts8oMiTPrDybiSxfCAcOjDg/QVOJRTSvnTPjwIw= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T18:37:03.730125Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"fd0897aa-98e7-4928-af18-10f790ace082","CreatedAt":"2026-06-01T18:35:06.006769Z","Memo":"no","Comment":"","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"1be1e0f4-023f-47d6-a570-39114fd00928","CreatedAt":"2026-06-01T18:37:03.726983Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"69b1efe3-67f7-4059-b8f0-763e9a1fec9d","CreatedAt":"2026-06-01T18:37:03.723349Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (fd0897aa-98e7-4928-af18-10f790ace082) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:37:44 HEADERS: Array ( [x-https] => 1 [content-length] => 2429 [content-type] => application/json [traceparent] => 00-a49ea12cb01c9c7e154a29ff1eda1bc9-0f56c0cd71c8c78b-00 [zumrails-signature] => 8v4us2qYYNxFfszTxwvtePhcrKRJcgLGLFIbpHsVObk= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T18:37:43.944952Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"54ad6e65-130b-43a8-8d37-7a524b4f6011","CreatedAt":"2026-06-01T18:37:43.621573Z","Memo":"","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"e39673df-996d-432c-a789-f2cb1e25728f","CreatedAt":"2026-06-01T18:37:43.93412Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $5.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (54ad6e65-130b-43a8-8d37-7a524b4f6011) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP AUTH failed: "} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:39:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2539 [content-type] => application/json [zumrails-signature] => TFt9G/mbLI8WIgCNJExdBTanPrt7RrqIAgeNp6aYmEA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T18:39:04.277238Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"fd0897aa-98e7-4928-af18-10f790ace082","CreatedAt":"2026-06-01T18:35:06.006769Z","Memo":"no","Comment":"","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"d57f1baf-308a-4b66-afdd-9e3ce5dd17cc","CreatedAt":"2026-06-01T18:39:04.274852Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"ae50abe4-2bfb-46ba-b48c-baebd85616c0","CreatedAt":"2026-06-01T18:39:04.271616Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (fd0897aa-98e7-4928-af18-10f790ace082) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:39:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2325 [content-type] => application/json [zumrails-signature] => WRKgjDoiIzbMzA6RrwL0oWey9YH/GTGZGcNqm/oI6Gg= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T18:39:03.909823Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"54ad6e65-130b-43a8-8d37-7a524b4f6011","CreatedAt":"2026-06-01T18:37:43.621573Z","Memo":"","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"6152c7ff-d9f4-48d3-aca4-83f7b08e55fe","CreatedAt":"2026-06-01T18:39:03.90733Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"8b8a9ad1-287a-4199-83e4-76c2b42f1e27","CreatedAt":"2026-06-01T18:39:03.903601Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (54ad6e65-130b-43a8-8d37-7a524b4f6011) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP AUTH failed: "} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:39:04 HEADERS: Array ( [x-https] => 1 [content-length] => 4571 [content-type] => application/json [zumrails-signature] => Hq87qYrU321zcxwlX6qab4T+o29D139OOYTJ4zIaLng= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T18:39:04.541492Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"fd0897aa-98e7-4928-af18-10f790ace082","CreatedAt":"2026-06-01T18:35:06.006769Z","Memo":"no","Comment":"","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"23a4f4ad-a420-4211-8d52-3dcd06204f8b","CreatedAt":"2026-06-01T18:39:04.523558Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"c2fc2803-5c39-4699-8e44-db7a1c709788","CreatedAt":"2026-06-01T18:39:04.516247Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"aae30f0c-e4fb-4d25-aed7-6288f2ec5200","CreatedAt":"2026-06-01T18:39:04.508751Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"d57f1baf-308a-4b66-afdd-9e3ce5dd17cc","CreatedAt":"2026-06-01T18:39:04.274852Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"ae50abe4-2bfb-46ba-b48c-baebd85616c0","CreatedAt":"2026-06-01T18:39:04.271616Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"b2f5a14d-d0da-4b94-95f3-ff179ca462de","CreatedAt":"2026-06-01T18:37:04.272584Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $12.00"},{"Id":"c5a4792d-0255-4bb7-93db-d4eed2a163e4","CreatedAt":"2026-06-01T18:37:04.168805Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"84f49efa-4273-4e05-9b47-5dea8ecc943a","CreatedAt":"2026-06-01T18:37:04.163801Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $12.00"},{"Id":"3a333e8c-935b-425d-831c-4087fe155f9a","CreatedAt":"2026-06-01T18:37:04.064167Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"1be1e0f4-023f-47d6-a570-39114fd00928","CreatedAt":"2026-06-01T18:37:03.726983Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"69b1efe3-67f7-4059-b8f0-763e9a1fec9d","CreatedAt":"2026-06-01T18:37:03.723349Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"e574ea36-5c0b-42a4-b157-a7adbb54839e","CreatedAt":"2026-06-01T18:35:06.231265Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $12.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T18:39:04.528338Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (fd0897aa-98e7-4928-af18-10f790ace082) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"transfer_completed","error":"SMTP AUTH failed: "} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:41:08 HEADERS: Array ( [x-https] => 1 [content-length] => 2328 [content-type] => application/json [zumrails-signature] => hClLuiePoMo+253opes2Il8ii6Rp9tH10O6erjtaI1U= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T18:41:07.067359Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"54ad6e65-130b-43a8-8d37-7a524b4f6011","CreatedAt":"2026-06-01T18:37:43.621573Z","Memo":"","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"1fbd102f-7297-4078-be5b-29dd1d5ef4b9","CreatedAt":"2026-06-01T18:41:07.063957Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"77856737-e19f-4ad3-ae9e-34314f03ca69","CreatedAt":"2026-06-01T18:41:06.974595Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (54ad6e65-130b-43a8-8d37-7a524b4f6011) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP AUTH failed: "} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 18:41:08 HEADERS: Array ( [x-https] => 1 [content-length] => 4560 [content-type] => application/json [zumrails-signature] => hu3w/X4gkFLwEBW/FZv6iDc6yvVt20oMltOeD6IRwV4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T18:41:08.477509Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"54ad6e65-130b-43a8-8d37-7a524b4f6011","CreatedAt":"2026-06-01T18:37:43.621573Z","Memo":"","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"b7e45f08-e35b-4ca3-a612-65c9f5fa4ff8","CreatedAt":"2026-06-01T18:41:08.36316Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"05d263fe-9914-4356-9cfe-a23453b53984","CreatedAt":"2026-06-01T18:41:08.16401Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"0e610ae2-bc4a-47e8-8d94-840ce2627b6d","CreatedAt":"2026-06-01T18:41:07.47027Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"1fbd102f-7297-4078-be5b-29dd1d5ef4b9","CreatedAt":"2026-06-01T18:41:07.063957Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"77856737-e19f-4ad3-ae9e-34314f03ca69","CreatedAt":"2026-06-01T18:41:06.974595Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"0a587148-e47b-4554-903c-33f3acc995c5","CreatedAt":"2026-06-01T18:39:04.181609Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $5.00"},{"Id":"5fae8b0c-b0ed-4791-9704-255632088919","CreatedAt":"2026-06-01T18:39:04.170922Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"6f8eb3d0-e1f9-494d-96c4-1ac1b56fa752","CreatedAt":"2026-06-01T18:39:04.167822Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $5.00"},{"Id":"ba90adb7-cd7a-45f1-90ee-8c09ad016a7f","CreatedAt":"2026-06-01T18:39:04.155934Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"6152c7ff-d9f4-48d3-aca4-83f7b08e55fe","CreatedAt":"2026-06-01T18:39:03.90733Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"8b8a9ad1-287a-4199-83e4-76c2b42f1e27","CreatedAt":"2026-06-01T18:39:03.903601Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"e39673df-996d-432c-a789-f2cb1e25728f","CreatedAt":"2026-06-01T18:37:43.93412Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $5.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T18:41:08.372018Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (54ad6e65-130b-43a8-8d37-7a524b4f6011) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"transfer_completed","error":"SMTP AUTH failed: "} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:03:34 HEADERS: Array ( [x-https] => 1 [content-length] => 2434 [content-type] => application/json [traceparent] => 00-baaf12a0ec45a5f1a306804645733045-0d67f2539cda5d78-00 [zumrails-signature] => OtvJdYnMWtzDKN+AZTij47MhiN5qOZhqZQyLld+1VLU= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T19:03:34.645911Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"f8905216-8a18-49ba-b3a3-32c999988d2f","CreatedAt":"2026-06-01T19:03:34.355119Z","Memo":"no","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"aa1870fd-378b-4212-98b9-a412e23caee0","CreatedAt":"2026-06-01T19:03:34.633466Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $23.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (f8905216-8a18-49ba-b3a3-32c999988d2f) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:05:09 HEADERS: Array ( [x-https] => 1 [content-length] => 2329 [content-type] => application/json [zumrails-signature] => 7YilnR4qGRZymvJBsbhYZUV5L/x7H2lJtvJ7jh4qETE= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T19:05:08.773306Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"f8905216-8a18-49ba-b3a3-32c999988d2f","CreatedAt":"2026-06-01T19:03:34.355119Z","Memo":"no","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"d431179c-a008-4f41-a4ac-8ccfeb01acf0","CreatedAt":"2026-06-01T19:05:08.766914Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"874f5f6e-e83e-4bf3-8589-67b53c8bc086","CreatedAt":"2026-06-01T19:05:08.686372Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (f8905216-8a18-49ba-b3a3-32c999988d2f) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:06:07 HEADERS: Array ( [x-https] => 1 [content-length] => 2331 [content-type] => application/json [zumrails-signature] => Pe4T7xx8LmIjds4Bx5xWINes1Wq9U0q97nthifLSe0E= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T19:06:07.472521Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"f8905216-8a18-49ba-b3a3-32c999988d2f","CreatedAt":"2026-06-01T19:03:34.355119Z","Memo":"no","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"8554c463-f5a6-4c0b-a1bb-39eb0e102510","CreatedAt":"2026-06-01T19:06:07.468812Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"e6d45c1a-68b4-447c-977d-0ddf8c193507","CreatedAt":"2026-06-01T19:06:07.464905Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (f8905216-8a18-49ba-b3a3-32c999988d2f) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:06:07 HEADERS: Array ( [x-https] => 1 [content-length] => 4571 [content-type] => application/json [zumrails-signature] => x4Xs8v5eDV11idiowK4sCGUa/mSFPkdnYZEPPdAhW/M= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T19:06:07.719675Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"f8905216-8a18-49ba-b3a3-32c999988d2f","CreatedAt":"2026-06-01T19:03:34.355119Z","Memo":"no","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"31247e67-b4a5-4922-9694-9e1395424afe","CreatedAt":"2026-06-01T19:06:07.706918Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"8ff89bf5-b2f3-4a71-86d6-ecac24f418de","CreatedAt":"2026-06-01T19:06:07.703508Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"d8dd121b-a12f-408f-b87d-44b405f08fc3","CreatedAt":"2026-06-01T19:06:07.698611Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"8554c463-f5a6-4c0b-a1bb-39eb0e102510","CreatedAt":"2026-06-01T19:06:07.468812Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"e6d45c1a-68b4-447c-977d-0ddf8c193507","CreatedAt":"2026-06-01T19:06:07.464905Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"7aad7631-7d32-44c2-b8c5-649d46f0c9ad","CreatedAt":"2026-06-01T19:05:09.384762Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $23.00"},{"Id":"14328d38-7792-48ca-8877-11c8e035c611","CreatedAt":"2026-06-01T19:05:09.275804Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"dfa6ea29-a016-4152-99e5-d50e3d0d527a","CreatedAt":"2026-06-01T19:05:09.270484Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $23.00"},{"Id":"5039abb6-a434-41b9-bcc8-6e06c8c8e28b","CreatedAt":"2026-06-01T19:05:09.165824Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"d431179c-a008-4f41-a4ac-8ccfeb01acf0","CreatedAt":"2026-06-01T19:05:08.766914Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"874f5f6e-e83e-4bf3-8589-67b53c8bc086","CreatedAt":"2026-06-01T19:05:08.686372Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"aa1870fd-378b-4212-98b9-a412e23caee0","CreatedAt":"2026-06-01T19:03:34.633466Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $23.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T19:06:07.709947Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (f8905216-8a18-49ba-b3a3-32c999988d2f) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:14:35 HEADERS: Array ( [x-https] => 1 [content-length] => 2431 [content-type] => application/json [traceparent] => 00-e7e3486946efbf6b7f71ae894fafe728-dedaf6a47713f324-00 [zumrails-signature] => ZsLOXZnY/n2eg6jtHuZzhLEgPEo0rzXai9bqNcHHQeA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T19:14:35.760433Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"88a4c00c-d7c5-454c-b115-b89e3e7ef0e2","CreatedAt":"2026-06-01T19:14:35.509912Z","Memo":"s","Comment":"","Amount":1,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"65b28421-fe54-477e-ba46-daee2ff78a05","CreatedAt":"2026-06-01T19:14:35.746956Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $1.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (88a4c00c-d7c5-454c-b115-b89e3e7ef0e2) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:16:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2326 [content-type] => application/json [zumrails-signature] => co7gqtGZvJ5Laho4JnRHwm30KzbiZqiBvh4HJ0DH20s= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T19:16:06.494445Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"88a4c00c-d7c5-454c-b115-b89e3e7ef0e2","CreatedAt":"2026-06-01T19:14:35.509912Z","Memo":"s","Comment":"","Amount":1,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"18cc7aa3-2e1a-4a69-8963-ec96f2d08904","CreatedAt":"2026-06-01T19:16:06.49168Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"69df1c2e-c12e-41f8-8994-2d800a589de3","CreatedAt":"2026-06-01T19:16:06.488386Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (88a4c00c-d7c5-454c-b115-b89e3e7ef0e2) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:18:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2329 [content-type] => application/json [zumrails-signature] => R/uVOdtE8KXR5l6ahxItNcn1q6DmLp65B5BJZMm/UmU= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T19:18:05.203366Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"88a4c00c-d7c5-454c-b115-b89e3e7ef0e2","CreatedAt":"2026-06-01T19:14:35.509912Z","Memo":"s","Comment":"","Amount":1,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"dff902cb-1437-4703-9660-af8a60071ba6","CreatedAt":"2026-06-01T19:18:05.200487Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"2c7a11aa-d2e0-40ca-bf8c-4a6e23fdbb68","CreatedAt":"2026-06-01T19:18:05.197083Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (88a4c00c-d7c5-454c-b115-b89e3e7ef0e2) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:18:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4565 [content-type] => application/json [zumrails-signature] => NOhjirkudyWvW3Uh1e9cvCzqiRJXgLNHc5c1yY0EGNI= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T19:18:05.508243Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"88a4c00c-d7c5-454c-b115-b89e3e7ef0e2","CreatedAt":"2026-06-01T19:14:35.509912Z","Memo":"s","Comment":"","Amount":1,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"a0d85552-3f13-4747-9bdf-71b81b4dab35","CreatedAt":"2026-06-01T19:18:05.494162Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"e315fed9-7cfe-4445-aa99-b889039c6ef8","CreatedAt":"2026-06-01T19:18:05.491477Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"390cac28-0917-4c48-8ac4-3c8f8633e5a5","CreatedAt":"2026-06-01T19:18:05.488167Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"dff902cb-1437-4703-9660-af8a60071ba6","CreatedAt":"2026-06-01T19:18:05.200487Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"2c7a11aa-d2e0-40ca-bf8c-4a6e23fdbb68","CreatedAt":"2026-06-01T19:18:05.197083Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"66563229-b51f-41be-b907-fe58df06939e","CreatedAt":"2026-06-01T19:16:06.755306Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $1.00"},{"Id":"6d9f7032-553c-4c47-94d0-d4cf2accca23","CreatedAt":"2026-06-01T19:16:06.746309Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"8ac9c5f9-dcab-44ad-80bc-18062fd1b555","CreatedAt":"2026-06-01T19:16:06.743575Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $1.00"},{"Id":"9e4ba028-3330-4ddd-9e48-66efcd548ccf","CreatedAt":"2026-06-01T19:16:06.731622Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"18cc7aa3-2e1a-4a69-8963-ec96f2d08904","CreatedAt":"2026-06-01T19:16:06.49168Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"69df1c2e-c12e-41f8-8994-2d800a589de3","CreatedAt":"2026-06-01T19:16:06.488386Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"65b28421-fe54-477e-ba46-daee2ff78a05","CreatedAt":"2026-06-01T19:14:35.746956Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $1.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T19:18:05.496945Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (88a4c00c-d7c5-454c-b115-b89e3e7ef0e2) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:32:34 HEADERS: Array ( [x-https] => 1 [content-length] => 2434 [content-type] => application/json [traceparent] => 00-7f2e050eb0526d83df93dac280014dfc-63947485ec9ff4d6-00 [zumrails-signature] => PD9T5xvn0D6IM+7DCjvatMaE34EjAKF/YKab05jacxI= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T19:32:34.771471Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"3dae751c-7d6b-4ef0-83a7-ea9efa3c12fb","CreatedAt":"2026-06-01T19:32:34.531907Z","Memo":"no","Comment":"","Amount":11,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"9b478465-66cc-448c-9fa3-2b83288d39b0","CreatedAt":"2026-06-01T19:32:34.758759Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $11.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (3dae751c-7d6b-4ef0-83a7-ea9efa3c12fb) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:34:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2329 [content-type] => application/json [zumrails-signature] => NBoUDpWTLkbigE7ocFH4WfoUdwvZQGWvL9kTIA+0u3U= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T19:34:06.668179Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"3dae751c-7d6b-4ef0-83a7-ea9efa3c12fb","CreatedAt":"2026-06-01T19:32:34.531907Z","Memo":"no","Comment":"","Amount":11,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"4ef1276b-8c83-4b3b-8e67-bd3550d05fad","CreatedAt":"2026-06-01T19:34:06.663695Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"9574dfec-85c6-4696-b7fe-3eaf9beba8fc","CreatedAt":"2026-06-01T19:34:06.575995Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (3dae751c-7d6b-4ef0-83a7-ea9efa3c12fb) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:36:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2331 [content-type] => application/json [zumrails-signature] => Gxm1udFxhO6pumYXwj7LWslBGHDJ18us18zDDBcA3ug= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T19:36:03.569181Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"3dae751c-7d6b-4ef0-83a7-ea9efa3c12fb","CreatedAt":"2026-06-01T19:32:34.531907Z","Memo":"no","Comment":"","Amount":11,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"244c7a13-6dcd-462c-b5ef-b85ee422df36","CreatedAt":"2026-06-01T19:36:03.563208Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"585ada49-fc24-47e2-9f59-58dd1e95397d","CreatedAt":"2026-06-01T19:36:03.499978Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (3dae751c-7d6b-4ef0-83a7-ea9efa3c12fb) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:36:03 HEADERS: Array ( [x-https] => 1 [content-length] => 4570 [content-type] => application/json [zumrails-signature] => rnR6fN3tcOvOsEWvbPdBKoMAyxYbq+nEADs6BqYJlOw= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T19:36:03.838049Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"3dae751c-7d6b-4ef0-83a7-ea9efa3c12fb","CreatedAt":"2026-06-01T19:32:34.531907Z","Memo":"no","Comment":"","Amount":11,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"a75c9f9a-585b-4542-b37a-67725cc8f827","CreatedAt":"2026-06-01T19:36:03.82493Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"db661fa3-fcf4-409d-b030-ac6492ebcb11","CreatedAt":"2026-06-01T19:36:03.821068Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"f526cab7-f655-4341-9a80-fca10f97a8dc","CreatedAt":"2026-06-01T19:36:03.816736Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"244c7a13-6dcd-462c-b5ef-b85ee422df36","CreatedAt":"2026-06-01T19:36:03.563208Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"585ada49-fc24-47e2-9f59-58dd1e95397d","CreatedAt":"2026-06-01T19:36:03.499978Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"d4c64eb2-2dce-4773-bbc4-a012a7596786","CreatedAt":"2026-06-01T19:34:07.195377Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $11.00"},{"Id":"01441f17-b121-4cbf-a6b8-e526efe5174c","CreatedAt":"2026-06-01T19:34:07.164942Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"5996ad07-4f0a-4913-bbe1-a459e707d34b","CreatedAt":"2026-06-01T19:34:07.160659Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $11.00"},{"Id":"ef6eec83-8f4c-4c76-95c2-b5d338f56fe5","CreatedAt":"2026-06-01T19:34:07.135613Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"4ef1276b-8c83-4b3b-8e67-bd3550d05fad","CreatedAt":"2026-06-01T19:34:06.663695Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"9574dfec-85c6-4696-b7fe-3eaf9beba8fc","CreatedAt":"2026-06-01T19:34:06.575995Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"9b478465-66cc-448c-9fa3-2b83288d39b0","CreatedAt":"2026-06-01T19:32:34.758759Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $11.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T19:36:03.828484Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (3dae751c-7d6b-4ef0-83a7-ea9efa3c12fb) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:52:27 HEADERS: Array ( [x-https] => 1 [content-length] => 2433 [content-type] => application/json [traceparent] => 00-33fa1260fa04544048772090a4bbe7a0-d88263eb562cd220-00 [zumrails-signature] => 52Ach4N+2X79Fj+pWqHi7r2jDwm+GN1Fm06Za5f7I04= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T19:52:27.053682Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"c28ea4a1-c0fb-4e70-9c5e-426193e6104e","CreatedAt":"2026-06-01T19:52:26.716615Z","Memo":"m","Comment":"","Amount":56,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"80a8d9b6-1ee0-4afb-b3d1-20904fca72cb","CreatedAt":"2026-06-01T19:52:27.040922Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $56.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (c28ea4a1-c0fb-4e70-9c5e-426193e6104e) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:54:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2328 [content-type] => application/json [zumrails-signature] => cFIDQ/z2UkCJqJA1i2fWYJOa8EZzTUaE5hTXrnbxZdI= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T19:54:05.168617Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"c28ea4a1-c0fb-4e70-9c5e-426193e6104e","CreatedAt":"2026-06-01T19:52:26.716615Z","Memo":"m","Comment":"","Amount":56,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"c0f65f40-0d62-4f76-be99-a8ae6ffef283","CreatedAt":"2026-06-01T19:54:05.163841Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"041bdfcc-69e6-4914-8377-e326393e96d0","CreatedAt":"2026-06-01T19:54:05.067791Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (c28ea4a1-c0fb-4e70-9c5e-426193e6104e) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:56:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2330 [content-type] => application/json [zumrails-signature] => PwWDBGWU6JHDnAGhdOPtTbWmY/5YYTPLxB0bIUl4PpI= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T19:56:04.269618Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"c28ea4a1-c0fb-4e70-9c5e-426193e6104e","CreatedAt":"2026-06-01T19:52:26.716615Z","Memo":"m","Comment":"","Amount":56,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"c4866de2-fea0-45a3-a9db-ba8c37d19009","CreatedAt":"2026-06-01T19:56:04.266728Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"8e3adbb9-6c70-446b-bdcb-3eb7b1f82ee4","CreatedAt":"2026-06-01T19:56:04.263765Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (c28ea4a1-c0fb-4e70-9c5e-426193e6104e) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:56:04 HEADERS: Array ( [x-https] => 1 [content-length] => 4568 [content-type] => application/json [zumrails-signature] => nfXmq5wOmqQvlY8DOS7XuZqorKXf2DjjRUAYPU0men8= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T19:56:04.61246Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"c28ea4a1-c0fb-4e70-9c5e-426193e6104e","CreatedAt":"2026-06-01T19:52:26.716615Z","Memo":"m","Comment":"","Amount":56,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"ab1c3ec1-3602-479f-9338-d7ffedd4af73","CreatedAt":"2026-06-01T19:56:04.598167Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"5a08656d-9168-4c89-8096-c47ea44aac03","CreatedAt":"2026-06-01T19:56:04.594005Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"d22cfeb3-da1d-4312-a121-6b4fbc6b1355","CreatedAt":"2026-06-01T19:56:04.590101Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"c4866de2-fea0-45a3-a9db-ba8c37d19009","CreatedAt":"2026-06-01T19:56:04.266728Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"8e3adbb9-6c70-446b-bdcb-3eb7b1f82ee4","CreatedAt":"2026-06-01T19:56:04.263765Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"9882dd42-25d6-4e33-b8c0-42120af478da","CreatedAt":"2026-06-01T19:54:05.443206Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $56.00"},{"Id":"539a86dc-247b-48cb-a84f-cb799cb6e88a","CreatedAt":"2026-06-01T19:54:05.432509Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"6000bdcf-5304-4439-8118-c3355f718a7e","CreatedAt":"2026-06-01T19:54:05.428235Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $56.00"},{"Id":"8a6e4a39-a946-4270-9252-950be1845721","CreatedAt":"2026-06-01T19:54:05.415081Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"c0f65f40-0d62-4f76-be99-a8ae6ffef283","CreatedAt":"2026-06-01T19:54:05.163841Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"041bdfcc-69e6-4914-8377-e326393e96d0","CreatedAt":"2026-06-01T19:54:05.067791Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"80a8d9b6-1ee0-4afb-b3d1-20904fca72cb","CreatedAt":"2026-06-01T19:52:27.040922Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $56.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T19:56:04.60119Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (c28ea4a1-c0fb-4e70-9c5e-426193e6104e) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:15:56 HEADERS: Array ( [x-https] => 1 [content-length] => 2432 [content-type] => application/json [traceparent] => 00-efec7dbc09d42f2a6ba480c0fbb3310c-ec0a5b89c6848a38-00 [zumrails-signature] => 9+BcSOMZJFgeMsFacJYQYnc3g3iO5s1NGP5xfOgTMSE= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T20:15:55.977603Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"2bc207f2-4681-4f1a-9d13-09aaa01968db","CreatedAt":"2026-06-01T20:15:55.737547Z","Memo":"","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"c42038c8-c1bc-4c4d-992d-b97a5af6bf8f","CreatedAt":"2026-06-01T20:15:55.961749Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $23.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (2bc207f2-4681-4f1a-9d13-09aaa01968db) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:17:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2327 [content-type] => application/json [zumrails-signature] => wi8Ntfl4meIMp2C3A00tuhMq8wV4u+ps6nx/+Wap1jU= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T20:17:03.370053Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"2bc207f2-4681-4f1a-9d13-09aaa01968db","CreatedAt":"2026-06-01T20:15:55.737547Z","Memo":"","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"b626d6ee-d0bb-4500-9829-0f7b19195253","CreatedAt":"2026-06-01T20:17:03.364661Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"32c9948b-413e-4b4f-9460-b808209ce5e4","CreatedAt":"2026-06-01T20:17:03.269643Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (2bc207f2-4681-4f1a-9d13-09aaa01968db) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:18:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2328 [content-type] => application/json [zumrails-signature] => GQT8aELWiknWcmkUWequTVwaNUPZI9gJN0JnbqesLE8= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T20:18:06.576057Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"2bc207f2-4681-4f1a-9d13-09aaa01968db","CreatedAt":"2026-06-01T20:15:55.737547Z","Memo":"","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"e45928ee-f43c-4b3b-ba3d-7e627bc14e2b","CreatedAt":"2026-06-01T20:18:06.572262Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"8620c9c7-a9fa-4b22-9159-47e40cd5d1ef","CreatedAt":"2026-06-01T20:18:06.56813Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (2bc207f2-4681-4f1a-9d13-09aaa01968db) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:18:06 HEADERS: Array ( [x-https] => 1 [content-length] => 4566 [content-type] => application/json [zumrails-signature] => duOnaKRMF4w94hQQecMsx/bpAg22RS+X4u4f2v3mxw8= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T20:18:06.916181Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"2bc207f2-4681-4f1a-9d13-09aaa01968db","CreatedAt":"2026-06-01T20:15:55.737547Z","Memo":"","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"79a91c35-90ba-486a-bcae-bc2163b2af5b","CreatedAt":"2026-06-01T20:18:06.90537Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"5de05234-80d6-49b9-84e9-09c363dc4b30","CreatedAt":"2026-06-01T20:18:06.90162Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"42a87b55-6b50-4cc4-a447-8f581ccbd93e","CreatedAt":"2026-06-01T20:18:06.897043Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"e45928ee-f43c-4b3b-ba3d-7e627bc14e2b","CreatedAt":"2026-06-01T20:18:06.572262Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"8620c9c7-a9fa-4b22-9159-47e40cd5d1ef","CreatedAt":"2026-06-01T20:18:06.56813Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"49278596-8ce7-48a6-b973-4827e0f8c4f3","CreatedAt":"2026-06-01T20:17:04.068482Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $23.00"},{"Id":"aa6258a5-9769-450e-b242-55dfa2c3d5f1","CreatedAt":"2026-06-01T20:17:03.971403Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"989438c5-11b7-4744-a878-20443b6c5ae6","CreatedAt":"2026-06-01T20:17:03.968247Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $23.00"},{"Id":"b5092181-7241-45ae-9535-6df65d93d7d9","CreatedAt":"2026-06-01T20:17:03.870086Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"b626d6ee-d0bb-4500-9829-0f7b19195253","CreatedAt":"2026-06-01T20:17:03.364661Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"32c9948b-413e-4b4f-9460-b808209ce5e4","CreatedAt":"2026-06-01T20:17:03.269643Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"c42038c8-c1bc-4c4d-992d-b97a5af6bf8f","CreatedAt":"2026-06-01T20:15:55.961749Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $23.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T20:18:06.908769Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (2bc207f2-4681-4f1a-9d13-09aaa01968db) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:27:41 HEADERS: Array ( [x-https] => 1 [content-length] => 2431 [content-type] => application/json [traceparent] => 00-2c4fd7996089d69a6ef54727ea82306d-dcd2da4d03415666-00 [zumrails-signature] => gVT9RwBXbVDhX20wCg7H3YpEn/Oilvkca7xi2ddoLe8= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T20:27:41.448295Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"3ea58297-505c-45a8-98fc-7ca50c9b8257","CreatedAt":"2026-06-01T20:27:41.209366Z","Memo":"s","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"c1491a9c-b968-4570-82cd-ff10bbd8ac46","CreatedAt":"2026-06-01T20:27:41.434181Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $2.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (3ea58297-505c-45a8-98fc-7ca50c9b8257) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:29:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2327 [content-type] => application/json [zumrails-signature] => Y3G61iPV2dS0l7G3BDq1UpbZWJbUrXGufSIZDY29eeE= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T20:29:05.694958Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"3ea58297-505c-45a8-98fc-7ca50c9b8257","CreatedAt":"2026-06-01T20:27:41.209366Z","Memo":"s","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"6d125c8b-4beb-4b5e-9667-1ba6391dad25","CreatedAt":"2026-06-01T20:29:05.691071Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"f767a219-f54b-4800-be23-ddd6d7e5b14e","CreatedAt":"2026-06-01T20:29:05.686742Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (3ea58297-505c-45a8-98fc-7ca50c9b8257) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:31:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2329 [content-type] => application/json [zumrails-signature] => BzEJTEmFfSZE4zqP8ADaiiVBw6/NzMmwuRuPjE7lLGs= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T20:31:03.654993Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"3ea58297-505c-45a8-98fc-7ca50c9b8257","CreatedAt":"2026-06-01T20:27:41.209366Z","Memo":"s","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"f5b398b3-7c61-4fa4-920f-c0d85fdbc6d5","CreatedAt":"2026-06-01T20:31:03.636788Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"db45c006-bafd-4697-b453-4c36f1a555ec","CreatedAt":"2026-06-01T20:31:03.626029Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (3ea58297-505c-45a8-98fc-7ca50c9b8257) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:31:04 HEADERS: Array ( [x-https] => 1 [content-length] => 4566 [content-type] => application/json [zumrails-signature] => 03L4YKCGObkJ5Vy7yHUVge0AkZ5YS5qohZUXHBgmgfg= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T20:31:04.002023Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"3ea58297-505c-45a8-98fc-7ca50c9b8257","CreatedAt":"2026-06-01T20:27:41.209366Z","Memo":"s","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"0db5e9e0-5743-472b-8729-ac768b0f92dd","CreatedAt":"2026-06-01T20:31:03.990667Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"af1c634d-1515-4340-9950-5ca2794a1365","CreatedAt":"2026-06-01T20:31:03.987648Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"4890fb38-c825-40c1-b073-185de80ebd33","CreatedAt":"2026-06-01T20:31:03.983985Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"f5b398b3-7c61-4fa4-920f-c0d85fdbc6d5","CreatedAt":"2026-06-01T20:31:03.636788Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"db45c006-bafd-4697-b453-4c36f1a555ec","CreatedAt":"2026-06-01T20:31:03.626029Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"dd7b5dbe-169e-4dc0-920f-88cbf32840d1","CreatedAt":"2026-06-01T20:29:06.063332Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $2.00"},{"Id":"db633b5f-5af8-4e28-810a-3613fac50c80","CreatedAt":"2026-06-01T20:29:06.025253Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"ecc743ac-8331-4266-a566-8092b108ed0c","CreatedAt":"2026-06-01T20:29:06.021236Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $2.00"},{"Id":"35e75eda-66ff-49fc-8136-743572f2c99d","CreatedAt":"2026-06-01T20:29:06.008053Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"6d125c8b-4beb-4b5e-9667-1ba6391dad25","CreatedAt":"2026-06-01T20:29:05.691071Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"f767a219-f54b-4800-be23-ddd6d7e5b14e","CreatedAt":"2026-06-01T20:29:05.686742Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"c1491a9c-b968-4570-82cd-ff10bbd8ac46","CreatedAt":"2026-06-01T20:27:41.434181Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $2.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T20:31:03.993076Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (3ea58297-505c-45a8-98fc-7ca50c9b8257) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:34:18 HEADERS: Array ( [x-https] => 1 [content-length] => 2431 [content-type] => application/json [traceparent] => 00-3fb8c98221d43f6e18f2725076e2811d-ec18ceb2a14fd6f2-00 [zumrails-signature] => SPYNYOkhxwvqsvOBtwgOTOqKM60Qj55eSvTpPySzZJg= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T20:34:18.245613Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"7607fce3-36ae-4976-b45b-289248ad74be","CreatedAt":"2026-06-01T20:34:17.973187Z","Memo":"n","Comment":"","Amount":6,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"67223711-0ae6-4891-abd5-b63bad5f807d","CreatedAt":"2026-06-01T20:34:18.233399Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $6.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (7607fce3-36ae-4976-b45b-289248ad74be) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:36:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2326 [content-type] => application/json [zumrails-signature] => SM+2srW+/gjHwrx3/oIF7T0Kja8qOFJoBiF505g/Cxg= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T20:36:03.109267Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"7607fce3-36ae-4976-b45b-289248ad74be","CreatedAt":"2026-06-01T20:34:17.973187Z","Memo":"n","Comment":"","Amount":6,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"b269dc4f-b651-41d2-a403-58a8a910fb2b","CreatedAt":"2026-06-01T20:36:03.106231Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"b5d2ca22-3145-41c7-9310-b14752e63b9a","CreatedAt":"2026-06-01T20:36:03.10246Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (7607fce3-36ae-4976-b45b-289248ad74be) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:38:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2329 [content-type] => application/json [zumrails-signature] => p9IU6eJquNrKf0aMpFH+Yj2vjSL85Q17+CeWXYZdWKQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T20:38:04.529912Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"7607fce3-36ae-4976-b45b-289248ad74be","CreatedAt":"2026-06-01T20:34:17.973187Z","Memo":"n","Comment":"","Amount":6,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"2dd9afc2-c1a6-4d1f-8d70-fa07bb1a4074","CreatedAt":"2026-06-01T20:38:04.523596Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"6723a7c1-1c31-40c0-9b2c-711c15d50939","CreatedAt":"2026-06-01T20:38:04.515972Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (7607fce3-36ae-4976-b45b-289248ad74be) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:38:04 HEADERS: Array ( [x-https] => 1 [content-length] => 4565 [content-type] => application/json [zumrails-signature] => CmTwRNoyUZ6BRFnEeBXCZgKxstfDB3BS6nNmVxEcnYE= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T20:38:04.827178Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"7607fce3-36ae-4976-b45b-289248ad74be","CreatedAt":"2026-06-01T20:34:17.973187Z","Memo":"n","Comment":"","Amount":6,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"570ec5d7-338d-4fbd-806d-3aa3755ed7d9","CreatedAt":"2026-06-01T20:38:04.815227Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"cadde2ba-0ffa-417e-aed6-c9440d139002","CreatedAt":"2026-06-01T20:38:04.810979Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"78915c00-9db8-49d5-b244-f8147b5b3dc6","CreatedAt":"2026-06-01T20:38:04.807186Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"2dd9afc2-c1a6-4d1f-8d70-fa07bb1a4074","CreatedAt":"2026-06-01T20:38:04.523596Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"6723a7c1-1c31-40c0-9b2c-711c15d50939","CreatedAt":"2026-06-01T20:38:04.515972Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"23cf25cc-f4f1-4dac-a601-23f874e7890b","CreatedAt":"2026-06-01T20:36:03.410669Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $6.00"},{"Id":"4544373c-e2e2-4a4c-ae25-7a1a9b526faa","CreatedAt":"2026-06-01T20:36:03.400726Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"6c1a06fd-da40-48b6-aff4-84acf2f58738","CreatedAt":"2026-06-01T20:36:03.397318Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $6.00"},{"Id":"5cdc5d69-550d-4961-aeda-b9210cc87d72","CreatedAt":"2026-06-01T20:36:03.386377Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"b269dc4f-b651-41d2-a403-58a8a910fb2b","CreatedAt":"2026-06-01T20:36:03.106231Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"b5d2ca22-3145-41c7-9310-b14752e63b9a","CreatedAt":"2026-06-01T20:36:03.10246Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"67223711-0ae6-4891-abd5-b63bad5f807d","CreatedAt":"2026-06-01T20:34:18.233399Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $6.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T20:38:04.818513Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (7607fce3-36ae-4976-b45b-289248ad74be) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:38:55 HEADERS: Array ( [x-https] => 1 [content-length] => 2430 [content-type] => application/json [traceparent] => 00-4eee6fbedf771bb01e5f5f7edc1cc12e-20b3edf813c4ece6-00 [zumrails-signature] => 3Y0WVeIU+vvgByA7EqDJ3ETLom8S5ygMXUFszS6A290= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T20:38:55.447479Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"7319b67e-7bff-4510-8bad-889593b76878","CreatedAt":"2026-06-01T20:38:55.149197Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"f351a1e3-2dd5-45d6-9c9c-41197e2e9822","CreatedAt":"2026-06-01T20:38:55.434836Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $3.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (7319b67e-7bff-4510-8bad-889593b76878) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:40:08 HEADERS: Array ( [x-https] => 1 [content-length] => 2326 [content-type] => application/json [zumrails-signature] => ThqGz3xZcObO2k37GqHTg7uU0NUGArzt+G4XmqHJWAU= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T20:40:07.672809Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"7319b67e-7bff-4510-8bad-889593b76878","CreatedAt":"2026-06-01T20:38:55.149197Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"d10119e6-8b98-4ae8-b157-d5f410a0fdd0","CreatedAt":"2026-06-01T20:40:07.669028Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"5dd70617-e365-4215-b002-4ae8f0df3761","CreatedAt":"2026-06-01T20:40:07.646048Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (7319b67e-7bff-4510-8bad-889593b76878) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:41:32 HEADERS: Array ( [x-https] => 1 [content-length] => 2432 [content-type] => application/json [traceparent] => 00-b784f0c41d8621e3f228f288c89ae424-14cc5914e10c75fb-00 [zumrails-signature] => x25GQK9s/HWoe9Bb0adsRyzim4hWJf8es0MtvdtP4cs= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T20:41:32.762038Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"ec9b86e7-1932-4110-afba-1b07763e9d95","CreatedAt":"2026-06-01T20:41:32.450825Z","Memo":"","Comment":"","Amount":33,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"9c15c963-5d84-42ca-9500-81932096fe28","CreatedAt":"2026-06-01T20:41:32.747615Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $33.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (ec9b86e7-1932-4110-afba-1b07763e9d95) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:42:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2328 [content-type] => application/json [zumrails-signature] => /7L1sP2kzDVtTa18+pfvuh3qmtIksz2xYwa52lx6orI= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T20:42:03.572717Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"7319b67e-7bff-4510-8bad-889593b76878","CreatedAt":"2026-06-01T20:38:55.149197Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"302d5c11-b0c0-42e4-b085-9e3fd9dbca74","CreatedAt":"2026-06-01T20:42:03.569096Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"976f1d36-96bf-462c-a1a9-9957248fb2ae","CreatedAt":"2026-06-01T20:42:03.563618Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (7319b67e-7bff-4510-8bad-889593b76878) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:42:04 HEADERS: Array ( [x-https] => 1 [content-length] => 4564 [content-type] => application/json [zumrails-signature] => amEGFJWvXe1XUhYq822tIoE/I/dokJCTk0aijtMYElc= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T20:42:04.175542Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"7319b67e-7bff-4510-8bad-889593b76878","CreatedAt":"2026-06-01T20:38:55.149197Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"aebb603a-102c-406f-8871-5c91edcca4b6","CreatedAt":"2026-06-01T20:42:04.072979Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"c5f8547c-06d8-4341-adaf-22b9c737981a","CreatedAt":"2026-06-01T20:42:04.068827Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"feb06937-cafc-4430-82ed-86014ecd57ee","CreatedAt":"2026-06-01T20:42:04.064546Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"302d5c11-b0c0-42e4-b085-9e3fd9dbca74","CreatedAt":"2026-06-01T20:42:03.569096Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"976f1d36-96bf-462c-a1a9-9957248fb2ae","CreatedAt":"2026-06-01T20:42:03.563618Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"30ff61ba-a516-4d4d-9d0a-80c81bdb3e2c","CreatedAt":"2026-06-01T20:40:08.575434Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $3.00"},{"Id":"1c934548-79cd-47d1-9aba-23d0f548e7d4","CreatedAt":"2026-06-01T20:40:08.475826Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"b240485c-ad86-4b6c-8564-20633ac16ecc","CreatedAt":"2026-06-01T20:40:08.465147Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $3.00"},{"Id":"0e3a3e74-e26c-4b9f-bdbf-e24bf965aeb6","CreatedAt":"2026-06-01T20:40:08.13561Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"d10119e6-8b98-4ae8-b157-d5f410a0fdd0","CreatedAt":"2026-06-01T20:40:07.669028Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"5dd70617-e365-4215-b002-4ae8f0df3761","CreatedAt":"2026-06-01T20:40:07.646048Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"f351a1e3-2dd5-45d6-9c9c-41197e2e9822","CreatedAt":"2026-06-01T20:38:55.434836Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $3.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T20:42:04.163621Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (7319b67e-7bff-4510-8bad-889593b76878) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:42:59 HEADERS: Array ( [x-https] => 1 [content-length] => 2431 [content-type] => application/json [traceparent] => 00-d1946a4a2780382f195447b1ee0e3e33-48164eda75fb41f8-00 [zumrails-signature] => H+593UqO0i1BL2vXvDGm1cK7tP5F3EgXNCm+y3QhIco= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T20:42:59.156959Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"6e466a4e-5476-404a-a8a5-cfef052f8dc2","CreatedAt":"2026-06-01T20:42:58.92092Z","Memo":"","Comment":"","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"72a68ceb-81eb-4c11-b186-37d683baaaf7","CreatedAt":"2026-06-01T20:42:59.143684Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $12.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (6e466a4e-5476-404a-a8a5-cfef052f8dc2) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:43:07 HEADERS: Array ( [x-https] => 1 [content-length] => 2326 [content-type] => application/json [zumrails-signature] => oIzOPCSjWbx7YiPoZi0pS3p6UaV3jsKTck6yRfq548o= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T20:43:06.975467Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"ec9b86e7-1932-4110-afba-1b07763e9d95","CreatedAt":"2026-06-01T20:41:32.450825Z","Memo":"","Comment":"","Amount":33,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"07bc9fb4-bf4b-4446-927a-8bb6d21b69f8","CreatedAt":"2026-06-01T20:43:06.971866Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"bd74d409-a732-4d20-8c08-9900b37ecada","CreatedAt":"2026-06-01T20:43:06.96675Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (ec9b86e7-1932-4110-afba-1b07763e9d95) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:44:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2326 [content-type] => application/json [zumrails-signature] => HwDk4zFVSspBFFCNXCSOjNMkdKoeNm/Wyde+Fyxh+kI= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T20:44:05.276217Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"6e466a4e-5476-404a-a8a5-cfef052f8dc2","CreatedAt":"2026-06-01T20:42:58.92092Z","Memo":"","Comment":"","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"0f90ee20-720a-47e5-ad13-abbdd4de23fd","CreatedAt":"2026-06-01T20:44:05.272312Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"d4247a10-7e56-48d0-98da-bf557d27135b","CreatedAt":"2026-06-01T20:44:04.587842Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (6e466a4e-5476-404a-a8a5-cfef052f8dc2) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:45:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2329 [content-type] => application/json [zumrails-signature] => GSNXxOmGPKojuh1ypBCPofDmP4noE7IWH57ZY8MCR8I= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T20:45:04.398531Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"ec9b86e7-1932-4110-afba-1b07763e9d95","CreatedAt":"2026-06-01T20:41:32.450825Z","Memo":"","Comment":"","Amount":33,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"42d9472b-50e3-44a3-b912-13185533b681","CreatedAt":"2026-06-01T20:45:04.386507Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"c421e22a-d769-437b-b9a8-93021c329aba","CreatedAt":"2026-06-01T20:45:04.378462Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (ec9b86e7-1932-4110-afba-1b07763e9d95) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:45:04 HEADERS: Array ( [x-https] => 1 [content-length] => 4568 [content-type] => application/json [zumrails-signature] => XkvWXrwy9kWSRR1A04PUsdWg8Kf3ghbIysKncFNmb04= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T20:45:04.777331Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"ec9b86e7-1932-4110-afba-1b07763e9d95","CreatedAt":"2026-06-01T20:41:32.450825Z","Memo":"","Comment":"","Amount":33,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"b06d6b79-e734-4c9b-9018-a1512feef047","CreatedAt":"2026-06-01T20:45:04.766638Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"7fc56258-2d65-458c-b6bf-be7b1efecdcf","CreatedAt":"2026-06-01T20:45:04.763112Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"ae832367-e550-43ae-8ee5-494e1bb1dd69","CreatedAt":"2026-06-01T20:45:04.751267Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"42d9472b-50e3-44a3-b912-13185533b681","CreatedAt":"2026-06-01T20:45:04.386507Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"c421e22a-d769-437b-b9a8-93021c329aba","CreatedAt":"2026-06-01T20:45:04.378462Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"ef7ddc9f-cbdb-451c-9b25-5d3f5d14938d","CreatedAt":"2026-06-01T20:43:07.676035Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $33.00"},{"Id":"5e58f1b1-dfee-49bf-b23b-80780282ab9f","CreatedAt":"2026-06-01T20:43:07.663558Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"ac821ec8-e344-4e6e-a137-bdf2be806b52","CreatedAt":"2026-06-01T20:43:07.563419Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $33.00"},{"Id":"0cf67dfe-0cdd-4c4a-9c94-5850f1a689f5","CreatedAt":"2026-06-01T20:43:07.467038Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"07bc9fb4-bf4b-4446-927a-8bb6d21b69f8","CreatedAt":"2026-06-01T20:43:06.971866Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"bd74d409-a732-4d20-8c08-9900b37ecada","CreatedAt":"2026-06-01T20:43:06.96675Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"9c15c963-5d84-42ca-9500-81932096fe28","CreatedAt":"2026-06-01T20:41:32.747615Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $33.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T20:45:04.769538Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (ec9b86e7-1932-4110-afba-1b07763e9d95) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:46:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2325 [content-type] => application/json [zumrails-signature] => V3OmVDvHgRgB44vhaiwZC9HuJAbdBFEmUVcUuZXxqCE= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T20:46:05.6685Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"6e466a4e-5476-404a-a8a5-cfef052f8dc2","CreatedAt":"2026-06-01T20:42:58.92092Z","Memo":"","Comment":"","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"0202699e-7bae-41db-a6fc-8ac861d2a2f1","CreatedAt":"2026-06-01T20:46:05.66387Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"a058b8ae-ef58-4ab4-84ac-e35e5c17e8fc","CreatedAt":"2026-06-01T20:46:05.573043Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (6e466a4e-5476-404a-a8a5-cfef052f8dc2) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 20:46:06 HEADERS: Array ( [x-https] => 1 [content-length] => 4567 [content-type] => application/json [zumrails-signature] => HU0qc/AioWx0qOai0Dps127MiVNhFM/OZ1ZsRCNl/ug= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T20:46:06.087982Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"support@fintechwerx.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"6e466a4e-5476-404a-a8a5-cfef052f8dc2","CreatedAt":"2026-06-01T20:42:58.92092Z","Memo":"","Comment":"","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"bba7f599-e18b-4adc-a7f7-3cbd8d16e62f","CreatedAt":"2026-06-01T20:46:06.075447Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"5be52fa9-8b03-4567-a69d-340931797888","CreatedAt":"2026-06-01T20:46:06.063313Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"a1ac4ab3-10d8-4ed3-8a60-955151a267e8","CreatedAt":"2026-06-01T20:46:06.012104Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"0202699e-7bae-41db-a6fc-8ac861d2a2f1","CreatedAt":"2026-06-01T20:46:05.66387Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"a058b8ae-ef58-4ab4-84ac-e35e5c17e8fc","CreatedAt":"2026-06-01T20:46:05.573043Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"25b01da6-0709-4375-8cc0-9346866f97d5","CreatedAt":"2026-06-01T20:44:05.764089Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $12.00"},{"Id":"9272fe0c-4d4f-4145-96d8-82a6b5e4946f","CreatedAt":"2026-06-01T20:44:05.668288Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"2a83044e-bc03-4220-ac8e-1d0e212ab016","CreatedAt":"2026-06-01T20:44:05.664135Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $12.00"},{"Id":"1da01e9c-49de-4409-86fa-4e15b5387209","CreatedAt":"2026-06-01T20:44:05.567965Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"0f90ee20-720a-47e5-ad13-abbdd4de23fd","CreatedAt":"2026-06-01T20:44:05.272312Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"d4247a10-7e56-48d0-98da-bf557d27135b","CreatedAt":"2026-06-01T20:44:04.587842Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"72a68ceb-81eb-4c11-b186-37d683baaaf7","CreatedAt":"2026-06-01T20:42:59.143684Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - support@fintechwerx.com with amount: $12.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T20:46:06.078664Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (6e466a4e-5476-404a-a8a5-cfef052f8dc2) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:00:41 HEADERS: Array ( [x-https] => 1 [content-length] => 2454 [content-type] => application/json [traceparent] => 00-9d0b8ffcda81b676783be61e71cba877-bb258d2aaab5174d-00 [zumrails-signature] => 0rzKmoaLonpUecQFaoNuFVUKZT8WmdZcPAq/8AFhXmk= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T21:00:41.469354Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"0171c7c8-5ecf-4501-909b-40cf1f290021","CreatedAt":"2026-06-01T21:00:41.214281Z","Memo":"","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"ae30091a-9189-477b-b992-1887cc0c5dc0","CreatedAt":"2026-06-01T21:00:41.455037Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $5.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (0171c7c8-5ecf-4501-909b-40cf1f290021) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:02:07 HEADERS: Array ( [x-https] => 1 [content-length] => 2342 [content-type] => application/json [zumrails-signature] => qICymiobpOKOfxDc7XXKWfnbPabMnN1tuIvmmda5XB4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:02:06.764017Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"0171c7c8-5ecf-4501-909b-40cf1f290021","CreatedAt":"2026-06-01T21:00:41.214281Z","Memo":"","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"9e132983-275d-4a53-99b1-60e96e671c25","CreatedAt":"2026-06-01T21:02:06.724722Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"68b68317-2297-4afe-807c-b5881421dab8","CreatedAt":"2026-06-01T21:02:06.706211Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (0171c7c8-5ecf-4501-909b-40cf1f290021) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:04:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2342 [content-type] => application/json [zumrails-signature] => 6zCfmEZyYLAKRnNZ5wd2pOdjNC+UBKpvbKaYJISFAZc= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:04:06.513956Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"0171c7c8-5ecf-4501-909b-40cf1f290021","CreatedAt":"2026-06-01T21:00:41.214281Z","Memo":"","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"de03a3c0-6368-45c0-8683-56abf562b44f","CreatedAt":"2026-06-01T21:04:06.5116Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"98325cc1-eea0-4e46-8a89-29f20f85cce7","CreatedAt":"2026-06-01T21:04:06.508601Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (0171c7c8-5ecf-4501-909b-40cf1f290021) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:04:06 HEADERS: Array ( [x-https] => 1 [content-length] => 4587 [content-type] => application/json [zumrails-signature] => sSWPZfzVVEdJke7SdykTg8ApEDBY6WsEpU8+ov+Snpk= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T21:04:06.805167Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"0171c7c8-5ecf-4501-909b-40cf1f290021","CreatedAt":"2026-06-01T21:00:41.214281Z","Memo":"","Comment":"","Amount":5,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"00b09663-bd1e-4339-a3c3-dd82e9fb6372","CreatedAt":"2026-06-01T21:04:06.793655Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"944dd2c5-2a51-44d2-bc27-0c27a070f3cb","CreatedAt":"2026-06-01T21:04:06.790168Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"f24b1f8f-4950-4369-89c9-fb046b3cd76c","CreatedAt":"2026-06-01T21:04:06.786511Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"de03a3c0-6368-45c0-8683-56abf562b44f","CreatedAt":"2026-06-01T21:04:06.5116Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"98325cc1-eea0-4e46-8a89-29f20f85cce7","CreatedAt":"2026-06-01T21:04:06.508601Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"559cfd14-d63a-4035-b94e-9bcbcde0fbf4","CreatedAt":"2026-06-01T21:02:07.265983Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $5.00"},{"Id":"769aab4a-fd4d-449b-88fe-07562fc1035d","CreatedAt":"2026-06-01T21:02:07.167677Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"280a4117-31bb-4d93-a3c8-0616d1a77a09","CreatedAt":"2026-06-01T21:02:07.163626Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $5.00"},{"Id":"21971d49-1b15-4c07-b0cb-4c6e36968bd8","CreatedAt":"2026-06-01T21:02:07.072072Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"9e132983-275d-4a53-99b1-60e96e671c25","CreatedAt":"2026-06-01T21:02:06.724722Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"68b68317-2297-4afe-807c-b5881421dab8","CreatedAt":"2026-06-01T21:02:06.706211Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"ae30091a-9189-477b-b992-1887cc0c5dc0","CreatedAt":"2026-06-01T21:00:41.455037Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $5.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T21:04:06.796562Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (0171c7c8-5ecf-4501-909b-40cf1f290021) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:16:12 HEADERS: Array ( [x-https] => 1 [content-length] => 2454 [content-type] => application/json [traceparent] => 00-9c8a81e397bca0b6b08762635129436e-0c74c0c0818fd1b5-00 [zumrails-signature] => V6r2cNwpXR7BbYNOLkUU+uQ7uFYAKmkM9ov5ig5O+HM= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T21:16:12.461869Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"85f11bd9-57ae-4980-9e66-d552c94c2912","CreatedAt":"2026-06-01T21:16:12.133693Z","Memo":"","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"20c99f46-b1f5-4c19-9fc6-0e26dd12a2f9","CreatedAt":"2026-06-01T21:16:12.444028Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $2.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (85f11bd9-57ae-4980-9e66-d552c94c2912) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error. Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:16:14 HEADERS: Array ( [x-https] => 1 [content-length] => 2454 [content-type] => application/json [traceparent] => 00-71e20c82d152ca85750103d507f479e7-5c305e678b4e9dd2-00 [zumrails-signature] => rUCqtfkPU4nl8BIFs/jehgvUQXgbWWpNu8ig1RarhWk= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T21:16:13.953746Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"6d3bf15e-3a82-4ced-88ca-5963db2c8447","CreatedAt":"2026-06-01T21:16:13.713495Z","Memo":"","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"07f9a538-d8c1-485c-8a35-1bc51cc2a806","CreatedAt":"2026-06-01T21:16:13.941168Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $2.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (6d3bf15e-3a82-4ced-88ca-5963db2c8447) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error. Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:18:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2342 [content-type] => application/json [zumrails-signature] => 7jx8XrQKk9MOK+xasc4Odk38vTXbZwTOkyHUWLakFsY= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:18:03.646598Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"85f11bd9-57ae-4980-9e66-d552c94c2912","CreatedAt":"2026-06-01T21:16:12.133693Z","Memo":"","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"b3e6b56f-f4fa-4303-b453-2653d0be7a8f","CreatedAt":"2026-06-01T21:18:03.626166Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"1eed866f-8b4e-4659-836d-c0e541eee174","CreatedAt":"2026-06-01T21:18:03.608046Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (85f11bd9-57ae-4980-9e66-d552c94c2912) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error. Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:18:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2550 [content-type] => application/json [zumrails-signature] => M19n+2d5WSNQEwEJeHRWUXZkKpln5Ks+bn0O3byadiQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:18:04.175696Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"6d3bf15e-3a82-4ced-88ca-5963db2c8447","CreatedAt":"2026-06-01T21:16:13.713495Z","Memo":"","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"124101e7-9641-4c14-bed6-d9096d56a218","CreatedAt":"2026-06-01T21:18:04.171934Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"b501a395-7453-462d-9b9e-9ea93d483e12","CreatedAt":"2026-06-01T21:18:04.167719Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (6d3bf15e-3a82-4ced-88ca-5963db2c8447) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error. Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:20:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2344 [content-type] => application/json [zumrails-signature] => zr65+hYQIGbXIwc5AJHW6nTGc57F8NnRlA/WywqA6t4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:20:04.282171Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"85f11bd9-57ae-4980-9e66-d552c94c2912","CreatedAt":"2026-06-01T21:16:12.133693Z","Memo":"","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"eeb2d7d5-a566-4413-ab61-8e4f39206494","CreatedAt":"2026-06-01T21:20:04.278196Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"86a5e5a7-7c51-465d-a803-436738117399","CreatedAt":"2026-06-01T21:20:04.227058Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (85f11bd9-57ae-4980-9e66-d552c94c2912) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error. Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:20:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2552 [content-type] => application/json [zumrails-signature] => TFVTZIMWgJ5a/SQRY6fMF0ycY2ZPtkCKFCFlwaxZrGk= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:20:04.762514Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"6d3bf15e-3a82-4ced-88ca-5963db2c8447","CreatedAt":"2026-06-01T21:16:13.713495Z","Memo":"","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"50cb510d-a539-4152-8ae9-2e002be3ee67","CreatedAt":"2026-06-01T21:20:04.677618Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"0fc1ba1a-fdfb-42a5-8840-dba87003fada","CreatedAt":"2026-06-01T21:20:04.673594Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (6d3bf15e-3a82-4ced-88ca-5963db2c8447) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error. Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:20:04 HEADERS: Array ( [x-https] => 1 [content-length] => 4588 [content-type] => application/json [zumrails-signature] => nRbOcRV2U6ckErEwx1dRFudRuf5uyOf8GYbeLEeyvhY= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T21:20:04.61097Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"85f11bd9-57ae-4980-9e66-d552c94c2912","CreatedAt":"2026-06-01T21:16:12.133693Z","Memo":"","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"e9619fae-845b-48d9-a60b-19a8efd70b33","CreatedAt":"2026-06-01T21:20:04.598791Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"f5e4a9c2-aad3-4110-b1fc-6f9028ff920c","CreatedAt":"2026-06-01T21:20:04.594196Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"3e64b726-ddf0-4db6-926f-cfb3fa81ea4d","CreatedAt":"2026-06-01T21:20:04.589519Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"eeb2d7d5-a566-4413-ab61-8e4f39206494","CreatedAt":"2026-06-01T21:20:04.278196Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"86a5e5a7-7c51-465d-a803-436738117399","CreatedAt":"2026-06-01T21:20:04.227058Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"63c00a81-9f2d-4995-adbb-23068fddda98","CreatedAt":"2026-06-01T21:18:04.125541Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $2.00"},{"Id":"a16906bb-ea62-438e-af71-169acae08fa2","CreatedAt":"2026-06-01T21:18:04.076883Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"b3058240-b1fd-4758-bb5e-e54b8da3064e","CreatedAt":"2026-06-01T21:18:04.061101Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $2.00"},{"Id":"0086ba1b-004e-4116-b3d9-b6fc2cbc38b0","CreatedAt":"2026-06-01T21:18:04.039913Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"b3e6b56f-f4fa-4303-b453-2653d0be7a8f","CreatedAt":"2026-06-01T21:18:03.626166Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"1eed866f-8b4e-4659-836d-c0e541eee174","CreatedAt":"2026-06-01T21:18:03.608046Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"20c99f46-b1f5-4c19-9fc6-0e26dd12a2f9","CreatedAt":"2026-06-01T21:16:12.444028Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $2.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T21:20:04.602788Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (85f11bd9-57ae-4980-9e66-d552c94c2912) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"transfer_completed","error":"SMTP Error. Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:20:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4589 [content-type] => application/json [zumrails-signature] => r4eTOcmkJsD+xTwH4REgaIJHlIpv3wV4aPZ7AzCdKF4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T21:20:05.012647Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"6d3bf15e-3a82-4ced-88ca-5963db2c8447","CreatedAt":"2026-06-01T21:16:13.713495Z","Memo":"","Comment":"","Amount":2,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"9fc7ef95-85cc-475f-aa34-aa61ba320159","CreatedAt":"2026-06-01T21:20:05.004402Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"3c9db8b3-ffd4-49aa-b82d-b5effe1a7a38","CreatedAt":"2026-06-01T21:20:05.000294Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"ae76b70b-e23e-4b6a-9cf5-840f0e025589","CreatedAt":"2026-06-01T21:20:04.996943Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"50cb510d-a539-4152-8ae9-2e002be3ee67","CreatedAt":"2026-06-01T21:20:04.677618Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"0fc1ba1a-fdfb-42a5-8840-dba87003fada","CreatedAt":"2026-06-01T21:20:04.673594Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"ca4f2ff4-8df8-4df0-af37-2346dadbf1ef","CreatedAt":"2026-06-01T21:18:04.433136Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $2.00"},{"Id":"7b1afbf6-e4f4-4629-a68d-53c3f2bd1ebf","CreatedAt":"2026-06-01T21:18:04.420961Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"fb591f70-ce3d-41ce-b3fc-64eceef1f24f","CreatedAt":"2026-06-01T21:18:04.416872Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $2.00"},{"Id":"f511f6d4-6ea6-406f-a33a-deb77877d2c9","CreatedAt":"2026-06-01T21:18:04.405037Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"124101e7-9641-4c14-bed6-d9096d56a218","CreatedAt":"2026-06-01T21:18:04.171934Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"b501a395-7453-462d-9b9e-9ea93d483e12","CreatedAt":"2026-06-01T21:18:04.167719Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"07f9a538-d8c1-485c-8a35-1bc51cc2a806","CreatedAt":"2026-06-01T21:16:13.941168Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $2.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T21:20:05.007714Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (6d3bf15e-3a82-4ced-88ca-5963db2c8447) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"transfer_completed","error":"SMTP Error. Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:28:50 HEADERS: Array ( [x-https] => 1 [content-length] => 2454 [content-type] => application/json [traceparent] => 00-81096a646c48beae10af94f47533fd72-ce0a655d7e9bb770-00 [zumrails-signature] => nX8jKl7pQZM1/9Q3SOrf2mn8/teKnhRboFxwdkr4RzM= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T21:28:49.259478Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"83f4162d-8b46-4eed-9f4a-c0cf8329ddf1","CreatedAt":"2026-06-01T21:28:49.014311Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"5d89f711-128c-4c3b-a7eb-fd9068e9cf71","CreatedAt":"2026-06-01T21:28:49.245637Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $3.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (83f4162d-8b46-4eed-9f4a-c0cf8329ddf1) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error. Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:30:09 HEADERS: Array ( [x-https] => 1 [content-length] => 2342 [content-type] => application/json [zumrails-signature] => vhsOcKF0a6uFg8WlX2HYw3sY+PXWM+YzSS2f3LOpz1I= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:30:08.772301Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"83f4162d-8b46-4eed-9f4a-c0cf8329ddf1","CreatedAt":"2026-06-01T21:28:49.014311Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"5ff7c9d8-9699-417e-98b2-b22edc2abab9","CreatedAt":"2026-06-01T21:30:08.766838Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"d225afa8-37dd-4682-856a-bb0bb605ae5a","CreatedAt":"2026-06-01T21:30:07.867743Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (83f4162d-8b46-4eed-9f4a-c0cf8329ddf1) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error. Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:32:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2343 [content-type] => application/json [zumrails-signature] => hjnUBm6r+o8ptGUmp9B8Ol6Hby/ri8KYx4lsExBCxWs= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:32:05.312749Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"83f4162d-8b46-4eed-9f4a-c0cf8329ddf1","CreatedAt":"2026-06-01T21:28:49.014311Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"ceadb351-0cf6-4a88-98fa-b39721a03bf2","CreatedAt":"2026-06-01T21:32:05.30984Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"e5ca15e8-6762-4eed-8dec-eff4819cbd84","CreatedAt":"2026-06-01T21:32:05.306383Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (83f4162d-8b46-4eed-9f4a-c0cf8329ddf1) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error. Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:32:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4588 [content-type] => application/json [zumrails-signature] => hrm69dqMpg8JEvVwrifYUP6XANO7sxh59AP70ujKKD4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T21:32:05.579681Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"83f4162d-8b46-4eed-9f4a-c0cf8329ddf1","CreatedAt":"2026-06-01T21:28:49.014311Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"f046e8c6-5e01-4c94-91fd-607983615ba6","CreatedAt":"2026-06-01T21:32:05.566053Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"28aa6f20-6e61-4ef0-b075-8922d2cc104e","CreatedAt":"2026-06-01T21:32:05.555886Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"9110c7f3-f41e-4f3c-a5db-95c9657c71bb","CreatedAt":"2026-06-01T21:32:05.552743Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"ceadb351-0cf6-4a88-98fa-b39721a03bf2","CreatedAt":"2026-06-01T21:32:05.30984Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"e5ca15e8-6762-4eed-8dec-eff4819cbd84","CreatedAt":"2026-06-01T21:32:05.306383Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"0855ec5f-5a2a-4dec-ba93-37ae8af10a71","CreatedAt":"2026-06-01T21:30:09.368159Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $3.00"},{"Id":"3d075d72-f9d4-4bfc-b3f3-7c81fa64439c","CreatedAt":"2026-06-01T21:30:09.268187Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"4c431639-f600-45eb-b64a-ffdf15083fd1","CreatedAt":"2026-06-01T21:30:09.263909Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $3.00"},{"Id":"0886c1af-95a7-42fd-94f5-35a2b9a977a9","CreatedAt":"2026-06-01T21:30:09.169699Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"5ff7c9d8-9699-417e-98b2-b22edc2abab9","CreatedAt":"2026-06-01T21:30:08.766838Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"d225afa8-37dd-4682-856a-bb0bb605ae5a","CreatedAt":"2026-06-01T21:30:07.867743Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"5d89f711-128c-4c3b-a7eb-fd9068e9cf71","CreatedAt":"2026-06-01T21:28:49.245637Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $3.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T21:32:05.569778Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (83f4162d-8b46-4eed-9f4a-c0cf8329ddf1) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"transfer_completed","error":"SMTP Error. Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:53:08 HEADERS: Array ( [x-https] => 1 [content-length] => 2455 [content-type] => application/json [traceparent] => 00-0920e6458af266991056a634eac90e1a-cd3a63f378440519-00 [zumrails-signature] => WxofVcNuAW4ZqMm9KW9POO/w6OtcNsYc/ELwxJjmgHM= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T21:53:08.265256Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"9efd043e-b74a-4635-b78f-b16b41276abf","CreatedAt":"2026-06-01T21:53:08.016347Z","Memo":"","Comment":"","Amount":32,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"fa973fd9-8873-4957-800a-a6cd652b1e7e","CreatedAt":"2026-06-01T21:53:08.25077Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $32.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9efd043e-b74a-4635-b78f-b16b41276abf) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error: SMTP Error: Could not authenticate."} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:55:08 HEADERS: Array ( [x-https] => 1 [content-length] => 2343 [content-type] => application/json [zumrails-signature] => B+anBsAM+GiC1Q8ZCDYTxj9/faV+d2MzNWOX2ZzRU6g= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:55:07.431531Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"9efd043e-b74a-4635-b78f-b16b41276abf","CreatedAt":"2026-06-01T21:53:08.016347Z","Memo":"","Comment":"","Amount":32,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"aa5ac7fd-8758-4f8b-b764-2f702838875c","CreatedAt":"2026-06-01T21:55:07.410232Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"274ee746-6487-482c-8119-3a53fa421c83","CreatedAt":"2026-06-01T21:55:07.393235Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9efd043e-b74a-4635-b78f-b16b41276abf) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error: SMTP Error: Could not authenticate."} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:57:08 HEADERS: Array ( [x-https] => 1 [content-length] => 2345 [content-type] => application/json [zumrails-signature] => soF3wMXSqz7gwAL6mq8xfowbuOCK6zL9JT8BbB87098= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:57:08.369377Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"9efd043e-b74a-4635-b78f-b16b41276abf","CreatedAt":"2026-06-01T21:53:08.016347Z","Memo":"","Comment":"","Amount":32,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"3de7ed69-cb37-4b07-9daa-9bad484bd0f0","CreatedAt":"2026-06-01T21:57:08.363583Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"a9de7efc-a725-461b-85f5-43c981282669","CreatedAt":"2026-06-01T21:57:08.276568Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9efd043e-b74a-4635-b78f-b16b41276abf) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error: SMTP Error: Could not authenticate."} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:57:08 HEADERS: Array ( [x-https] => 1 [content-length] => 4592 [content-type] => application/json [zumrails-signature] => NPtu9iR3Q77Z/thzUmYo0FgbPXVtd9A70+0jltH0hNE= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T21:57:08.767627Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"9efd043e-b74a-4635-b78f-b16b41276abf","CreatedAt":"2026-06-01T21:53:08.016347Z","Memo":"","Comment":"","Amount":32,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"f947f60e-12d9-4a02-9752-d8f55853bd9b","CreatedAt":"2026-06-01T21:57:08.707493Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"6ccc59cf-ece4-4454-95c4-c469aa8481c4","CreatedAt":"2026-06-01T21:57:08.701287Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"e73ec713-59ab-4ab9-a3d2-b615861dfb55","CreatedAt":"2026-06-01T21:57:08.696804Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"3de7ed69-cb37-4b07-9daa-9bad484bd0f0","CreatedAt":"2026-06-01T21:57:08.363583Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"a9de7efc-a725-461b-85f5-43c981282669","CreatedAt":"2026-06-01T21:57:08.276568Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"642b45a6-4135-46ed-927d-cb26f4c8854a","CreatedAt":"2026-06-01T21:55:07.968475Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $32.00"},{"Id":"ef4c7cbe-0e39-401c-a373-268d9eaf4ed0","CreatedAt":"2026-06-01T21:55:07.872756Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"a1e57195-6747-48f9-b8f9-625120c32e9c","CreatedAt":"2026-06-01T21:55:07.865773Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $32.00"},{"Id":"5916e7c2-a3b0-4d8a-9fc5-c5dfaf2fae20","CreatedAt":"2026-06-01T21:55:07.766372Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"aa5ac7fd-8758-4f8b-b764-2f702838875c","CreatedAt":"2026-06-01T21:55:07.410232Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"274ee746-6487-482c-8119-3a53fa421c83","CreatedAt":"2026-06-01T21:55:07.393235Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"fa973fd9-8873-4957-800a-a6cd652b1e7e","CreatedAt":"2026-06-01T21:53:08.25077Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $32.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T21:57:08.711604Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9efd043e-b74a-4635-b78f-b16b41276abf) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"transfer_completed","error":"SMTP Error: SMTP Error: Could not authenticate."} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 07:48:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2454 [content-type] => application/json [traceparent] => 00-ec36a4e7beb179e00aca6b04f31dafb5-8f4971febd8bdc7b-00 [zumrails-signature] => GGkYwCTVlXPj4vlp7SuImkh9pTpKnDCMrBlahkGf/ig= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-02T07:48:04.204957Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"e4dac381-6928-4699-9a9e-226b6ebbece6","CreatedAt":"2026-06-02T07:48:03.795548Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"2e6b99bd-b38d-4c59-aa00-4d12c22b33e9","CreatedAt":"2026-06-02T07:48:04.183881Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $3.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (e4dac381-6928-4699-9a9e-226b6ebbece6) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 07:50:08 HEADERS: Array ( [x-https] => 1 [content-length] => 2342 [content-type] => application/json [zumrails-signature] => 4icHbJjhapdbzasRe7SYZaUf4OhrDHZa2ge7X/JwIv4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-02T07:50:08.373012Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"e4dac381-6928-4699-9a9e-226b6ebbece6","CreatedAt":"2026-06-02T07:48:03.795548Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"464c95bb-1316-4266-8bec-ccb87e5ee54e","CreatedAt":"2026-06-02T07:50:08.276322Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"f32e2560-fcd1-4058-a7cf-ca933e3d1534","CreatedAt":"2026-06-02T07:50:08.264069Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (e4dac381-6928-4699-9a9e-226b6ebbece6) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 07:52:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2344 [content-type] => application/json [zumrails-signature] => rSQru5web6dHzP0F4oWh62QH0N6YncNOmiZwDV3XRTk= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-02T07:52:02.866029Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"e4dac381-6928-4699-9a9e-226b6ebbece6","CreatedAt":"2026-06-02T07:48:03.795548Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"f428a8ad-119f-4027-99e8-84cdfe6d96c7","CreatedAt":"2026-06-02T07:52:02.771205Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"82e84f30-01d3-4d32-bc1e-b1ebb84011cf","CreatedAt":"2026-06-02T07:52:02.766158Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (e4dac381-6928-4699-9a9e-226b6ebbece6) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 07:52:03 HEADERS: Array ( [x-https] => 1 [content-length] => 4589 [content-type] => application/json [zumrails-signature] => ORQhatpvgRd5kRpWdVbZ8Y/etUI6/m1dLGUjTyf1jmU= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-02T07:52:03.130231Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"e4dac381-6928-4699-9a9e-226b6ebbece6","CreatedAt":"2026-06-02T07:48:03.795548Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"40e9ab8f-8137-4909-bce7-04ec3cf8cdb6","CreatedAt":"2026-06-02T07:52:03.116864Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"7efda850-8d58-442b-a97c-c60e3b9029dc","CreatedAt":"2026-06-02T07:52:03.106763Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"6c2089e7-92eb-466b-9f8d-ee1c030c948c","CreatedAt":"2026-06-02T07:52:03.102679Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"f428a8ad-119f-4027-99e8-84cdfe6d96c7","CreatedAt":"2026-06-02T07:52:02.771205Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"82e84f30-01d3-4d32-bc1e-b1ebb84011cf","CreatedAt":"2026-06-02T07:52:02.766158Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"a20c330d-b686-4ebb-980d-d45c196a201e","CreatedAt":"2026-06-02T07:50:09.168283Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $3.00"},{"Id":"64eb812b-26d1-4fb3-9a38-d3ec50b5bac4","CreatedAt":"2026-06-02T07:50:09.067026Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"3ca29ca7-31d5-413c-9c38-aaf92c9c7d86","CreatedAt":"2026-06-02T07:50:09.063436Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $3.00"},{"Id":"b59d7067-45b6-4b5c-82f3-7548a209d01d","CreatedAt":"2026-06-02T07:50:08.870223Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"464c95bb-1316-4266-8bec-ccb87e5ee54e","CreatedAt":"2026-06-02T07:50:08.276322Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"f32e2560-fcd1-4058-a7cf-ca933e3d1534","CreatedAt":"2026-06-02T07:50:08.264069Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"2e6b99bd-b38d-4c59-aa00-4d12c22b33e9","CreatedAt":"2026-06-02T07:48:04.183881Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $3.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-02T07:52:03.119862Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (e4dac381-6928-4699-9a9e-226b6ebbece6) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 10:31:43 HEADERS: Array ( [x-https] => 1 [content-length] => 2446 [content-type] => application/json [traceparent] => 00-c38bc9b0722f6d5761d570fc7ef2f2e1-0e4f928daa7b08e3-00 [zumrails-signature] => bgDgzYpwayU9ayjO4ibPLS4fg0yth5w8SWqLO+SfUb0= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-02T10:31:42.475205Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"3b5960ca-fa35-4454-aded-4df4426e09cf","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"ba91df88-89e4-4799-8b08-62806639790d","CreatedAt":"2026-06-02T10:31:42.217319Z","Memo":"no","Comment":"","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"9d9b72e0-22e4-487b-b839-bd92b39afdfc","CreatedAt":"2026-06-02T10:31:42.459628Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $12.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (ba91df88-89e4-4799-8b08-62806639790d) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 10:33:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2337 [content-type] => application/json [zumrails-signature] => 1r5rmGw99FHuuVOai1mHcVwmonq/RQxDA6u2s6YxU9A= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-02T10:33:04.362825Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"3b5960ca-fa35-4454-aded-4df4426e09cf","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"ba91df88-89e4-4799-8b08-62806639790d","CreatedAt":"2026-06-02T10:31:42.217319Z","Memo":"no","Comment":"","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"a96b98ea-c363-4cd1-92ca-428cd847f201","CreatedAt":"2026-06-02T10:33:04.292299Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"0da7d011-6db4-4fa6-99f6-43336fd49b18","CreatedAt":"2026-06-02T10:33:04.288733Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (ba91df88-89e4-4799-8b08-62806639790d) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 10:35:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2338 [content-type] => application/json [zumrails-signature] => trJfsWvrHm8kHo6/6EHW3HT6sEN5pTM0XFhoNiYI2YA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-02T10:35:06.475132Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"3b5960ca-fa35-4454-aded-4df4426e09cf","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"ba91df88-89e4-4799-8b08-62806639790d","CreatedAt":"2026-06-02T10:31:42.217319Z","Memo":"no","Comment":"","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"aa689b9e-344c-4bf3-851c-b5f4c8ebad61","CreatedAt":"2026-06-02T10:35:06.471744Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"a4278702-df68-4e09-a43b-899a665c5bcf","CreatedAt":"2026-06-02T10:35:06.46684Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (ba91df88-89e4-4799-8b08-62806639790d) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 10:35:07 HEADERS: Array ( [x-https] => 1 [content-length] => 4582 [content-type] => application/json [zumrails-signature] => RerMz7YUjmz0R2FV0m/qwFgeN1NeHSYT8lblRpEgtSY= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-02T10:35:06.969185Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"3b5960ca-fa35-4454-aded-4df4426e09cf","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"ba91df88-89e4-4799-8b08-62806639790d","CreatedAt":"2026-06-02T10:31:42.217319Z","Memo":"no","Comment":"","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"29929af3-f5ac-49b6-a911-f9068b473763","CreatedAt":"2026-06-02T10:35:06.880118Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"6278a62a-0cb1-4224-b55c-8d7f01b7dec8","CreatedAt":"2026-06-02T10:35:06.876442Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"f5df2fb1-ae16-41ce-9050-21a1deabf4be","CreatedAt":"2026-06-02T10:35:06.869932Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"aa689b9e-344c-4bf3-851c-b5f4c8ebad61","CreatedAt":"2026-06-02T10:35:06.471744Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"a4278702-df68-4e09-a43b-899a665c5bcf","CreatedAt":"2026-06-02T10:35:06.46684Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"b1a2498c-154e-4035-aef5-178c675ebf91","CreatedAt":"2026-06-02T10:33:04.621637Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $12.00"},{"Id":"df07ba16-96ca-4334-a3b5-c51d96ca4664","CreatedAt":"2026-06-02T10:33:04.610002Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"fe7a7f23-0c0a-44a1-a73c-c5441f14f761","CreatedAt":"2026-06-02T10:33:04.605534Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $12.00"},{"Id":"407b2c55-d3b1-4dc4-90ba-e019da9e2d8e","CreatedAt":"2026-06-02T10:33:04.588454Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"a96b98ea-c363-4cd1-92ca-428cd847f201","CreatedAt":"2026-06-02T10:33:04.292299Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"0da7d011-6db4-4fa6-99f6-43336fd49b18","CreatedAt":"2026-06-02T10:33:04.288733Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"9d9b72e0-22e4-487b-b839-bd92b39afdfc","CreatedAt":"2026-06-02T10:31:42.459628Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $12.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-02T10:35:06.964967Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (ba91df88-89e4-4799-8b08-62806639790d) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:13:49 HEADERS: Array ( [x-https] => 1 [content-length] => 2426 [content-type] => application/json [traceparent] => 00-1e4413dd77a189fea6d9e805c1b4e64a-ea4dbf74cc7cedc4-00 [zumrails-signature] => FqMTlRiO1dDwpS9YJW3QOMFsb+6muCz4tTB4pbZRIxA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-02T13:13:48.980368Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"663dab0b-44c2-49ac-a55b-045cddab54b4","FirstName":"Claudio","LastName":"lai","CompanyName":null,"Email":"Clai@fintechwerx.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"d5e7eb12-3df0-4d9e-9056-9f4fe9f78885","CreatedAt":"2026-06-02T13:13:48.656368Z","Memo":"Test","Comment":"Test","Amount":10,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"823bad4a-c589-4186-9d78-a18782f1b59d","CreatedAt":"2026-06-02T13:13:48.966667Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Claudio lai - Clai@fintechwerx.com with amount: $10.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Claudio lai - Clai@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (d5e7eb12-3df0-4d9e-9056-9f4fe9f78885) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:15:07 HEADERS: Array ( [x-https] => 1 [content-length] => 2326 [content-type] => application/json [zumrails-signature] => Q1mTkOVqWEVlEtrqk9m+DiPcbgVxLy/pSmoEsHIZJJA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-02T13:15:06.564087Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"663dab0b-44c2-49ac-a55b-045cddab54b4","FirstName":"Claudio","LastName":"lai","CompanyName":null,"Email":"Clai@fintechwerx.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"d5e7eb12-3df0-4d9e-9056-9f4fe9f78885","CreatedAt":"2026-06-02T13:13:48.656368Z","Memo":"Test","Comment":"Test","Amount":10,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"ac0c1d04-5e38-47b1-94b6-5f8c8aca7307","CreatedAt":"2026-06-02T13:15:06.473574Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"b06b2bed-230f-4c96-91b5-ea0bda6f2b73","CreatedAt":"2026-06-02T13:15:06.466367Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Claudio lai - Clai@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (d5e7eb12-3df0-4d9e-9056-9f4fe9f78885) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:17:07 HEADERS: Array ( [x-https] => 1 [content-length] => 2328 [content-type] => application/json [zumrails-signature] => Qdy0XfuVya5GsV5/1/TjHIb1YPDJswsPDIC9GA0rRdQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-02T13:17:07.463926Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"663dab0b-44c2-49ac-a55b-045cddab54b4","FirstName":"Claudio","LastName":"lai","CompanyName":null,"Email":"Clai@fintechwerx.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"d5e7eb12-3df0-4d9e-9056-9f4fe9f78885","CreatedAt":"2026-06-02T13:13:48.656368Z","Memo":"Test","Comment":"Test","Amount":10,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"59ccd338-7ff8-4a16-86b1-77ffcfd978b1","CreatedAt":"2026-06-02T13:17:07.371754Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"866ca8cf-1147-44ab-94a9-9ad8f5033df8","CreatedAt":"2026-06-02T13:17:07.367538Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Claudio lai - Clai@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (d5e7eb12-3df0-4d9e-9056-9f4fe9f78885) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:17:09 HEADERS: Array ( [x-https] => 1 [content-length] => 4561 [content-type] => application/json [zumrails-signature] => T3qrEZdCvdM3Bl9sTKjukvB2UzpfqUgE9cNA72uL9Gs= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-02T13:17:09.072227Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"663dab0b-44c2-49ac-a55b-045cddab54b4","FirstName":"Claudio","LastName":"lai","CompanyName":null,"Email":"Clai@fintechwerx.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"d5e7eb12-3df0-4d9e-9056-9f4fe9f78885","CreatedAt":"2026-06-02T13:13:48.656368Z","Memo":"Test","Comment":"Test","Amount":10,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"ebbf1f3f-6a1f-47f6-b0ed-25efec5e6f8f","CreatedAt":"2026-06-02T13:17:08.874424Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"e6d3aee8-390f-41a2-8c81-518e0c0350fe","CreatedAt":"2026-06-02T13:17:08.868219Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"a8c937fa-d086-454f-af03-a70b5b913f91","CreatedAt":"2026-06-02T13:17:07.888793Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"59ccd338-7ff8-4a16-86b1-77ffcfd978b1","CreatedAt":"2026-06-02T13:17:07.371754Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"866ca8cf-1147-44ab-94a9-9ad8f5033df8","CreatedAt":"2026-06-02T13:17:07.367538Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"da0a0141-cdbe-4184-aa71-90fd23d95cff","CreatedAt":"2026-06-02T13:15:07.26411Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $10.00"},{"Id":"7b4bd61c-a40f-4973-8847-adf7083ab3ef","CreatedAt":"2026-06-02T13:15:07.075268Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"c585ff96-e218-43e2-932c-d5270ecf74d6","CreatedAt":"2026-06-02T13:15:07.071084Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $10.00"},{"Id":"ee8a9095-c1ac-44b1-a762-27eec4f5e6bf","CreatedAt":"2026-06-02T13:15:06.969224Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"ac0c1d04-5e38-47b1-94b6-5f8c8aca7307","CreatedAt":"2026-06-02T13:15:06.473574Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"b06b2bed-230f-4c96-91b5-ea0bda6f2b73","CreatedAt":"2026-06-02T13:15:06.466367Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"823bad4a-c589-4186-9d78-a18782f1b59d","CreatedAt":"2026-06-02T13:13:48.966667Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Claudio lai - Clai@fintechwerx.com with amount: $10.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Claudio lai - Clai@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-02T13:17:08.96877Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (d5e7eb12-3df0-4d9e-9056-9f4fe9f78885) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:20:12 HEADERS: Array ( [x-https] => 1 [content-length] => 2457 [content-type] => application/json [traceparent] => 00-a57a36c5bae36355668885fed641f61d-0db9c881b2c9eee9-00 [zumrails-signature] => mBKfxXQ7soZQIWpfW27ISvJ8O7CNFgF3pal0QT/OijU= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-02T13:20:12.65679Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"0e1b96ad-39e5-4b4d-ae6a-7bd35fa1d141","CreatedAt":"2026-06-02T13:20:12.413586Z","Memo":"","Comment":"","Amount":123,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"98ecd55f-df17-4116-a822-5db66615ba77","CreatedAt":"2026-06-02T13:20:12.643172Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $123.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (0e1b96ad-39e5-4b4d-ae6a-7bd35fa1d141) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:21:25 HEADERS: Array ( [x-https] => 1 [content-length] => 2426 [content-type] => application/json [traceparent] => 00-224fef3e291dd2b7e8549a11b8760ae4-8be31d3c6cbb60c8-00 [zumrails-signature] => I+aWjNqpbw91gZpfm3tbk+BPJ6Tpskl45t0tEXt63NA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-02T13:21:25.667237Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"663dab0b-44c2-49ac-a55b-045cddab54b4","FirstName":"Claudio","LastName":"lai","CompanyName":null,"Email":"Clai@fintechwerx.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"fc9aaa79-1ac8-4357-a2f6-a2f3ac3ab90c","CreatedAt":"2026-06-02T13:21:25.419719Z","Memo":"Test","Comment":"Test","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"4bf8af6e-08e7-494c-b4b4-af31527f11c3","CreatedAt":"2026-06-02T13:21:25.653876Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Claudio lai - Clai@fintechwerx.com with amount: $12.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Claudio lai - Clai@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (fc9aaa79-1ac8-4357-a2f6-a2f3ac3ab90c) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:22:07 HEADERS: Array ( [x-https] => 1 [content-length] => 2344 [content-type] => application/json [zumrails-signature] => MrVIv+BeBDg+83h3bdRcUfcokpino5WokD0DqWIYMSc= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-02T13:22:06.772043Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"0e1b96ad-39e5-4b4d-ae6a-7bd35fa1d141","CreatedAt":"2026-06-02T13:20:12.413586Z","Memo":"","Comment":"","Amount":123,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"c0aa611e-1bdd-431a-8354-ef25288e3096","CreatedAt":"2026-06-02T13:22:06.768029Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"e0fc3599-f90d-4079-9134-3ffcf675ed5b","CreatedAt":"2026-06-02T13:22:06.763867Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (0e1b96ad-39e5-4b4d-ae6a-7bd35fa1d141) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:23:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2326 [content-type] => application/json [zumrails-signature] => HdWTO2KtXmrTa9s29S641e6g6pDhYKKtADwMiTHNjoQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-02T13:23:04.700862Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"663dab0b-44c2-49ac-a55b-045cddab54b4","FirstName":"Claudio","LastName":"lai","CompanyName":null,"Email":"Clai@fintechwerx.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"fc9aaa79-1ac8-4357-a2f6-a2f3ac3ab90c","CreatedAt":"2026-06-02T13:21:25.419719Z","Memo":"Test","Comment":"Test","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"8b8a10e0-1eec-4159-b1f5-486e3af216fb","CreatedAt":"2026-06-02T13:23:04.697065Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"782d9700-9e11-426c-bd8d-54770e134656","CreatedAt":"2026-06-02T13:23:03.994513Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Claudio lai - Clai@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (fc9aaa79-1ac8-4357-a2f6-a2f3ac3ab90c) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:24:07 HEADERS: Array ( [x-https] => 1 [content-length] => 2344 [content-type] => application/json [zumrails-signature] => ioAy2URCjaVz24+E7Vt9Z8vYq7hr0eDbq3ts8G5ux3o= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-02T13:24:07.268166Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"0e1b96ad-39e5-4b4d-ae6a-7bd35fa1d141","CreatedAt":"2026-06-02T13:20:12.413586Z","Memo":"","Comment":"","Amount":123,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"d53ae048-8e05-4a8e-84c5-b675ffa8a353","CreatedAt":"2026-06-02T13:24:07.2645Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"75c4c515-da69-4e9f-88ee-5ddf5b823447","CreatedAt":"2026-06-02T13:24:07.172688Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (0e1b96ad-39e5-4b4d-ae6a-7bd35fa1d141) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:24:07 HEADERS: Array ( [x-https] => 1 [content-length] => 4595 [content-type] => application/json [zumrails-signature] => B0Vnd7UsW65xGiX4vEm/BtXae6rmf9RpjjTxsFurp0s= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-02T13:24:07.863846Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"0e1b96ad-39e5-4b4d-ae6a-7bd35fa1d141","CreatedAt":"2026-06-02T13:20:12.413586Z","Memo":"","Comment":"","Amount":123,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"48bb4a01-5887-445f-a771-f99cbd5b920d","CreatedAt":"2026-06-02T13:24:07.763613Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"c8c7ddef-2711-4210-93db-e5608e5a0267","CreatedAt":"2026-06-02T13:24:07.675195Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"61d4448d-94d6-4672-8cf0-039de4abf715","CreatedAt":"2026-06-02T13:24:07.669742Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"d53ae048-8e05-4a8e-84c5-b675ffa8a353","CreatedAt":"2026-06-02T13:24:07.2645Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"75c4c515-da69-4e9f-88ee-5ddf5b823447","CreatedAt":"2026-06-02T13:24:07.172688Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"395bec90-b943-4c10-80f8-6a9912c0a249","CreatedAt":"2026-06-02T13:22:07.384439Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $123.00"},{"Id":"156b6a35-f482-4404-aef8-f33d440f4590","CreatedAt":"2026-06-02T13:22:07.368194Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"de2f89a1-d649-4bb0-8543-dde2a7bdac18","CreatedAt":"2026-06-02T13:22:07.363881Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $123.00"},{"Id":"499efa0e-a244-40bc-a0e6-1e46ad47796c","CreatedAt":"2026-06-02T13:22:07.166955Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"c0aa611e-1bdd-431a-8354-ef25288e3096","CreatedAt":"2026-06-02T13:22:06.768029Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"e0fc3599-f90d-4079-9134-3ffcf675ed5b","CreatedAt":"2026-06-02T13:22:06.763867Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"98ecd55f-df17-4116-a822-5db66615ba77","CreatedAt":"2026-06-02T13:20:12.643172Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $123.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-02T13:24:07.767533Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (0e1b96ad-39e5-4b4d-ae6a-7bd35fa1d141) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:25:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2328 [content-type] => application/json [zumrails-signature] => 7DQihaiz6lz9O2Bbpzi0Uu9x/5d4x3NCiyReyJN8B+U= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-02T13:25:04.477637Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"663dab0b-44c2-49ac-a55b-045cddab54b4","FirstName":"Claudio","LastName":"lai","CompanyName":null,"Email":"Clai@fintechwerx.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"fc9aaa79-1ac8-4357-a2f6-a2f3ac3ab90c","CreatedAt":"2026-06-02T13:21:25.419719Z","Memo":"Test","Comment":"Test","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"74ddbe1a-491b-4007-987a-b7e14ce90160","CreatedAt":"2026-06-02T13:25:04.382615Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"e565a9fa-e8c3-4b11-ab35-39e7499e2f97","CreatedAt":"2026-06-02T13:25:04.372889Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Claudio lai - Clai@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (fc9aaa79-1ac8-4357-a2f6-a2f3ac3ab90c) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:25:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4563 [content-type] => application/json [zumrails-signature] => 7FIAE/tmxBD/cEXNEByiyUwPOZDIyYNAVokQtMDxe/8= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-02T13:25:05.368063Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"663dab0b-44c2-49ac-a55b-045cddab54b4","FirstName":"Claudio","LastName":"lai","CompanyName":null,"Email":"Clai@fintechwerx.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"fc9aaa79-1ac8-4357-a2f6-a2f3ac3ab90c","CreatedAt":"2026-06-02T13:21:25.419719Z","Memo":"Test","Comment":"Test","Amount":12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"3e9eeec1-7b6a-4075-8114-a27f14085a49","CreatedAt":"2026-06-02T13:25:05.263729Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"de1442f9-0ebb-4168-8e63-07876c17c984","CreatedAt":"2026-06-02T13:25:05.173542Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"6d945d45-9dca-44d2-b42b-1ca62ab23af8","CreatedAt":"2026-06-02T13:25:05.169568Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"74ddbe1a-491b-4007-987a-b7e14ce90160","CreatedAt":"2026-06-02T13:25:04.382615Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"e565a9fa-e8c3-4b11-ab35-39e7499e2f97","CreatedAt":"2026-06-02T13:25:04.372889Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"e002af4b-5944-450d-a419-9216e75c2423","CreatedAt":"2026-06-02T13:23:05.867902Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $12.00"},{"Id":"e3bd2e84-196f-48e8-a0ee-bbce2e96e6d8","CreatedAt":"2026-06-02T13:23:05.714615Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"c6e4ddf7-2804-4107-be96-792327f528d6","CreatedAt":"2026-06-02T13:23:05.707948Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $12.00"},{"Id":"204b9608-2baf-49b2-ab4f-1e89daf69f46","CreatedAt":"2026-06-02T13:23:04.986702Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"8b8a10e0-1eec-4159-b1f5-486e3af216fb","CreatedAt":"2026-06-02T13:23:04.697065Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"782d9700-9e11-426c-bd8d-54770e134656","CreatedAt":"2026-06-02T13:23:03.994513Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"4bf8af6e-08e7-494c-b4b4-af31527f11c3","CreatedAt":"2026-06-02T13:21:25.653876Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Claudio lai - Clai@fintechwerx.com with amount: $12.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Claudio lai - Clai@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-02T13:25:05.267667Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (fc9aaa79-1ac8-4357-a2f6-a2f3ac3ab90c) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:53:53 HEADERS: Array ( [x-https] => 1 [content-length] => 2456 [content-type] => application/json [traceparent] => 00-d94a5fefd12667bcfa82a3a3ba2e85fb-44b681c84d033ea1-00 [zumrails-signature] => XtF9lzDFmCaCd3wxkP11sArlQxHuYL6qsxdtEjF7qeQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-02T13:53:52.788646Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"e91ee0bb-4776-4e8b-93d7-585f24ad6a80","CreatedAt":"2026-06-02T13:53:52.096316Z","Memo":"","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"9009ae78-40ee-4469-a777-38261b3c2970","CreatedAt":"2026-06-02T13:53:52.352788Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $23.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (e91ee0bb-4776-4e8b-93d7-585f24ad6a80) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:55:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2343 [content-type] => application/json [zumrails-signature] => vCkK6QfLW4BNeb5x6XVPBAiAjI9EPV9PXrcqxzJGLLA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-02T13:55:05.470161Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"e91ee0bb-4776-4e8b-93d7-585f24ad6a80","CreatedAt":"2026-06-02T13:53:52.096316Z","Memo":"","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"d9beab90-f82d-462b-86e5-a5f6b56bad16","CreatedAt":"2026-06-02T13:55:05.171553Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"e4b062cc-1085-4944-8be1-c65531c59d59","CreatedAt":"2026-06-02T13:55:05.160045Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (e91ee0bb-4776-4e8b-93d7-585f24ad6a80) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:57:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2345 [content-type] => application/json [zumrails-signature] => C3nkarFyGpJVCmUcjO3kz5fQuUGNaDdXeqtoRlc/i7I= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-02T13:57:04.191777Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"e91ee0bb-4776-4e8b-93d7-585f24ad6a80","CreatedAt":"2026-06-02T13:53:52.096316Z","Memo":"","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"a13afff9-cf8b-4941-97e5-a8a49f43e999","CreatedAt":"2026-06-02T13:57:04.182227Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"de70fc27-6c38-4a22-9332-adff3e4b3389","CreatedAt":"2026-06-02T13:57:04.177068Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (e91ee0bb-4776-4e8b-93d7-585f24ad6a80) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"already_sent","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:57:04 HEADERS: Array ( [x-https] => 1 [content-length] => 4591 [content-type] => application/json [zumrails-signature] => oG2RhJplvM8lwaZBH/oGXwvWXDX7cPICYl80102NKV0= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-02T13:57:04.762086Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"e91ee0bb-4776-4e8b-93d7-585f24ad6a80","CreatedAt":"2026-06-02T13:53:52.096316Z","Memo":"","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"381ba687-2866-4ad3-b6e2-54f5c2748576","CreatedAt":"2026-06-02T13:57:04.519524Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"a1e7eafc-aa2b-4168-ba68-c1073236d990","CreatedAt":"2026-06-02T13:57:04.514857Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"75a4f416-2d7a-4bd5-9d3a-d21e214dd64d","CreatedAt":"2026-06-02T13:57:04.510421Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"a13afff9-cf8b-4941-97e5-a8a49f43e999","CreatedAt":"2026-06-02T13:57:04.182227Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"de70fc27-6c38-4a22-9332-adff3e4b3389","CreatedAt":"2026-06-02T13:57:04.177068Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"a714848e-a5d4-4d60-ad13-c430002e99ce","CreatedAt":"2026-06-02T13:55:10.659191Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $23.00"},{"Id":"47f2dfa7-41ba-4480-988d-48ea7f40c480","CreatedAt":"2026-06-02T13:55:10.58445Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"72a61e00-2efd-402a-b16f-a0f2a9317ccf","CreatedAt":"2026-06-02T13:55:10.579598Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $23.00"},{"Id":"53082bb3-fdcf-4791-b836-92304b00077a","CreatedAt":"2026-06-02T13:55:09.66092Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"d9beab90-f82d-462b-86e5-a5f6b56bad16","CreatedAt":"2026-06-02T13:55:05.171553Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"e4b062cc-1085-4944-8be1-c65531c59d59","CreatedAt":"2026-06-02T13:55:05.160045Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"9009ae78-40ee-4469-a777-38261b3c2970","CreatedAt":"2026-06-02T13:53:52.352788Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $23.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-02T13:57:04.523254Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (e91ee0bb-4776-4e8b-93d7-585f24ad6a80) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-04 05:55:36 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [accept-encoding] => gzip,deflate,br [accept] => */* [user-agent] => Mozilla/5.0 (compatible; Amazonbot/0.1; +https://developer.amazon.com/support/amazonbot) ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-06-04 19:53:31 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-06-04 19:53:37 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-06-04 22:10:15 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [accept-encoding] => gzip, br, zstd, deflate [user-agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com) [accept] => */* ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED