=============================
TIME: 2026-05-07 03:07:37
HEADERS:
Array
(
    [x-https] => 1
    [content-length] => 2186
    [content-type] => application/json
    [traceparent] => 00-c20282366117a8c80ceb2907985c5eaa-bd567be0e6ac85c6-00
    [zumrails-signature] => goD7x/fEWwacClQfSi1It6PpKBiEUu/svHU+SQ6nakE=
    [host] => apitest.fintechwerx.com
)

PAYLOAD:
{"Type":"User","Event":"NotConnected","EventGeneratedAt":"2026-05-07T03:07:37.341562Z","Data":{"Id":"f6fb54a5-6fd1-458c-8297-2a1e50f5dbb6","CreatedAt":"2026-05-07T03:07:37.335281Z","AccountType":"Business","Name":"CPT Secure Inc.","FirstName":"","LastName":"","CompanyName":"CPT Secure Inc.","PhoneNumber":"6047254160","Currency":"CAD","ShippingSameAsBilling":false,"Email":"kent@cptsecure.com","BankAccountInformation":{"Id":"c000bf6e-ed43-40d0-85df-f6d768c28fe6","Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"47ae75f6-0b9c-4dc7-a978-6d33b9ae2575","CompanyName":"SmartWerx Solutions Inc.","PartnerCompanyName":null,"CompanyEmail":"kent+smartwerx@fintechwerx.com"},"Institution":"Bank of Montreal","InstitutionNumber":"001","TransitNumber":"00040","AccountNumber":"1816559","AccountType":"Business","BankAccountType":null,"RoutingNumber":null,"Name":"CPT Secure Inc.","CompanyName":"CPT Secure Inc.","FirstName":"","LastName":"","Email":null,"CreatedAt":"2026-05-07T03:07:37.329699Z","AggregationStatus":"NotConnected","LastTimeRefreshed":null,"AggregationFailedReason":null,"AggregationBalance":null,"AggregationCard":null,"HasMinimumInformationForEft":true,"CustomerAutocomplete":null,"FundingSourceStatus":0,"Country":0},"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"47ae75f6-0b9c-4dc7-a978-6d33b9ae2575","CompanyName":"SmartWerx Solutions Inc.","PartnerCompanyName":null,"CompanyEmail":"kent+smartwerx@fintechwerx.com"},"Addresses":[],"TransactionMethodsAvailable":{"Interac":true,"Eft":true,"VisaDirectPull":false,"VisaDirectPush":false,"CreditCard":false,"CreditCardUs":false,"Ach":false,"SameDayAch":false,"RtpFedNow":false,"DebitCard":false,"MoneyTransfer":false,"PrepaidCard":false,"CreditCardIssuance":false},"TransactionMethodsAvailableDescription":null,"CreditCardInformation":null,"InteracCustomerId":null,"ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"AggregationRequestId":"00000000-0000-0000-0000-000000000000","FiservDdpRecipientUserId":null,"IdType":null,"IdNumber":null,"IdState":null,"BusinessTaxId":null}}
SIGNATURE: ✅ VERIFIED
EVENT RECEIVED: NotConnected
DB LOG: Event saved to webhook_logs
FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw
FORWARDING RESPONSE: OK
=============================
TIME: 2026-05-07 11:41:36
HEADERS:
Array
(
    [x-https] => 1
    [content-length] => 4467
    [content-type] => application/json
    [zumrails-signature] => uvbhGmIcGFR0QtjrUsW55BmcHaXc59fcvHE+cjZHW9A=
    [host] => apitest.fintechwerx.com
)

PAYLOAD:
{"Type":"Transaction","Event":"EftFailedValidationRejection","EventGeneratedAt":"2026-05-07T11:41:36.223301Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"47ae75f6-0b9c-4dc7-a978-6d33b9ae2575","CompanyName":"SmartWerx Solutions Inc.","PartnerCompanyName":null,"CompanyEmail":"kent+smartwerx@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"0e40a037-a7bd-4427-941f-7ad40b23f126","FirstName":"claudio","LastName":"lai","CompanyName":null,"Email":"clai+user@fintechwerx.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"36e8a4d5-4718-41a3-8645-134840d762b6","CreatedAt":"2026-05-06T18:40:22.434704Z","Memo":"test","Comment":"Test","Amount":10,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"144707e8-cc72-41c8-97f3-4041dd2e461d","CreatedAt":"2026-05-07T11:41:36.02076Z","Event":"EftFailedValidationRejection","EventDescription":"EFT failed during credit transaction for reason: The institution, transit or account numbers are invalid"},{"Id":"9325a96b-dfc6-46e2-96a7-75ee082604fa","CreatedAt":"2026-05-07T11:41:35.822812Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $10.00"},{"Id":"c35ce0d7-5154-4f21-afac-3a83796b712f","CreatedAt":"2026-05-07T11:41:35.627853Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"be2e5da8-e299-45d7-8fea-51b078a4a283","CreatedAt":"2026-05-07T11:41:35.462789Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"c5f9d27e-1050-49fc-8b22-0e2f28b05a9a","CreatedAt":"2026-05-07T11:41:35.307105Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"24511953-8e0b-4476-b753-baadc96047bb","CreatedAt":"2026-05-07T11:39:44.182678Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $10.00"},{"Id":"7015bf62-1f4f-4673-85a2-c0af5d05fdc0","CreatedAt":"2026-05-07T11:39:43.19361Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"694c5635-168a-4838-8455-a6b138f4a655","CreatedAt":"2026-05-07T11:39:43.0002Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $10.00"},{"Id":"83a8b8cc-a6a8-48f9-8f8c-59cf5ea446b7","CreatedAt":"2026-05-07T11:39:42.162581Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"0e2709ca-df8e-457b-9069-a3d3727fea22","CreatedAt":"2026-05-06T21:59:39.46164Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"6fd09079-fbca-4fef-90cf-dc1f9a7298dc","CreatedAt":"2026-05-06T21:59:37.733176Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"da40ae73-6393-49f8-acde-bc0de44092d4","CreatedAt":"2026-05-06T18:40:22.587074Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Bank of Montreal-00040-1559804) to claudio lai - clai+user@fintechwerx.com with amount: $10.00"}],"TransactionStatus":"Failed","FailedTransactionEvent":"EftFailedValidationRejection","From":"Funding Source (--)","To":"claudio lai - clai+user@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":"2026-05-07T11:41:35.047039Z","CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}}
SIGNATURE: ✅ VERIFIED
EVENT RECEIVED: EftFailedValidationRejection
DB LOG: Event saved to webhook_logs
DB ACTION: Transaction Upserted (36e8a4d5-4718-41a3-8645-134840d762b6)
FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw
FORWARDING RESPONSE: OK
=============================
TIME: 2026-05-07 11:41:36
HEADERS:
Array
(
    [x-https] => 1
    [content-length] => 4467
    [content-type] => application/json
    [zumrails-signature] => oiHIWcRxMRXiS6o/QD6d5HPiVJJPTXyvp90IchxULfQ=
    [host] => apitest.fintechwerx.com
)

PAYLOAD:
{"Type":"Transaction","Event":"EftFailedValidationRejection","EventGeneratedAt":"2026-05-07T11:41:36.204004Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"47ae75f6-0b9c-4dc7-a978-6d33b9ae2575","CompanyName":"SmartWerx Solutions Inc.","PartnerCompanyName":null,"CompanyEmail":"kent+smartwerx@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"0e40a037-a7bd-4427-941f-7ad40b23f126","FirstName":"claudio","LastName":"lai","CompanyName":null,"Email":"clai+user@fintechwerx.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"b6cb53b7-2377-41e3-a76c-3e71c5662402","CreatedAt":"2026-05-06T18:19:49.125378Z","Memo":"32","Comment":"2323","Amount":22,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"d95bd2ec-e297-4ebf-8827-54ae399ef25a","CreatedAt":"2026-05-07T11:41:36.02076Z","Event":"EftFailedValidationRejection","EventDescription":"EFT failed during credit transaction for reason: The institution, transit or account numbers are invalid"},{"Id":"13af7996-f06d-459e-9e4f-1c6c20261076","CreatedAt":"2026-05-07T11:41:35.822812Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $22.00"},{"Id":"1c3945df-6255-495e-9c29-5ef15134b5cb","CreatedAt":"2026-05-07T11:41:35.627852Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"46638ff0-62e7-48b8-b946-4a1dd8a18ab3","CreatedAt":"2026-05-07T11:41:35.462789Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"4fa5bc7c-067f-442b-8683-9fcc8dd70c6a","CreatedAt":"2026-05-07T11:41:35.307104Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"4f3cc547-e8b6-4356-8ab7-71b16c49e0ad","CreatedAt":"2026-05-07T11:39:37.802124Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $22.00"},{"Id":"d8f24329-db75-4312-a69a-7e589748821b","CreatedAt":"2026-05-07T11:39:36.622734Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"30289b19-e16d-4ad8-933b-4cec41b89920","CreatedAt":"2026-05-07T11:39:36.493092Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $22.00"},{"Id":"0b94e566-a13e-402c-bba9-86814daaa319","CreatedAt":"2026-05-07T11:39:35.621869Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"1f4ab6f1-499b-4b1f-bfbf-ecf43025887f","CreatedAt":"2026-05-06T21:59:39.461636Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"2c3ff959-3b04-46d9-b811-02ae7d91030d","CreatedAt":"2026-05-06T21:59:37.733172Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"9d57ee22-6f55-42f1-9777-1a56d4a4e908","CreatedAt":"2026-05-06T18:19:49.2284Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Bank of Montreal-00040-1559804) to claudio lai - clai+user@fintechwerx.com with amount: $22.00"}],"TransactionStatus":"Failed","FailedTransactionEvent":"EftFailedValidationRejection","From":"Funding Source (--)","To":"claudio lai - clai+user@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":"2026-05-07T11:41:35.047036Z","CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}}
SIGNATURE: ✅ VERIFIED
EVENT RECEIVED: EftFailedValidationRejection
DB LOG: Event saved to webhook_logs
DB ACTION: Transaction Upserted (b6cb53b7-2377-41e3-a76c-3e71c5662402)
FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw
FORWARDING RESPONSE: OK
=============================
TIME: 2026-05-07 15:33:27
HEADERS:
Array
(
    [x-https] => 1
    [host] => apitest.fintechwerx.com
    [accept-encoding] => gzip, br, deflate
    [accept] => */*
    [cookie] => PHPSESSID=008e66b9e0eb243e0ef871b053921271
    [referer] => https://apitest.fintechwerx.com/zumrailsprod/webhook/
    [user-agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; GPTBot/1.3; +https://openai.com/gptbot)
    [from] => gptbot(at)openai.com
    [x-openai-host-hash] => 286635732
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED
=============================
TIME: 2026-05-07 17:17:54
HEADERS:
Array
(
    [x-https] => 1
    [content-length] => 2427
    [content-type] => application/json
    [traceparent] => 00-5b1fb8ff79102ce2796d70d7d1b9ce90-f51e3e1b02c476d1-00
    [zumrails-signature] => tXissKZ+31cFlOMseHDfMijUsg30hcJ8Mq4CQx1gf80=
    [host] => apitest.fintechwerx.com
)

PAYLOAD:
{"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-05-07T17:17:54.215436Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"47ae75f6-0b9c-4dc7-a978-6d33b9ae2575","CompanyName":"SmartWerx Solutions Inc.","PartnerCompanyName":null,"CompanyEmail":"kent+smartwerx@fintechwerx.com"},"FundingSource":{"Institution":"Bank of Montreal","InstitutionNumber":"001","TransitNumber":"00040","Number":null,"Id":"88fe8c65-e9c2-46b6-bc07-2687e17eb634","AccountNumber":"1559804"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"f6fb54a5-6fd1-458c-8297-2a1e50f5dbb6","FirstName":"","LastName":"","CompanyName":"CPT Secure Inc.","Email":"kent@cptsecure.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"b5bb61fa-2245-45a9-8f2c-3154511b9e56","CreatedAt":"2026-05-07T17:17:54.123715Z","Memo":"cpt secure","Comment":"kent test","Amount":20,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"2e352640-75fd-4043-9595-86bdac14f091","CreatedAt":"2026-05-07T17:17:54.198705Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Bank of Montreal-00040-1559804) to CPT Secure Inc. - kent@cptsecure.com with amount: $20.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Bank of Montreal-00040-1559804)","To":"CPT Secure Inc. - kent@cptsecure.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}}
SIGNATURE: ✅ VERIFIED
EVENT RECEIVED: Started
DB LOG: Event saved to webhook_logs
DB ACTION: Transaction Upserted (b5bb61fa-2245-45a9-8f2c-3154511b9e56)
FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw
FORWARDING RESPONSE: OK
=============================
TIME: 2026-05-07 18:04:07
HEADERS:
Array
(
    [x-https] => 1
    [content-length] => 2828
    [content-type] => application/json
    [zumrails-signature] => ayyWYQfu/8NnHhKt3Y35onkCP9XcTOZJZXopIu33UMw=
    [host] => apitest.fintechwerx.com
)

PAYLOAD:
{"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-05-07T18:04:07.719635Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"47ae75f6-0b9c-4dc7-a978-6d33b9ae2575","CompanyName":"SmartWerx Solutions Inc.","PartnerCompanyName":null,"CompanyEmail":"kent+smartwerx@fintechwerx.com"},"FundingSource":{"Institution":"Bank of Montreal","InstitutionNumber":"001","TransitNumber":"00040","Number":null,"Id":"88fe8c65-e9c2-46b6-bc07-2687e17eb634","AccountNumber":"1559804"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"f6fb54a5-6fd1-458c-8297-2a1e50f5dbb6","FirstName":"","LastName":"","CompanyName":"CPT Secure Inc.","Email":"kent@cptsecure.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"b5bb61fa-2245-45a9-8f2c-3154511b9e56","CreatedAt":"2026-05-07T17:17:54.123715Z","Memo":"cpt secure","Comment":"kent test","Amount":20,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"6e60ba37-8f9f-4b8c-b5b7-c1ccd93e7a4c","CreatedAt":"2026-05-07T18:03:13.580647Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"e6f3c923-e8e6-4794-ae31-a64b90b3fbf5","CreatedAt":"2026-05-07T18:02:46.455717Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"2e352640-75fd-4043-9595-86bdac14f091","CreatedAt":"2026-05-07T17:17:54.198705Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Bank of Montreal-00040-1559804) to CPT Secure Inc. - kent@cptsecure.com with amount: $20.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Bank of Montreal-00040-1559804)","To":"CPT Secure Inc. - kent@cptsecure.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}}
SIGNATURE: ✅ VERIFIED
EVENT RECEIVED: EFTFileUploaded
DB LOG: Event saved to webhook_logs
DB ACTION: Transaction Upserted (b5bb61fa-2245-45a9-8f2c-3154511b9e56)
FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw
FORWARDING RESPONSE: OK
=============================
TIME: 2026-05-08 14:33:39
HEADERS:
Array
(
    [x-https] => 1
    [host] => secureapi.fintechwerx.com
    [accept-encoding] => gzip, br, deflate
    [accept] => */*
    [cookie] => PHPSESSID=618b7c9e7a362dcd995f4f5b8e32f6cf
    [referer] => https://secureapi.fintechwerx.com/zumrailsprod/webhook/
    [user-agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; GPTBot/1.3; +https://openai.com/gptbot)
    [from] => gptbot(at)openai.com
    [x-openai-host-hash] => 661696342
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED
=============================
TIME: 2026-05-08 16:48:07
HEADERS:
Array
(
    [x-https] => 1
    [host] => apitest.fintechwerx.com
    [accept-encoding] => gzip, br, deflate
    [accept] => */*
    [cookie] => PHPSESSID=827baffa625097f4ba020504b95e90f7
    [referer] => https://apitest.fintechwerx.com/zumrailsprod/webhook/
    [user-agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; GPTBot/1.3; +https://openai.com/gptbot)
    [from] => gptbot(at)openai.com
    [x-openai-host-hash] => 286635732
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED
=============================
TIME: 2026-05-08 18:08:06
HEADERS:
Array
(
    [x-https] => 1
    [content-length] => 3973
    [content-type] => application/json
    [zumrails-signature] => YHhhkkgulliSi3YlBH+mHreNATvNvzyDSj4kKS37UWY=
    [host] => apitest.fintechwerx.com
)

PAYLOAD:
{"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-05-08T18:08:06.309227Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"47ae75f6-0b9c-4dc7-a978-6d33b9ae2575","CompanyName":"SmartWerx Solutions Inc.","PartnerCompanyName":null,"CompanyEmail":"kent+smartwerx@fintechwerx.com"},"FundingSource":{"Institution":"Bank of Montreal","InstitutionNumber":"001","TransitNumber":"00040","Number":null,"Id":"88fe8c65-e9c2-46b6-bc07-2687e17eb634","AccountNumber":"1559804"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"f6fb54a5-6fd1-458c-8297-2a1e50f5dbb6","FirstName":"","LastName":"","CompanyName":"CPT Secure Inc.","Email":"kent@cptsecure.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"b5bb61fa-2245-45a9-8f2c-3154511b9e56","CreatedAt":"2026-05-07T17:17:54.123715Z","Memo":"cpt secure","Comment":"kent test","Amount":20,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"c0eb2c29-1f26-4d6d-a964-17f30d383180","CreatedAt":"2026-05-08T18:05:19.320755Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"763b9e28-b17d-4e57-960f-a11b6d836497","CreatedAt":"2026-05-08T18:04:21.287382Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"68333818-a636-47c3-a917-859e74533c12","CreatedAt":"2026-05-08T11:48:14.59044Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $20.00"},{"Id":"92b974b6-3000-4885-ab37-5400787e931e","CreatedAt":"2026-05-08T11:48:13.633444Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"17c0ae7d-2335-46e2-a0ab-e335e14916f6","CreatedAt":"2026-05-08T11:48:13.485887Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $20.00"},{"Id":"cf4877cf-f335-46e2-944b-0e4293c032be","CreatedAt":"2026-05-08T11:48:12.61517Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"6e60ba37-8f9f-4b8c-b5b7-c1ccd93e7a4c","CreatedAt":"2026-05-07T18:03:13.580647Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"e6f3c923-e8e6-4794-ae31-a64b90b3fbf5","CreatedAt":"2026-05-07T18:02:46.455717Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"2e352640-75fd-4043-9595-86bdac14f091","CreatedAt":"2026-05-07T17:17:54.198705Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Bank of Montreal-00040-1559804) to CPT Secure Inc. - kent@cptsecure.com with amount: $20.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Bank of Montreal-00040-1559804)","To":"CPT Secure Inc. - kent@cptsecure.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}}
SIGNATURE: ✅ VERIFIED
EVENT RECEIVED: EFTFileUploaded
DB LOG: Event saved to webhook_logs
DB ACTION: Transaction Upserted (b5bb61fa-2245-45a9-8f2c-3154511b9e56)
FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw
FORWARDING RESPONSE: OK
=============================
TIME: 2026-05-09 11:42:48
HEADERS:
Array
(
    [x-https] => 1
    [content-length] => 4562
    [content-type] => application/json
    [zumrails-signature] => S20OLr/pQmZ7viLZ9mqaiiUgbKgZEr3EMcnAGndI+wU=
    [host] => apitest.fintechwerx.com
)

PAYLOAD:
{"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-05-09T11:42:48.485996Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"47ae75f6-0b9c-4dc7-a978-6d33b9ae2575","CompanyName":"SmartWerx Solutions Inc.","PartnerCompanyName":null,"CompanyEmail":"kent+smartwerx@fintechwerx.com"},"FundingSource":{"Institution":"Bank of Montreal","InstitutionNumber":"001","TransitNumber":"00040","Number":null,"Id":"88fe8c65-e9c2-46b6-bc07-2687e17eb634","AccountNumber":"1559804"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"f6fb54a5-6fd1-458c-8297-2a1e50f5dbb6","FirstName":"","LastName":"","CompanyName":"CPT Secure Inc.","Email":"kent@cptsecure.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"b5bb61fa-2245-45a9-8f2c-3154511b9e56","CreatedAt":"2026-05-07T17:17:54.123715Z","Memo":"cpt secure","Comment":"kent test","Amount":20,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"07200a5a-e936-400b-8c77-660593573ed6","CreatedAt":"2026-05-09T11:42:46.588485Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"b59bc0a6-e660-439c-995f-8a9f4a11434e","CreatedAt":"2026-05-09T11:42:41.702608Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"0f1517a9-65a7-4c79-9d29-6a6a87aab267","CreatedAt":"2026-05-09T11:42:40.038604Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"c0eb2c29-1f26-4d6d-a964-17f30d383180","CreatedAt":"2026-05-08T18:05:19.320755Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"763b9e28-b17d-4e57-960f-a11b6d836497","CreatedAt":"2026-05-08T18:04:21.287382Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"68333818-a636-47c3-a917-859e74533c12","CreatedAt":"2026-05-08T11:48:14.59044Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $20.00"},{"Id":"92b974b6-3000-4885-ab37-5400787e931e","CreatedAt":"2026-05-08T11:48:13.633444Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"17c0ae7d-2335-46e2-a0ab-e335e14916f6","CreatedAt":"2026-05-08T11:48:13.485887Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $20.00"},{"Id":"cf4877cf-f335-46e2-944b-0e4293c032be","CreatedAt":"2026-05-08T11:48:12.61517Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"6e60ba37-8f9f-4b8c-b5b7-c1ccd93e7a4c","CreatedAt":"2026-05-07T18:03:13.580647Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"e6f3c923-e8e6-4794-ae31-a64b90b3fbf5","CreatedAt":"2026-05-07T18:02:46.455717Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"2e352640-75fd-4043-9595-86bdac14f091","CreatedAt":"2026-05-07T17:17:54.198705Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Bank of Montreal-00040-1559804) to CPT Secure Inc. - kent@cptsecure.com with amount: $20.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Bank of Montreal-00040-1559804)","To":"CPT Secure Inc. - kent@cptsecure.com","ScheduledStartDate":null,"CompletedAt":"2026-05-09T11:42:42.116877Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}}
SIGNATURE: ✅ VERIFIED
EVENT RECEIVED: Succeeded
DB LOG: Event saved to webhook_logs
DB ACTION: Transaction Upserted (b5bb61fa-2245-45a9-8f2c-3154511b9e56)
FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw
FORWARDING RESPONSE: OK
=============================
TIME: 2026-05-12 15:31:47
HEADERS:
Array
(
    [x-https] => 1
    [content-length] => 2181
    [content-type] => application/json
    [traceparent] => 00-970f557cde355f6065facc64a87dfeb2-fdb61a212e8e2a2d-00
    [zumrails-signature] => QCG9Ztm0l7+sSJW2QeF+DgEG9sw2fZzUym015J3tNlY=
    [host] => apitest.fintechwerx.com
)

PAYLOAD:
{"Type":"User","Event":"NotConnected","EventGeneratedAt":"2026-05-12T15:31:47.128928Z","Data":{"Id":"af0b569f-d879-4d41-b48d-38f764754f7f","CreatedAt":"2026-05-12T15:31:47.120053Z","AccountType":"Personal","Name":"Jerry Lai","FirstName":"Jerry","LastName":"Lai","CompanyName":null,"PhoneNumber":"7788628888","Currency":"CAD","ShippingSameAsBilling":false,"Email":"jerry@aetherev.com","BankAccountInformation":{"Id":"36534698-733e-4f50-9572-7d469b7acadd","Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"47ae75f6-0b9c-4dc7-a978-6d33b9ae2575","CompanyName":"SmartWerx Solutions Inc.","PartnerCompanyName":null,"CompanyEmail":"kent+smartwerx@fintechwerx.com"},"Institution":"Canadian Imperial Bank of Commerce","InstitutionNumber":"010","TransitNumber":"00600","AccountNumber":"6323790","AccountType":"Personal","BankAccountType":null,"RoutingNumber":null,"Name":"Jerry Lai","CompanyName":null,"FirstName":"Jerry","LastName":"Lai","Email":null,"CreatedAt":"2026-05-12T15:31:47.113294Z","AggregationStatus":"NotConnected","LastTimeRefreshed":null,"AggregationFailedReason":null,"AggregationBalance":null,"AggregationCard":null,"HasMinimumInformationForEft":true,"CustomerAutocomplete":null,"FundingSourceStatus":0,"Country":0},"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"47ae75f6-0b9c-4dc7-a978-6d33b9ae2575","CompanyName":"SmartWerx Solutions Inc.","PartnerCompanyName":null,"CompanyEmail":"kent+smartwerx@fintechwerx.com"},"Addresses":[],"TransactionMethodsAvailable":{"Interac":true,"Eft":true,"VisaDirectPull":false,"VisaDirectPush":false,"CreditCard":false,"CreditCardUs":false,"Ach":false,"SameDayAch":false,"RtpFedNow":false,"DebitCard":false,"MoneyTransfer":false,"PrepaidCard":false,"CreditCardIssuance":false},"TransactionMethodsAvailableDescription":null,"CreditCardInformation":null,"InteracCustomerId":null,"ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"AggregationRequestId":"00000000-0000-0000-0000-000000000000","FiservDdpRecipientUserId":null,"IdType":null,"IdNumber":null,"IdState":null,"BusinessTaxId":null}}
SIGNATURE: ✅ VERIFIED
EVENT RECEIVED: NotConnected
DB LOG: Event saved to webhook_logs
FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw
FORWARDING RESPONSE: OK
=============================
TIME: 2026-05-12 15:40:01
HEADERS:
Array
(
    [x-https] => 1
    [content-length] => 2502
    [content-type] => application/json
    [traceparent] => 00-0b82557c523aab27fbe81cd26d34f146-3a4a62a873fbcc8a-00
    [zumrails-signature] => HbvO6QwXjMGFzYdsQ64YLdDzXWSI1nvMDKq1V984MNg=
    [host] => apitest.fintechwerx.com
)

PAYLOAD:
{"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-05-12T15:40:00.913869Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"47ae75f6-0b9c-4dc7-a978-6d33b9ae2575","CompanyName":"SmartWerx Solutions Inc.","PartnerCompanyName":null,"CompanyEmail":"kent+smartwerx@fintechwerx.com"},"FundingSource":{"Institution":"Bank of Montreal","InstitutionNumber":"001","TransitNumber":"00040","Number":null,"Id":"88fe8c65-e9c2-46b6-bc07-2687e17eb634","AccountNumber":"1559804"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"af0b569f-d879-4d41-b48d-38f764754f7f","FirstName":"Jerry","LastName":"Lai","CompanyName":null,"Email":"jerry@aetherev.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"f1dafaa4-4646-4cbd-8a1a-5a2f682fb5dc","CreatedAt":"2026-05-12T15:40:00.777065Z","Memo":"SB 60f67f9f-100","Comment":"batchId: 60f67f9f-1008-4183-aa33-6a5521b294e6 siteOwnerId: f68c9c43-38b1-4e17-b382-6136a8b41656","Amount":73.12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"28961364-d221-4990-8dbc-9e6c83be4787","CreatedAt":"2026-05-12T15:40:00.88038Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Bank of Montreal-00040-1559804) to Jerry Lai - jerry@aetherev.com with amount: $73.12"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Bank of Montreal-00040-1559804)","To":"Jerry Lai - jerry@aetherev.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}}
SIGNATURE: ✅ VERIFIED
EVENT RECEIVED: Started
DB LOG: Event saved to webhook_logs
DB ACTION: Transaction Upserted (f1dafaa4-4646-4cbd-8a1a-5a2f682fb5dc)
FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw
FORWARDING RESPONSE: OK
=============================
TIME: 2026-05-12 18:03:03
HEADERS:
Array
(
    [x-https] => 1
    [content-length] => 2903
    [content-type] => application/json
    [zumrails-signature] => umjObZKCofZ904TKePdKiFrrIyNJWCqwGF4wbtPbAOk=
    [host] => apitest.fintechwerx.com
)

PAYLOAD:
{"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-05-12T18:03:03.342823Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"47ae75f6-0b9c-4dc7-a978-6d33b9ae2575","CompanyName":"SmartWerx Solutions Inc.","PartnerCompanyName":null,"CompanyEmail":"kent+smartwerx@fintechwerx.com"},"FundingSource":{"Institution":"Bank of Montreal","InstitutionNumber":"001","TransitNumber":"00040","Number":null,"Id":"88fe8c65-e9c2-46b6-bc07-2687e17eb634","AccountNumber":"1559804"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"af0b569f-d879-4d41-b48d-38f764754f7f","FirstName":"Jerry","LastName":"Lai","CompanyName":null,"Email":"jerry@aetherev.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"f1dafaa4-4646-4cbd-8a1a-5a2f682fb5dc","CreatedAt":"2026-05-12T15:40:00.777065Z","Memo":"SB 60f67f9f-100","Comment":"batchId: 60f67f9f-1008-4183-aa33-6a5521b294e6 siteOwnerId: f68c9c43-38b1-4e17-b382-6136a8b41656","Amount":73.12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"bc262594-eea4-472d-83ec-1751cdd232f3","CreatedAt":"2026-05-12T18:02:32.839112Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"a77b8fb5-0a6b-41b6-a5f3-0d7b9f7a4921","CreatedAt":"2026-05-12T18:02:06.458462Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"28961364-d221-4990-8dbc-9e6c83be4787","CreatedAt":"2026-05-12T15:40:00.88038Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Bank of Montreal-00040-1559804) to Jerry Lai - jerry@aetherev.com with amount: $73.12"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Bank of Montreal-00040-1559804)","To":"Jerry Lai - jerry@aetherev.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}}
SIGNATURE: ✅ VERIFIED
EVENT RECEIVED: EFTFileUploaded
DB LOG: Event saved to webhook_logs
DB ACTION: Transaction Upserted (f1dafaa4-4646-4cbd-8a1a-5a2f682fb5dc)
FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw
FORWARDING RESPONSE: OK
=============================
TIME: 2026-05-13 18:02:24
HEADERS:
Array
(
    [x-https] => 1
    [content-length] => 4049
    [content-type] => application/json
    [zumrails-signature] => pfkbmU68ZxcnTqVfOvSd9iFnh0X6mn2qhDUTWv8fsFw=
    [host] => apitest.fintechwerx.com
)

PAYLOAD:
{"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-05-13T18:02:24.099987Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"47ae75f6-0b9c-4dc7-a978-6d33b9ae2575","CompanyName":"SmartWerx Solutions Inc.","PartnerCompanyName":null,"CompanyEmail":"kent+smartwerx@fintechwerx.com"},"FundingSource":{"Institution":"Bank of Montreal","InstitutionNumber":"001","TransitNumber":"00040","Number":null,"Id":"88fe8c65-e9c2-46b6-bc07-2687e17eb634","AccountNumber":"1559804"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"af0b569f-d879-4d41-b48d-38f764754f7f","FirstName":"Jerry","LastName":"Lai","CompanyName":null,"Email":"jerry@aetherev.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"f1dafaa4-4646-4cbd-8a1a-5a2f682fb5dc","CreatedAt":"2026-05-12T15:40:00.777065Z","Memo":"SB 60f67f9f-100","Comment":"batchId: 60f67f9f-1008-4183-aa33-6a5521b294e6 siteOwnerId: f68c9c43-38b1-4e17-b382-6136a8b41656","Amount":73.12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"62dc7e5c-aa0b-4156-8cbe-6baac3a85fe8","CreatedAt":"2026-05-13T18:01:39.51488Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"48385d92-12ae-4cd6-a85e-50189c5fb0ea","CreatedAt":"2026-05-13T18:01:28.638945Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"0d354949-0807-4a53-9c25-f31313622f10","CreatedAt":"2026-05-13T11:43:01.816301Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $73.12"},{"Id":"9483f1e3-6687-4341-849a-c6b81c9210f1","CreatedAt":"2026-05-13T11:43:00.758213Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"be6dd867-27f0-4f31-8372-2fd567abcdba","CreatedAt":"2026-05-13T11:43:00.624559Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $73.12"},{"Id":"68462c3d-6e4e-48c3-a534-4ea00627a813","CreatedAt":"2026-05-13T11:42:59.000182Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"bc262594-eea4-472d-83ec-1751cdd232f3","CreatedAt":"2026-05-12T18:02:32.839112Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"a77b8fb5-0a6b-41b6-a5f3-0d7b9f7a4921","CreatedAt":"2026-05-12T18:02:06.458462Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"28961364-d221-4990-8dbc-9e6c83be4787","CreatedAt":"2026-05-12T15:40:00.88038Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Bank of Montreal-00040-1559804) to Jerry Lai - jerry@aetherev.com with amount: $73.12"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Bank of Montreal-00040-1559804)","To":"Jerry Lai - jerry@aetherev.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}}
SIGNATURE: ✅ VERIFIED
EVENT RECEIVED: EFTFileUploaded
DB LOG: Event saved to webhook_logs
DB ACTION: Transaction Upserted (f1dafaa4-4646-4cbd-8a1a-5a2f682fb5dc)
FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw
FORWARDING RESPONSE: OK
=============================
TIME: 2026-05-14 11:37:10
HEADERS:
Array
(
    [x-https] => 1
    [content-length] => 4638
    [content-type] => application/json
    [zumrails-signature] => Ldwi6vce4UYluVFm6gkI5ONXqaRIC4nOFbfzvWNJw2Q=
    [host] => apitest.fintechwerx.com
)

PAYLOAD:
{"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-05-14T11:37:09.894511Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"47ae75f6-0b9c-4dc7-a978-6d33b9ae2575","CompanyName":"SmartWerx Solutions Inc.","PartnerCompanyName":null,"CompanyEmail":"kent+smartwerx@fintechwerx.com"},"FundingSource":{"Institution":"Bank of Montreal","InstitutionNumber":"001","TransitNumber":"00040","Number":null,"Id":"88fe8c65-e9c2-46b6-bc07-2687e17eb634","AccountNumber":"1559804"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"af0b569f-d879-4d41-b48d-38f764754f7f","FirstName":"Jerry","LastName":"Lai","CompanyName":null,"Email":"jerry@aetherev.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"f1dafaa4-4646-4cbd-8a1a-5a2f682fb5dc","CreatedAt":"2026-05-12T15:40:00.777065Z","Memo":"SB 60f67f9f-100","Comment":"batchId: 60f67f9f-1008-4183-aa33-6a5521b294e6 siteOwnerId: f68c9c43-38b1-4e17-b382-6136a8b41656","Amount":73.12,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"190b6a49-28f2-4871-972c-e3bf8d1ff4db","CreatedAt":"2026-05-14T11:37:08.386802Z","Event":"Succeeded","EventDescription":"Transaction completed"},{"Id":"9c8e5d06-e828-46de-a612-9bf03c953f7e","CreatedAt":"2026-05-14T11:37:07.863024Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for credit transaction has been processed by Financial Institution"},{"Id":"568ccf03-a229-42bb-927b-25d5ab3472ef","CreatedAt":"2026-05-14T11:37:07.165763Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for credit transaction from financial institution"},{"Id":"62dc7e5c-aa0b-4156-8cbe-6baac3a85fe8","CreatedAt":"2026-05-13T18:01:39.51488Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"48385d92-12ae-4cd6-a85e-50189c5fb0ea","CreatedAt":"2026-05-13T18:01:28.638945Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"},{"Id":"0d354949-0807-4a53-9c25-f31313622f10","CreatedAt":"2026-05-13T11:43:01.816301Z","Event":"WalletWithdrawn","EventDescription":"Wallet withdrawn, amount: $73.12"},{"Id":"9483f1e3-6687-4341-849a-c6b81c9210f1","CreatedAt":"2026-05-13T11:43:00.758213Z","Event":"EFTAnswerProcessed","EventDescription":"EFT for debit transaction has been processed by Financial Institution"},{"Id":"be6dd867-27f0-4f31-8372-2fd567abcdba","CreatedAt":"2026-05-13T11:43:00.624559Z","Event":"WalletFunded","EventDescription":"Wallet was funded, amount: $73.12"},{"Id":"68462c3d-6e4e-48c3-a534-4ea00627a813","CreatedAt":"2026-05-13T11:42:59.000182Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"bc262594-eea4-472d-83ec-1751cdd232f3","CreatedAt":"2026-05-12T18:02:32.839112Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"a77b8fb5-0a6b-41b6-a5f3-0d7b9f7a4921","CreatedAt":"2026-05-12T18:02:06.458462Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"28961364-d221-4990-8dbc-9e6c83be4787","CreatedAt":"2026-05-12T15:40:00.88038Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Bank of Montreal-00040-1559804) to Jerry Lai - jerry@aetherev.com with amount: $73.12"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Bank of Montreal-00040-1559804)","To":"Jerry Lai - jerry@aetherev.com","ScheduledStartDate":null,"CompletedAt":"2026-05-14T11:37:07.965649Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}}
SIGNATURE: ✅ VERIFIED
EVENT RECEIVED: Succeeded
DB LOG: Event saved to webhook_logs
DB ACTION: Transaction Upserted (f1dafaa4-4646-4cbd-8a1a-5a2f682fb5dc)
FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw
FORWARDING RESPONSE: OK
=============================
TIME: 2026-05-15 16:04:21
HEADERS:
Array
(
    [x-https] => 1
    [host] => apitest.fintechwerx.com
    [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED
=============================
TIME: 2026-05-18 16:27:19
HEADERS:
Array
(
    [x-https] => 1
    [connection] => keep-alive
    [host] => apitest.fintechwerx.com
    [user-agent] => meta-externalagent/1.1 (+https://developers.facebook.com/docs/sharing/webmasters/crawler)
    [accept] => */*
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED
=============================
TIME: 2026-05-18 16:28:49
HEADERS:
Array
(
    [x-https] => 1
    [connection] => keep-alive
    [host] => secureapi.fintechwerx.com
    [user-agent] => meta-externalagent/1.1 (+https://developers.facebook.com/docs/sharing/webmasters/crawler)
    [accept] => */*
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED
=============================
TIME: 2026-05-23 01:38:15
HEADERS:
Array
(
    [x-https] => 1
    [host] => secureapi.fintechwerx.com
    [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED
=============================
TIME: 2026-05-24 06:32:24
HEADERS:
Array
(
    [x-https] => 1
    [accept-encoding] => gzip, deflate, br
    [user-agent] => Mozilla/5.0 (Linux; Android 6.0.1; Nexus 5X Build/MMB29P) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/148.0.7778.96 Mobile Safari/537.36 (compatible; GoogleOther)
    [from] => googlebot(at)googlebot.com
    [accept] => text/html,application/xhtml+xml,application/xml;q=0.9,*/*;q=0.8
    [connection] => keep-alive
    [host] => apitest.fintechwerx.com
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED
=============================
TIME: 2026-05-24 16:55:35
HEADERS:
Array
(
    [x-https] => 1
    [host] => apitest.fintechwerx.com
    [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED
=============================
TIME: 2026-05-24 16:55:41
HEADERS:
Array
(
    [x-https] => 1
    [host] => apitest.fintechwerx.com
    [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED
=============================
TIME: 2026-05-30 08:03:05
HEADERS:
Array
(
    [x-https] => 1
    [host] => apitest.fintechwerx.com
    [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED
=============================
TIME: 2026-05-30 08:03:12
HEADERS:
Array
(
    [x-https] => 1
    [host] => apitest.fintechwerx.com
    [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED
=============================
TIME: 2026-06-04 05:55:36
HEADERS:
Array
(
    [x-https] => 1
    [host] => apitest.fintechwerx.com
    [accept-encoding] => gzip,deflate,br
    [accept] => */*
    [user-agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; GPTBot/1.3; +https://openai.com/gptbot)
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED
=============================
TIME: 2026-06-04 19:53:30
HEADERS:
Array
(
    [x-https] => 1
    [host] => apitest.fintechwerx.com
    [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED
=============================
TIME: 2026-06-04 22:10:13
HEADERS:
Array
(
    [x-https] => 1
    [host] => apitest.fintechwerx.com
    [accept-encoding] => gzip, br, zstd, deflate
    [user-agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)
    [accept] => */*
)

PAYLOAD:

SIGNATURE: ⚠️ NOT PROVIDED